PNC Mobile

PNC Bank, N.A.

About this app

Check balances & recent transactions – See current account activity for your checking, savings, credit card and loan accounts.

Protect your accounts – Set up fingerprint or Face Authentication to securely sign on to the app. Or, reset your password quickly and conveniently if you need to.

Send money with Zelle® – Send money simply, to people you know and trust (i) using your
mobile number or email address.

Transfer funds – Transfer funds between eligible PNC accounts and external bank accounts (ii).

Make deposits – Deposit checks quickly and easily with your Android device (iii).

Pay bills – Add your bills and make one-time or recurring bill payments right from the app.

Manage your cards – View and manage your PNC credit, debit and SmartAccess® cards and make in-store payments with PNC Pay right from the app.

Lock your cards – Easily lock or unlock your PNC debit card or credit card if you misplace it.

Locate PNC – Locate the nearest PNC ATM or branch using our location services, or search by zip code and street address.

If you have Virtual Wallet®, you’ll have access to more tools and insights to help you work toward your financial goals.

See what’s free to spend – Your Scheduled Out subtracts known bills and expenses from your available checking account balance to show you what’s free to spend, which we call your Free Balance. You’ll also see potential Danger Days℠, which is when your account is at risk of being overdrawn.

Visualize your money – Use Money Bar® to see how much is available to spend with your Free Balance, what you’ve scheduled for bills and how much you’ve set aside for goals.

Know your activity – Use the Calendar to see upcoming paydays and payments, and view a history of your transactions. You can pay bills, schedule bill reminders, track external payments, view potential Danger Days and more.

Track your spending & set budgets – See where you're spending your money with categories like restaurants, gas and more. Then, create budgets to know if you’re staying on track.

Make saving easier – Create savings goals to work toward your goals and keep track of your progress along the way. Set up automatic rules to regularly transfer money to your savings, like once a week or when you receive a paycheck. Make saving fun using your personalized piggy bank to transfer money to your savings.

With PNC’s Security and Privacy, you can be confident that your personal and financial information will be protected while using our app.

(i) Zelle should only be used to send or receive money with people you know and trust. Before using Zelle to send money, you should confirm the recipient's email address or U.S. mobile phone number. Neither PNC nor Zelle offer a protection program for authorized payments made with Zelle. Zelle is available to almost
anyone with a bank account in the U.S. Transactions typically occur in minutes between enrolled users.
If the recipient has not enrolled, the payment will expire after 14 calendar days.
(ii) There are limits to the number of transactions you can make from a savings or money market account per month.
(iii) PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. Mobile Deposit is a feature of PNC Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. Eligible PNC Bank account and PNC Bank Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Online Banking Service Agreement.

Virtual Wallet, PNC SmartAccess and SmartAccess are registered trademarks of The PNC Financial Services Group, Inc. ©2023 The PNC
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Ratings and reviews

When I first time downloaded this app, everything is fine. However, after a month, the Zelle function became unavailable. I called PNC for almost an hour, they refused to report the problem to technical team and just told me it's my phone's problem. I'm using Pixel7 with Android14, and I have full idea of the environment that an app needs to run properly. I checked everything and confirmed that my account and network is useable. What's more, I can hardly login to this app out of US.

I have never had any issues with this app until this last update. Biometrics works when it feels like it and it sends me a security verification passcode EVERY SINGLE TIME I log in, even when I am using biometrics to log in! This is so frustrating and ridiculous. Sometimes I don't have much time or I am driving and I just need to look at my account real quick. This passcode on every log in is just ridiculous and I called tech support and they told me it's my phone, it's not. Please fix it!!

Update 4/8/2024: Previous issue fixed so updating score, but now I can't schedule transfers in app without it failing. Works fine when using the computer,so please fix. Old review: The App is usually great but I can't log in anymore through the app. It says that it can't verify my sign in attempt, but I can access my account through computer just fine.

What's new

Thank you for using the PNC Mobile app. This update includes user experience enhancements.