Paytm: Secure UPI Payments

Paytm - One97 Communications Ltd.

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About this app

Paytm (पेटीएम), India’s #1 Payment App, is trusted by more than 45 Crore Indians. Paytm is a one-stop solution for all your payment needs:

● Send money to your friends & family using your mobile number via Paytm UPI. Including those who are not on Paytm.
● Scan any QR code and make payments at grocery stores, petrol pumps, restaurants, etc.
● Recharge your mobile and pay your utility bills (electricity, gas, water, broadband, etc.).

Paytm app is now powered by top Indian banks: Axis Bank, HDFC Bank, SBI Bank, and Yes Bank, ensuring a seamless and secure banking experience for all its users.

Safe, reliable and superfast UPI payments
● Enter your mobile number & transfer money to anyone using Paytm UPI.
● Check your bank account balance and view transaction history on Paytm.
● Your UPI ID is a unique ID used to make payments using the Unified Payment Interface (UPI).
● Set your UPI PIN (a 4 or 6-digit number). It’s mandatory to set the PIN while creating UPI ID on the UPI app.
● Use UPI Lite for lightning-fast UPI Payments up to ₹4000/- per day, no PIN required.

Building on the convenience of UPI, Paytm also offers enhanced flexibility with the RuPay Credit Card, allowing you to make secure payments effortlessly.

Benefits of using RuPay Credit Card on Paytm
● UPI payments via Credit Card: Just add your credit card on Paytm easily and pay at any shops without any CVV/OTP
● Hassle-free & safe payments: No need to carry credit cards everywhere
● Get Rewards & Cashbacks: Earn rewards, cashbacks on all your Paytm payments

Safe & contactless payments at offline stores
● Pay using Paytm UPI Payments app, mobile number or by scanning QR code at nearby retail stores, pharmacies, restaurants, petrol pumps etc.

Pay at online stores
● Make payment at food delivery, grocery, shopping & entertainment apps/sites & other 100+ apps

Easy recharge and utility bill payments
● Recharge your mobile, DTH (Tata Play, Sun Direct, Airtel DTH etc.) or pay electricity, broadband, water bills, insurance premiums, E-Challan, Loan EMI, Municipal tax etc.
● Find the latest prepaid recharge plans & mobile recharge offers on Jio recharge, Airtel recharge, Vodafone Idea (VI) recharge, MTNL & BSNL recharge
● Recharge any FASTag

Order grocery, food and home decor items on Paytm ONDC
● You can order food and buy monthly groceries and get the best deals on Paytm ONDC.

Check free credit score

Get instant personal loans
● Loan amount starting from 50K to 25 lac
● Repay loan 6-60 months
● Annual interest rate (per annum monthly reducing): 10.99%-35%
● Loan processing fee: 0-6%
Note: Personal Loans are only available to Indian citizens within the territory of India

Lending partners (NBFC):
● Hero Fincorp Ltd: https://www.herofincorp.com/partners
● Aditya Birla Finance Ltd: https://finance.adityabirlacapital.com/our-digital-lending-platform-partners
● TATA Capital: https://www.tatacapital.com/partners.html
● Poonawalla Fincorp: https://poonawallafincorp.com/digital-partnership.php
● SMFG: https://www.smfgindiacredit.com/digital-lending-partner.aspx?tab=partner_details
● Clix :https://www.clix.capital/our-partners/

Example:
Loan amount: 100,000, Interest 23%, Processing fee 4.25%, Tenure 18
Loan processing fee: Rs.4250
Stamp duty charges: Applicable as per law
EMI per month: Rs.6621
Total interest: Rs.19178
Disbursal amount: Rs.94785
Amount payable: Rs.119186

Book tickets for Trains, Bus, Flights
● Paytm is the Authorized IRCTC Partner for Rail e-ticket booking, Cancellation, PNR Status & Live Train Status

Contact Us
One 97 Communications Limited
One Skymark, Tower-D, Plot No. H-10B,Sector-98, Noida UP 201304 IN

*Paytm Money Ltd. is a wholly owned subsidiary of One97 Communication Ltd. (Paytm) and is registered with SEBI and PFRDA as Stock broker (INZ000240532) and e-pop (269042019) for NPS services

Ratings and reviews

This is really excellent app. But there are a few things didn't like it. But everything was seen for the last past couple of.months. The main problem is that the screen distributed in some sound when you want the level. without having to good through the beginning sounds screen once again. The app is trusted, perfect, and friendly updated with best features. But it shows that there is a problem and should try screen page. The property ground planing with the high quality of photos. Thanks.

Better than others!! The application is excellent and will get better as the matrix protocol develops. Without requiring an email address or phone number, registering merely takes a minute and offers extensive customization options. But, email notifications are enabled by default, which less tech-savvy users may find bothersome. There are many less errors in the app now than there were in the past. It feels like a bug when images won't load until they are downloaded to the device. Thanks.

This app is really great. But the past couple of weeks, I noticed a few features that I didn't like. The app is great in terms of flexibility, reliability, and being regularly updated with new features. However, I encountered a problem with the screen layout when trying to access the levels. The app provides high-quality property ground plans with photos, but it seems that there is an issue with the screen, prompting me to try the page again without having to go through the initial screen setup.

What's new

We are super excited about this update, and can’t wait for you to try it out
- Paytm UPl is now powered by Yes Bank, SBI, HDFC Bank and Axis Bank. Update your app and grab your new UPl IDs. #PaytmKaro