Ismo, investir en Bourse
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About this app
With Ismo, invest in the financial markets!
Ismo: the 1st savings and investment solution on the financial markets accessible to all.
• You are the boss: you invest what you want when you want!
• No need to be an expert, Ismo takes care of everything for you.
• Ismo allows you to invest in the stock market in a simple, diversified and dynamic way in 3 funds, without initial contribution.
Without engagement. 1 month free.
Free closing.
HOW IT WORKS ?
Sign up in 3 minutes on the app!
1. You answer a few questions and Ismo recommends the investment fund best suited to your situation.
2. You connect your bank account to your Ismo account in a 100% secure way.
3. You photograph your ID and sign the direct debit mandate to allow Ismo to invest for you.
WHAT ARE YOU INVESTING IN?
• Ismo offers 3 funds: Ismo Prudent, Ismo Balanced and Ismo Dynamic.
• These 3 funds are very diversified: they are made up of more than 4,000 stocks and bonds (ETFs).
• You invest in the fund you selected when you registered.
Investing in funds presents a risk of capital loss.
Ismo favors Socially Responsible Investment (SRI). Thanks to Ismo, you invest while respecting ethical, social and environmental criteria: you invest for your future, while respecting your values!
HOW MUCH DOES IT COST ?
An investment service at a low price and without commitment!
Service charge.
• €1/month. Offered the first month.
• These fees are free for 18 to 23 year olds inclusive.
• Charges of €3/month if your investment reaches €15,000.
Management fees
• 0.5% of your investment / year: these are the costs related to the funds in which Ismo invests for you
FLEXIBILITY
You decide at any time on your investment schedule: periodic transfer (weekly, monthly) of the amount of your choice, one-off transfer, rounding of your expenses to the next euro.
You can change your settings whenever you want, you stay in control of your pace, and Ismo automatically invests for you and manages your investment every day. You can also withdraw all or part of your investment at any time.
FREEDOM, WITHOUT COMMITMENT.
You can withdraw all or part of your investment whenever you want and free of charge, but we do not advise you to do so, of course!
A WEEKLY INVESTMENT PACE
Each week, Ismo accumulates your investment intentions: if the amount reaches €5, Ismo will trigger a debit from your bank account and invest this amount for you.
THE ROUNDING SYSTEM, WHAT IS IT?
• For each of your expenses with your bank card, Ismo automatically rounds up to the next euro.
• For example, you are shopping and you pay €12.30 with your bank card.
• Ismo will automatically retrieve this information, calculate for you the rounding up to the next euro, i.e. 0.70 cents, and invest these 70 cents for you.
• Ismo accumulates all the roundings of your expenses every day.
You don't have to do anything: it's painless and automatic savings. You spend, therefore you invest.
SECURITY
Your data is encrypted and protected, and your money is deposited in a custodian account with Caceis (custodian bank of Crédit Agricole Caisse d'Épargne – 1st custodian in Europe).
• Ismo uses the strongest encryption techniques on the market, just like a bank. Your data is 100% secure.
• Ismo is a service developed by Wide Asset Management: our portfolio management company is approved by the Autorité des Marchés Financiers (AMF), under approval no. GP19000016.
Ismo: the 1st savings and investment solution on the financial markets accessible to all.
• You are the boss: you invest what you want when you want!
• No need to be an expert, Ismo takes care of everything for you.
• Ismo allows you to invest in the stock market in a simple, diversified and dynamic way in 3 funds, without initial contribution.
Without engagement. 1 month free.
Free closing.
HOW IT WORKS ?
Sign up in 3 minutes on the app!
1. You answer a few questions and Ismo recommends the investment fund best suited to your situation.
2. You connect your bank account to your Ismo account in a 100% secure way.
3. You photograph your ID and sign the direct debit mandate to allow Ismo to invest for you.
WHAT ARE YOU INVESTING IN?
• Ismo offers 3 funds: Ismo Prudent, Ismo Balanced and Ismo Dynamic.
• These 3 funds are very diversified: they are made up of more than 4,000 stocks and bonds (ETFs).
• You invest in the fund you selected when you registered.
Investing in funds presents a risk of capital loss.
Ismo favors Socially Responsible Investment (SRI). Thanks to Ismo, you invest while respecting ethical, social and environmental criteria: you invest for your future, while respecting your values!
HOW MUCH DOES IT COST ?
An investment service at a low price and without commitment!
Service charge.
• €1/month. Offered the first month.
• These fees are free for 18 to 23 year olds inclusive.
• Charges of €3/month if your investment reaches €15,000.
Management fees
• 0.5% of your investment / year: these are the costs related to the funds in which Ismo invests for you
FLEXIBILITY
You decide at any time on your investment schedule: periodic transfer (weekly, monthly) of the amount of your choice, one-off transfer, rounding of your expenses to the next euro.
You can change your settings whenever you want, you stay in control of your pace, and Ismo automatically invests for you and manages your investment every day. You can also withdraw all or part of your investment at any time.
FREEDOM, WITHOUT COMMITMENT.
You can withdraw all or part of your investment whenever you want and free of charge, but we do not advise you to do so, of course!
A WEEKLY INVESTMENT PACE
Each week, Ismo accumulates your investment intentions: if the amount reaches €5, Ismo will trigger a debit from your bank account and invest this amount for you.
THE ROUNDING SYSTEM, WHAT IS IT?
• For each of your expenses with your bank card, Ismo automatically rounds up to the next euro.
• For example, you are shopping and you pay €12.30 with your bank card.
• Ismo will automatically retrieve this information, calculate for you the rounding up to the next euro, i.e. 0.70 cents, and invest these 70 cents for you.
• Ismo accumulates all the roundings of your expenses every day.
You don't have to do anything: it's painless and automatic savings. You spend, therefore you invest.
SECURITY
Your data is encrypted and protected, and your money is deposited in a custodian account with Caceis (custodian bank of Crédit Agricole Caisse d'Épargne – 1st custodian in Europe).
• Ismo uses the strongest encryption techniques on the market, just like a bank. Your data is 100% secure.
• Ismo is a service developed by Wide Asset Management: our portfolio management company is approved by the Autorité des Marchés Financiers (AMF), under approval no. GP19000016.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 3 others
Data isn’t encrypted
You can request that data be deleted
What's new
Dans cette nouvelle version, nous avons amélioré les performances de l'application et corrigé quelques petits bugs.
Bonne découverte et bon investissement avec Ismo !
Bonne découverte et bon investissement avec Ismo !