Qonto - Business Finance App

Qonto

About this app

Qonto makes day-to-day banking easier for SMEs and freelancers, thanks to an online business account combined with invoicing, bookkeeping and spend management tools. With an innovative product, highly responsive 7/7 customer service and clear pricing, Qonto has become the European leader in its category.

Get started with a powerful Business Account for all your everyday banking needs.

- Local IBANS in France, Italy, Spain & Germany
- Payment cards: spend up to €200,000/month. No hidden costs. Pay online, in-store, and abroad, whatever the situation, our range of free and premium corporate cards included in your subscription has got you covered.
- Transfers: flexible payment methods - from instant SEPA to SWIFT - so you can pay, and get paid, faster.
- Transactions: unlimited history and real-time notifications.
- Financing: easy access to integrated financing options.

Then, leverage our Financial tools to keep track of your money and help you grow your business.

- Invoice management: centralize invoices & receipts in one place, get paid faster & automate your outgoing payments.
- Spend management: control team spending with budgets, automatic receipt collection & tailored access.
- Bookkeeping: collaborate seamlessly with your accountant, connecting to our suite of tools, and get a full, real-time cash flow overview.

Ratings and reviews

App itself is nice enough but the service mediocre. International wire transfers are hard or impossible because the swift doesn't match the county of the IBAN. Also they claimed I owed way more money than the subscription plans advertised, a sum which they request without any receipt or justification. You just have to take their word on it.

very bad service not even answer your question for query .can not connect them with phone because they did not answer the call. They blcked my account and am not able to transfer any amount as it affect my business a lot still no answer from them. I recommended not to use qonto as there are many good option available in the market.

I've have an excellent experience with the Qonto banking app. Their customer service is top-notch, always ready to assist with any queries or issues. As a business owner, I find their hassle-free banking approach incredibly efficient, making financial management a breeze. The instant money transfer feature is a game-changer, ensuring quick and seamless transactions. I highly recommend Qonto for anyone looking for reliable and user-friendly business banking solutions.