BMO Digital Banking

BMO Bank National Association

About this app

Bank on the go from your Android™ smartphone anywhere, anytime with the BMO Digital Banking app. We’ve updated the design for a cleaner look that’s even more convenient to use! It’s secure¹ and super easy to:
• View account balances and activity
• Sign on even faster using Biometric Finger Print ID
• View and manage your credit cards alongside your other BMO accounts
• Send money to friends and family with a bank account in the U.S. with Zelle®
• Track your accounts – even if they’re not with us – with BMO Total Look
• Transfer money between your BMO accounts2
• Deposit checks by taking a picture with your Android™ camera³
• Schedule and manage bill payments
• Turn your debit or ATM card on and off and get real time alerts⁴ – with BMO Card Monitor

Visit bmo.com/usmobile to learn more.

¹ Please visit bmo.com/us/security for more details.
2If you make an Internal Transfer on a weekend or holiday, we’ll credit the payment the same day, but we’ll post the payment on the next Business Day.
³ Mobile Deposit is available using the BMO Digital Banking app. This service may not function on older devices. Users must be a BMO Digital Banking customer with a BMO account opened for more than 5 calendar days. Deposits are not immediately available for withdrawal. For details, see the BMO Digital Banking Agreement found at bmo.com/uslegal.
⁴ Message and data rates may apply. Contact your wireless carrier for details.

Accounts are subject to approval. BMO Bank N.A. Member FDIC

Third party web sites may have privacy and security policies different from BMO. Links to other web sites do not imply the endorsement or approval of such web sites. Please review the privacy and security policies of websites reached through links from BMO web sites.

Copyright 2023, BMO Financial Corp., All Rights Reserved.

Android™ is a trademark of Google Inc.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Ratings and reviews

hard to navigate and find the links I'm looking for. won't let you use the back button on phone. App won't let you navigate away to a different screen once logged out. You have to collapse all open screens and swipe the page away (Android device). Can't use quick balance unless you have a lock on your phone. You can't click on transactions to see details, you are unable to get any kind of details at all for your transactions unless you call customer service. Bad design compare to BOTW website

You can barely use mobile deposit because it can not detect the endorsement. Sometimes, it works, but most of the time, it doesn't, despite the endorsement being easily legible. Could we get a manual override that just allows a person to view the check and okay it. People put way too much faith in technology these days. I guess b/c tech can never be buggy or have shotty programming.

A terrible app run by an awful bank (my bank was bought out and absorbed by them, which is why I have to deal with them for now). Constantly refuses to accept established biometrics and passwords. Awful use of AI and algorithms for chat (though I suppose that rings true for the bank in general). New problem: Not only are the issues above still a problem, but I'm now being blocked from viewing my own accounts, and I can't update viewing preferences when directed to do so. Useless app.

What's new

We're always working to improve your banking experience, this update includes:
• Updating our cutoff time for mobile deposits to 6 p.m. PT/8 p.m. CST
• BMO BillConnect enhancements to permit customers with personal and business accounts to login
• Minor bug fixes
Turn on automatic updates so you always bank with the latest features & enhancements