Prepaid TWINT & other banks

3.7
19K reviews
500K+
Downloads
Content rating
Everyone
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About this app

TWINT is Switzerland’s digital cash. With TWINT, you can make convenient and secure payments using your smartphone.

All TWINT functions:
- Send and request money
- Make quick and secure payments in online shops
- Buy digital vouchers, pay for your parking and make donations in TWINT+, directly in the app 
- Make convenient and secure payments at cash registers, in farm shops and vending machines
- Store customer loyalty cards and employee cards in the app
- Benefit from discount coupons and digital stamp cards

Switzerland’s biggest banks offer their own version of the TWINT app. Please search in the App Store for the name of your bank together with the term “TWINT”. 

Top up credit:
The TWINT prepaid solution can be used by everyone, regardless of at which bank your account is
- Top up via your bank account (direct debit)
- Top up via a deposit slip
- Top up via a voucher code

Security:
TWINT is as secure as e-banking. All transactions take place in a secure environment. TWINT also does not disclose any personal data to third parties.

The money is not stored directly on the smartphone. In the event that your smartphone is stolen, TWINT can be blocked immediately by calling the hotline (0800 99 88 77).

Devices and version:
You require a smartphone with the Android (from version 7) operating system and the Bluetooth function (from version 4.0).
Updated on
Feb 19, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.7
18.8K reviews
Patricia Manford
May 24, 2020
Sadly, the best feature of this app has been removed... Previously, this app was very intuitive as it worked similar to a credit card and in case the amount of money in the app was too little, you could deposit the missing amount quickly. Now, you need to wait until the requested amount has been transferred to TWINT AG before you can use it. Why use this app then, might as well use a credit card or PayPal. Will wait until I used up the amount left and then deinstall. :(
16 people found this review helpful
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TWINT AG
June 5, 2020
Grüezi Herr Manford Neu können Banken selbst entscheiden ob Sie diesen Service Ihren Kunden anbieten möchte oder nicht. Hier finden Sie weiter Informationen: https://www.twint.ch/aufladen-direktanbindung/ Liebe Grüsse Lisa vo TWINT
Fabian Neumann
September 26, 2023
It is very annoying that this app is exclusively for users with a swiss bank account. It can be pretty annoying and time consuming to find out you can not use the app for payments (e.g. at a parking place) if you are not from Switzerland. Verification (to recieve money via Swiss bank transfer) does also take to much time.
3 people found this review helpful
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TWINT AG
September 28, 2023
Dear Fabian, you can use TWINT Prepaid if you're a citizen of Switzerland, Germany, France, Liechtenstein, Italy or Austria and have a phone number from these countries. You can top up credit using credit codes (from Swiss post & Coop). When topping up via bank transfer, your account will be creditet 1 day after the value day of the transfer.
Antonio Felice
May 1, 2020
The app is good for transferring money to friends. But in store payments are too convoluted. Why can I not pay with NFC when terminal is compatible? I don't care that iPhone does not allow that, android does, take advantage! See Paylib French mobile payment app allows it
9 people found this review helpful
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TWINT AG
May 7, 2020
Grüezi Besten Dank für Ihren Input, gerne leiten wir diesen weiter an die betreffende Stelle. Liebe Grüsse Lisa von TWINT

What's new

We improved quality & stability