MyToast–Get paid on your terms

Toast, Inc.

About this app

Get paid after every shift with Toast PayOuts(1,2)

Take control of your finances, and say goodbye to waiting between paydays. Download the MyToast app to order your Toast Pay Card and get instant access to a portion of your tips and wages, for free.(1,3)

How it works:

After your shift, tips and wages for Toast PayOut will appear in the MyToast app if made available by employer. Note: Settings for estimated tax withholdings or recurring deductions may vary. Tap the (?) in the MyToast app to see how Toast PayOuts for your restaurant are set and calculated. (1,2)
Accept the Toast PayOut offer in the MyToast app. No cost to use(3)
Spend instantly, anywhere Mastercard® is accepted

Toast Pay Cards don’t require extra personal information or a bank account. You can only access this product through your employer.

Toast Pay Cards are issued by Sutton Bank, Member FDIC, pursuant to license by Mastercard®. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Toast PayOuts are funded by a 0% line of credit issued to employers by Toast, Inc. or WebBank, as set forth in the employer's Credit Agreement. Toast and WebBank each reserve the right to change or discontinue this program at any time. Toast Pay Card and PayOut is not available in all jurisdictions and is available to Toast Payroll customers only.

(1) Access is typically available instantly after the employee's shift; however, if restaurants tip pool using Toast Tips Manager, Toast PayOuts of tips are available after the tip pool is approved and sent to Toast Payroll, typically the next calendar day.

(2)Availability of Toast PayOuts varies by employer. Visit the MyToast app to see if your employer offers Toast PayOuts. Toast PayOuts may be limited to a portion of pay to help account for estimated taxes, withholdings, and deductions. Tip PayOuts are not available at restaurants that tip pool without using Toast Tips Manager. Employees must receive wages via their Toast Pay Card in order to access Toast PayOuts. Tips will be paid to employees on the Toast Pay Card as though they were receiving them in cash. Wages will be advanced by employers during the pay period and deducted from their total wages paid to them on payday.

(3) Toast Pay Cards do not have any associated ATM withdrawal or other fees; however, third-party ATM operators may charge a fee unless the cardholder uses an ATM within the MoneyPass® Network, and third-party financial institutions may charge a fee for over-the-counter withdrawals unless the institution is a Mastercard® member bank. MoneyPass is a registered trademark of Fiserv, Inc.

Ratings and reviews

I downloaded the app for my new job since they use toast. I didn't want to just keep logging into the browser for it so I did this. But for some reason in the app it won't let me log in, I did so several times but nothing worked. I tried contacting customer service but they just put me around in circles which didn't really help. I'll change to 5* if this gets fixed.

I would not recommend this app to ANYONE!! There has been multiple times where the company is work for has turned in the payroll to Toast and atleast one person out the company did not get payed on time. The app will say that you have been payed but your money will not appear in your account. I'm sick of this!! They don't not hold themselves accountable at all.

Reflects on inaccurate data about tips but shows correct hours worked. To make matter worse, I called customer service, and the lady on the other end kept saying ,"I don't know WHATEVER APP you are using," amused by the arrogance, I kept my mouth shut and decided to clear it with my mangers. However recorded everything on my laptop. Hopefully this won't escalate to IRS but if it does, I will see you guys again. Thanks

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