서민금융진흥원

서민금융진흥원

About this app

Customized loans, Sunshine Loan Youth, Sunshine Loan 15, Sunshine Loan Bank, Sunshine Loan Card, small living expenses loan, youth leap account, microfinance consultation reservation, dormant deposit inquiry and payment, and credit debt management consulting are all available to ordinary people through the Korea Inclusive Finance Agency app. Use financial services conveniently.

※ The Korea Inclusive Finance Agency is a public institution established to support the financial lives of the common people and contribute to the stability of the lives of the common people and the balanced development of the economy and society as a general organization for the finances of the common people.

■ Customized loan
· Compare the loan limits and interest rates of policy financial products and general credit loans at once.
· Loan interest rates are lower due to interest rate cuts.

■ Sunshine Loan Youth
· A microfinance product with a guarantee that alleviates the financial difficulties of job seekers and those new to society and helps them focus on employment activities and settle into institutional finance

■ Sunshine Loan 15
· High-interest alternative product with 100% guarantee from the National Happiness Fund for low-income and low-credit people who inevitably use high-interest loans such as loan companies

■ Sunshine Loan Bank
· A stepping stone product that helps low-income, low-credit borrowers who used policy microfinance products settle into the banking system by improving their debt or credit rating

■ Sunshine Loan Card
· Guaranteed credit card products that support new use of credit cards to expand the financial product choices of underprivileged people who are excluded from the benefits of credit card use and lead to healthy consumption

■ Small living expenses loan
· A product for the recovery of customers who find it difficult to use even the loan business and inevitably resort to illegal private financing

■ Youth Leap Account
· Tax-free benefits are provided as a policy-type financial product to support young people’s mid- to long-term asset formation

■ Reservation for microfinance consultation
· When you need microfinance support such as start-up, operating funds, or livelihood funds, you can easily check whether you are eligible for support and apply for consultation.

■ Dormant deposit inquiry and payment
· Check dormant deposits and dormant insurance money contributed to the Korea Inclusive Finance Agency at once and apply for payment

■ ‘Inclusion Bot’ consultation
· The Korea Inclusive Finance Agency’s chatbot ‘Inclusivebot’ provides detailed information on financial products and services for low-income people
· Operating hours: 24 hours a day, 365 days a year

■ Microfinance Call Center operating hours
· ☎1397 without area code (Weekdays 09:00~18:00)

■ Notice of access rights for using the Korea Inclusive Finance Agency app
· (Optional) Camera: Used to take photos of ID cards and submit supporting documents
· (Optional) Phone: Used to check mobile phone status and connect to a counselor
· (Optional) Storage space: Used for logging in, importing, and exporting joint certificates (formerly public certificates)

What's new

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