Stashfin - Personal Loan App

4.1
344K reviews
10M+
Downloads
Content rating
Everyone
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About this app

Stashfin Credit Line and Instant Personal Loan App Online

Enjoy the power of instant money with Stashfin- One of India’s fastest, easiest, safest, and smartest Credit Line and Personal Loan App. Stashfin is powered by Akara Capital Advisors, an NBFC duly registered with Reserve Bank of India (RBI). With its quick and easy loan application process, Stashfin lets you enjoy instant personal loans up to ₹5,00,000 at low interest rates and flexible repayment plans that are best suited to your needs.

Best Instant Personal Loan App in India
• Credit line ranging from ₹1,000 to ₹5,00,000 straight to your bank account. 24*7 access to cash
• Pay interest only on the funds you utilize
• Flexible payment terms. Repay your loan with convenient EMIs. Pick a tenure that works for you ranging from 3 months to 36 months
• Minimum documentation, instant approval, and quick loan disbursal.
• Transparent pricing. No hidden fees
• Completely secure process
• No joining fees

Instant Loan
We also provide small instant personal loan as low as ₹1,000 and up to ₹500,000 and we are operational in 30+ cities across India. In matters of funds, one size doesn’t fit all, and we offer you the choice of picking a credit line best suited to your needs and help you take control of your finances. We offer interest rates ranging from 11.99% - 59.99% APR (Annual Percentage Rate), the rates may vary on a case-to-case basis. All loans are paid through Equal Monthly Instalments (EMIs) via electronic payment. A low processing fee is charged in certain cases and there are no hidden costs.

Example-
Loan Amount: ₹10,000
Loan Tenure: 3 months
Rate of Interest: 11.99% p.a.
Processing Fee: ₹0
Total Interest: ₹167
Loan EMI: ₹3389
APR: 11.99%
Amount Disbursed: ₹10,000
Total Loan Repayment Amount: ₹10,167
*For selected customers with 0% interest for 30 days, there is a small transaction fee.

Sample Monthly EMI with Sample Principal and Interest
EMI Principal Interest
₹3389 ₹3305.74 ₹83.25
₹3389 ₹3333.26 ₹55.73
₹3389 ₹3361.01 ₹27.98

How does Stashfin Work?
4 Easy steps to get instant cash loan and solve all your money problems
• Download the Stashfin App and register
• Fill in your details and upload verification documents
• Once verified the final loan application status can be checked on the App You will also be notified of your approval status via SMS
• Once approved, E-sign the loan agreement and the approved amount will be disbursed to you within 5 minutes. An SMS notification will be sent to your registered number notifying the same

Eligibility Criteria to Apply for Instant Personal Loan-
• Indian Citizen
• Above the age of 18
• Must have a source of income (either salaried or self-employed)

Documents Required for Instant Personal Loan-
• Address Proof (any one of Aadhaar Card/Voter ID/Passport/Driving License)
• Identity Proof (PAN ID)
In some cases, you may be asked for the following documents
• Bank Statement
• ITR/ GST Paper

Stashfin is currently Operational in 30+ Cities-
Delhi NCR (Delhi, New Delhi, Noida, Greater Noida, Faridabad, Ghaziabad, Gurgaon), Mumbai, Thane, Pune, Hyderabad, Chennai, Bangalore, Indore, Chandigarh, Panchkula, Pithampur, Bhiwandi, Zirakpur, Kharar, Coimbatore, Kolkata, Allahabad, Udaipur, Jaipur, Lucknow, Prayagraj, Kanpur, Bhopal, Shimla, Haridwar, Ranchi, Ahmedabad, Mangalore and more.

Security & Protection of Privacy-
Data security and privacy is a top priority at Stashfin. Our backend APIs comply with mandated security standards and robust protocols which have been tested and certified.

Stashfin has partnered with reputed and well-regulated entities like SBM Bank, DMI Finance, Visu Leasing Finance, AU Small Finance Bank, Kisetsu Saison Finance, Chola Finance and Western Capital.

Stashfin Instant Personal Loan App requires the following permissions to function properly:
• Text messages
• One time access to Location, Camera & Media
• Limited Device Info.

For queries, please mail us at grievance.officer@stashfin.com
Updated on
Jun 2, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.1
343K reviews
MOHAMMED MUNAWAR
June 8, 2024
This aap is truly remarkable. I have encountered no issue while completing transactions as the process is both hassle free and smooth. UI Design is visually pleasing an easy to navigate even when accessing multiple services the online services offered are incredibly useful and transitioning between each operation each is effortless I also appreclate the continuous addition of new features with each update overall this aap is truly hassle free are exceptional.
2 people found this review helpful
AKARA CAPITAL ADVISORS PRIVATE LIMITED
June 10, 2024
"Dear Customer, Thank you for rating us highly and choosing us as your preferred lending App. We strive to provide outstanding service to all our customers and we promise to continue improving your experience on Stashfin. -Team Stashfin"
S1317 smi
June 7, 2024
I think this is the worst app I have ever seen in my life. I have Applied a loan and submitted all details and they asked to pay 1 rupees for verfication purpose. After that thay asked 354 rupees and i continued the loan application and in the next bank statement uploading interface there were no option for state bank of India. I think they are tracking our bank details so early to hide our preferred bank in the next interface. Worst worst and worst experience.
9 people found this review helpful
AKARA CAPITAL ADVISORS PRIVATE LIMITED
June 10, 2024
Dear Customer, we sincerely regret the inconvenience caused. We highly appreciate your feedback and helping us identify issues we can improve upon. For further assistance, www.stashfin.com/contact-us would be the best channel to get your query resolved at the earliest.
Ethish Kumar
June 9, 2024
I have applied for a loan and same was approved. When I'm trying to transfer the money it is continuously failing and money not received to the account. BUT EVEN AFTER THAT IT IS SHOWING I ALREADY USED 27000 AMOUNT. This is disgusting and I don't have proper option in the help section also. If you really want to increase the customers you guys need to resolve these kind of technical and stupid issues from the app. Otherwise you will loose all your existing customers too.
AKARA CAPITAL ADVISORS PRIVATE LIMITED
June 10, 2024
Dear Customer, we sincerely regret the inconvenience caused. We highly appreciate your feedback and helping us identify issues we can improve upon. For further assistance, www.stashfin.com/contact-us would be the best channel to get your query resolved at the earliest.