MoneyLion: Go-to Money App

MoneyLion Inc.

About this app

Make better money decisions with MoneyLion. Access mobile banking, personal finance resources, fast cash advances & cashback rewards for extra money when you need it. Discover tools, insights, & offers for every money moment in your life.

GET PAID EARLY (UP TO 2 DAYS)² - ROARMONEY BANKING
Fast forward to payday with RoarMoney℠ direct deposit. Open a RoarMoney banking account and invest your extra cash with Round Ups³. Unlock up to $1000¹ cash advances with qualifying recurring direct deposits!

REWARDS & CASHBACK - MONEYLION WOW⁷
Earn cashback and rewards on big financial decisions or everyday spending. Protect yourself when life throws you a curveball, with exclusive benefits like cell phone insurance, travel protection and more.

QUICK CASH ADVANCE UP TO $500¹
Access up to $500 of your pay, any day with Instacash℠ cash advances. Get money in minutes with no interest, no mandatory fees, & no credit check.
FAST LOAN OFFERS⁵
Need to borrow money? Get matched with personal loan offers from partners on the MoneyLion Marketplace. Compare offers for personal loans, small loans, online loans, savings accounts, & more.

CREDIT BUILDER LOAN⁶
Access a Credit Builder loan of up to $1000 & exclusive services with a membership.

MoneyLion is not affiliated with other money apps, loan apps, or instant cash advance apps such as Dave, Beem, Self, Varo Bank, Possible Finance, Albert, Klover, Ibotta, Earnin, Empower, Cleo, Brigit, or Kikoff

1 Instacash is a 0% APR cash advance service provided by MoneyLion. Your available Instacash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date which can range from weekly to monthly depending on your deposit cycle. An Instacash advance is a non-recourse product, not a personal loan, and there is no mandatory minimum or maximum timeframe for repayment; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and http://help.moneylion.com for additional terms, conditions and eligibility requirements.

Increased Instacash limit with Safety Net requires recurring direct deposit into RoarMoney account. Instacash is an optional service offered by MoneyLion. Terms and eligibility requirements apply. See Instacash Terms and Conditions for more information.

2 With direct deposit. Faster access to funds is based on comparison of a paper check versus electronic Direct Deposit.

3 Round Ups is subject to terms and conditions. This optional service is offered by MoneyLion. You may be required to have certain MoneyLion accounts to use this feature.

5 MoneyLion displays personal loans in our marketplace with repayment terms from 12 months to 84 months and APR ranges from 5.99% to 35.99%. For example, if you receive a $10,000 loan with a 60-month term and a 16.21% APR, your required monthly payment would be $244.30 ($135.09 Principal + $109.21 Interest). Assuming all 60 payments are made on time, the total amount paid would be $14,657.87. All loan offers on the MoneyLion marketplace require your application and approval by the lender. Depending on the lender, other fees may apply, such as origination fees or late payment fees. See lender’s terms and conditions for additional details. You may not qualify for the lowest rates or the highest offer amounts or may not qualify for a loan at all.

6 Credit Builder loans are made by either exempt or state-licensed subsidiaries of MoneyLion Inc. NMLS 1237506

249 W 17th St, 4th Fl, New York, NY 10011

Ratings and reviews

Started off great! Have used for 6 months. Dislike that they ask for a tip so many times during 1 transaction g that you can't just ask for a set amount with the total fee added. Having a card is nice although it's not significantly < using your own card. The reason for 2 stars happened in April due to someone hacking my acc, sending themselves money, & opened a loan for $500. Their investigation concluded that there was no error on my acc & that I authorized all of it.

Straightforward app, lent me money when I needed it, when no one else would. No hoops to jump through. No crazy interest rate. Sure, it asks you to tip multiple times but you can say no. A tiny inconvenience for getting the help you need and it makes sense if they're trying to help as many people as possible. The best lend money app I've come across so far. And you can get boosts from others in the app to increase your loan amount.

This app is excellent in what it does. It also does exactly as described. The customer service is excellent, kind, and helpful. 5 star all around. Hope if you are looking for a helpful financial app you atleast give it a go. Only negative to it is. The borrow feature doesnt allow you to pull whole amount, only a set amount at a time meaning. You have to do multiple transactions to get what you need when you need it. This ultimately raises amount owed back. But it is very flexible.

What's new

There’s something so nostalgic about reruns. They’re familiar. Comforting. Great for background noise – the OG white noise machine. We know what jokes come next and, yet, no matter how many times we’ve heard them, they never fail to put a smile on our faces.

So, here’s the MoneyLion app rerun: Fewer bugs, more performance improvements and ways to earn and save money. Thanks for using MoneyLion!