One - Mobile Banking

ONE Finance, Inc.

About this app

One is a financial technology company, not a bank. Banking services provided by Coastal Community Bank, Member FDIC. Approved accounts are FDIC insured up to $250,000 per depositor. One card is issued by Coastal Community Bank pursuant to licensing by Mastercard® International.

Join the millions of customers banking through One.

Debit Rewards, early pay, high-yield Savings.

EARN UP TO 5% CASH BACK ON SELECT BRANDS†
Cash back can be earned through the One Rewards Program. See the One app for individual offer requirements. Terms apply.

3% CASH BACK AT WALMART‡
With eligible deposits, up to $50 every year.
To receive 3% cash back, eligible customers (at the time their purchase settles) must (a) have received $500 or more of eligible direct deposits in the previous month, or (b) have a total account balance of $5,000 or more. 3% cash back is limited to up to $50 per year and applies only to purchases made at U.S. Walmart locations and on Walmart.com. This promotion may not be combined with other One promotions that offer cash back on purchases at Walmart. Terms Apply.

SEND MONEY TO ANYONE — EASILY§
Send and receive money in seconds with One to One. Just search, select, and pay anyone.
Money sent through One to One can only be transferred to a One Deposit Account. If the recipient does not have an account, they must open one within 10 days of money being sent or it will be returned to the sender.

EARLY PAYʌ
Get paid up to 2 days early with direct deposit.
Direct deposit may be available up to 2 days in advance, but depends on when your employer sends paycheck data.

5.00% APY ON SAVINGSΔ
With eligible deposits up to $250,000. Plus, receive 1.00% APY on the rest of your Savings balances.
5.00% annual percentage yield (APY) applies to the primary Savings pocket and custom pockets of customers who either (i) received $500 or more of eligible direct deposits in the previous month or (ii) have a total daily account balance of $5,000 or more. Customers can also earn 5.00% APY on Pay Autosave and ONE@Work Save balances. In all instances 5.00% APY is limited to a total Savings balance of up to $250,000. All other Savings balances will earn 1.00% APY.


APYs are as of 9/28/2023, but may change at any time before or after account opening. Fees may reduce earnings on this account.

© Copyright 2024 One Finance, Inc. All third party products, names, logos, and brands are the trademarks or registered trademarks and property of their respective owners. Use of them herein is for identification purposes only and does not imply any ownership, affiliation, or endorsement. Additional terms may apply. To see full account and promotion terms and conditions, visit www.one.app/terms or call [phone].

Address:
P.O. BOX 513717
Los Angeles, CA 90051

Ratings and reviews

Greatest prepaid card application you could use. Easy to navigate. No glitches or freezing. Security features for your card. Just an all around easy app to use . Great savings features of different types. If you need to transfer money from your savings into your debit, it's instant and easy to do so. Also allows different cash back options. It's the best banking app for prepaid cards. I 100+% recommend this application for the ONE card. It's an absolute must for this card!!

The app experience has degraded a lot over the past few years. Stuff like account numbers are harder to find, new features are "announced" months before they're available, 3/4 of the homescreen is filled with useless information, and they send notifications about cashback programs with no way to turn them off. Overall, kinda meh. I miss Simple bank. Just make your app like theirs was

Thank you ONE for making banking "simple." I was tired of paying fees by big and classic banks, and you have changed the way I bank forever. I have been a customer since 2021 when ONE first began, and I am continuously amazed by the fantastic upgrades and features made. The mobile app is not only simple, but, easy to navigate and use for everyday banking. The improvements have been nice, and customer care has been amazing as well. ONE is the best! 😁