Sezzle - Buy Now, Pay Later

Sezzle Mobile

About this app

Sezzle is the only Buy Now, Pay Later, that gives you the opportunity to build your credit while you Pay in 4 for your purchases. It's The Responsible Way to Pay™.

Why Sezzle will be your favorite Buy Now, Pay Later:

Buy now and pay over time

Build your credit for free

Easy rescheduling and budgeting

Get access to exclusive deals

BUY NOW. PAY LATER.

Experience the ultimate shopping flexibility with Sezzle, where you can split your purchases into 4 easy, interest-free payments. With Sezzle's instant approval decisions and no hard credit checks, you can start using Sezzle right away, worry-free. So why wait? Start enjoying the convenience of Pay in 4 with Sezzle today!

BUILD CREDIT

Make your payments count. Sezzle can help you build your credit for FREE with every installment by giving you the option to have your payment activity reported to major credit bureaus. This means that using Sezzle responsibly can improve your credit score over time. So, if you're looking for a smart way to build your credit while shopping, Sezzle is the perfect choice.¹

INCREASE SPENDING POWER

Pay on time and your spending power will climb. Sezzle rewards responsible spending and repayment behavior, so the best way to increase your spending power is to use Sezzle consistently and always pay on time. Sezzle makes it easy to see how much you can spend, open the app and tap on a store to see your estimated spending power.

PAYMENT FLEXIBILITY

Life can be unpredictable, but Sezzle is here to help. Sezzle helps you stay on top of your budget by sending reminders when upcoming payments are due and making it easy to reschedule payments² when money is tight. With the Sezzle app, you can manage all of your orders and payments in one place – anytime, anywhere.

BIG BRANDS

The Pay in 4 possibilities are endless! The Sezzle app makes it easier to shop big brands like Amazon, Walmart, Target, and thousands more. Whether you’re shopping for yourself or someone else, online or in-store, Sezzle offers more ways to Pay in 4 than ever before.


¹Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Sezzle is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including the financial decisions you make with other financial services organizations. The Sezzle BNPL program and related services will not remove negative credit history from your credit report. Sezzle will report your activities to Experian®, Equifax® and TransUnion® in the United States and to Equifax® only in Canada.

²Payment reschedule eligibility and fees vary by state.

Ratings and reviews

I looked at my account and they are charging me $5 failed payment fee on top of $4.50 transaction convince fee and on top of the monthly subscription. I don't understand the failed payment fee on everything transaction that are showing paid? I got hit with a total of $20 on failed transaction fee on every purchase. The total I got charged $45+ on 5 different purchases on top of their subscription. I am cancelling once done paying them. There is better apps out here with less fees. STAY AWAY..

Horrible app! A scam and a waste of money! I guess these BNPL apps are starting to charge for shopping at Amazon, target, Lowe's, and somehow temu by making u join a subscription plan for $12.99 a month u can only use 6 times a year when you do the math. It crashes constantly and sends me back to home screen where I have to reenter my login info back into the store I'm shopping at constantly. The premium features don't make it worth getting and not canceling it after each use. Waste of money...

EDIT: DEFINITELY DO NOT USE THIS APP. ESPECIALLY DO NOT ADD IT TO YOUR CREDIT. Once you have no active purchases, it will trash your credit. I emailed Sezzle at the email address they provided in their response below, three times. My initial issue was that after providing me a beginning $200 spending limit, with no missed payments, all completed early or on time, with the last payment on any order my limit was reduced, to $50, while paying $13/month for Sezzle Premium! It just got worse. No.

What's new

Cool new features, performance improvements and bug fixes to our app to provide you with a better shopping experience every time. Be sure to update or simply turn on automatic updates!