Copper - Bank & Earn Money

Copper App

About this app

Copper: Where kids & teens learn while they bank, and parents keep an eye on them as they build the financial skills they need to succeed. It’s that simple.

We’re the only banking app that empowers teens & kids to learn money, setting them up for future financial success. With Copper, they'll gain vital real-world experience as they bank, earn, spend, save, and invest — all in a safe learning environment, with financial literacy moments built in. With real-time monitoring and alerts, parents get full visibility over it all.

For Kids & Teens:
- With Copper, you'll enjoy all the benefits of having a (knowledge) bank in your pocket.
- Get a shiny new Copper debit card with your name on it.
- Shop in-store, online, or with Apple Pay.
- Complete tasks & chores to get paid.
- Get $$$ from Mom and Dad instantly.
- Learn to invest the smart way.
- Track when, where, and how you're using your money.
- Set savings goals and learn how to reach them!

For Teens:
- Earn Copper creds that turn into $$$ by referring your friends, playing games, taking surveys (16+), and scanning receipts.

For Parents:
- Skip the ATM. Send money to your kids instantly through the app!
- Automate allowance one time, then never worry about having cash again.
- Add up to 5 tasks for each kid & reward them for getting the job done.
- Monitor your child's spending with real-time alerts.
- Backed by financial literacy experts, Copper teaches kids about money in a safe learning environment.
- Help your child build confidence & independence.
- Empower your kid's budgeting & savings skills with our top-rated app.
- Teach smart investing habits with a portfolio built just for them.
- Trust that your child is learning the skills they need to succeed in the real world.

COPPER PLANS

With Copper, families get:
- Built-in financial empowerment & real-world money tools
- FDIC-insured savings account
- 2% in Savings Rewards
- Copper debit card (physical & virtual)
- Access to 55,000+ ATMs nationwide
- Savings goals
- Tasks
- Instant P2P money transfers
- Divvy (automated saving and investing)
- RoundUps (automatically save and invest your spare change)
- Automated Allowance
- Spend monitoring notifications
- Embedded safety features
- Early Direct Deposit (teens get paid up to 2 days faster)
- Zero overdraft fees
- Zero hidden fees
- NO credit checks
- Armed with Zero Liability Protection
- World-Class Customer Support

COPPER + INVEST
The future starts now with Copper + Invest. Get all that comes with Copper, plus:
- 5% in Savings Rewards
- Diversified investment portfolio tailored to their risk level
- Priority access to our World-Class Customer Support team


Peace of mind for parents. Financial education & empowerment for kids. Get Copper.

Learn more: http://www.getcopper.com

1 Copper is a financial technology company, not a bank. Banking services provided by Evolve Bank & Trust; Members FDIC. Investing services provided by NFA, an SEC registered investment advisor. Brokerage services provided by DriveWealth, LLC, member SIPC. NFA offers three different risk portfolios consisting of ETFs which includes the above mentioned single name stocks

2 Source: App Store, as of 3/10/23

3 Eligible for instant money transfers when funding with an external debit card. Processing times are often instant but in some cases may take longer.

Ratings and reviews

It's pretty reliable with going into savings, transferring and stuff like that but I've played some of the games and the credits that I'm supposed to be getting 1,200 but it's been 2 days and it still says pending without any explanation because the rest of what I got came in with 800 and 500 credits and worked out fine and I earned them almost instantly but I'm not sure if I'm just supposed to wait or if it's broken.

It is just too inconvenient with the options it gives. You can't add prepaid debit cards. The auto reload sucks because you can't add a specific amount of money on your balance when its below your selected amount. They charge money for sending with a linked debit card which I think they shouldn't charge for. It also takes so long for bank transfers to enter the copper balance and its just irritating and annoying. Kids can't even link thier own cards and bank accounts. Step is a better option.

So they give you $5 that part is true. I went on to accumulate more and finally went to cash out. Got the cash on a card that was fine. Spent the cash and the transactions are still pending which is making my Cash Giraffe app ( where I spent the money) slow. When i called the company to fix it they weren't able to help. I went to spend the rest and Google (not their fault) wont let me. I dont even know what my current balance is.

What's new

Performance enhancements and improvements.