Monarch: Budget & Track Money

Monarch Money

In-app purchases

About this app

Money management and financial advice, available in an all-in-one budgeting app. Personal finance goals are achievable with Monarch, with tools that help you budget the way you want. Manage money and track progress towards your financial goals with easy budget tools. Financial planner or budget tracker - gain clarity and confidence on your finances.

Household budget or money manager - manage money with a custom money dashboard, modified to focus on what matters most to you. Track bills, expenses, savings and investments with one simplified view.

Financial planning doesn’t need to be complicated. Saving for retirement, college or a couple’s vacation - Monarch has what you need to achieve your financial goals. See how your spending and budgeting behaviors compound over time and work towards a healthy financial future. Personal finance begins with Monarch.

Manage money with an easy to use financial management app. Personal finance and money management, the modern way.

PERSONAL BUDGET TRACKER: BUDGET YOUR WAY
- Easy budget maker: Manage money without the spreadsheet and easily track your total net worth
- Personal budget customization: Modify your plans based on your unique situation
- Personal finance made easy with monthly progress updates
- Financial advisor tools help you adjust your plan if you get off track

FINANCIAL PLANNING & BUDGETING: SET FINANCIAL GOALS
- Financial planner: Create long-term plans and money goals
- Track spending and expenses and receive motivation as you progress
- Savings: Apply leftover savings toward your money goal
- Financial future: Watch how your monthly income, spending and savings behaviors impact your financial goals
- Financial advisor or household budget: Share your plan and collaborate

CUSTOM, MONEY DASHBOARD: MONEY MANAGEMENT, MADE SIMPLE
- Money manager: Track money with up-to-date balances and transactions
- Secure budgeting app: Securely connect your savings, checking accounts, assets & liabilities
- Budget manager: Expenses and spending, visible in one unified list
- Money dashboard: Focus on what matters most with customizable widgets
- Shared budget tracker: Collaborate with a partner for a joint view of your finances
- Track bills & spending: Organize your dashboard as best suits you

INVESTMENT PORTFOLIO: ALL YOUR INVESTMENTS, IN ONE PLACE
- Investment tracker: Sync your holdings & compare your performance to benchmarks
- Portfolio tracker to analyze historical performance & chart your allocation
- Integrations with Coinbase and Zillow to track crypto holdings and property value

ADDITIONAL FEATURES: SUBSCRIPTIONS, RULES & MORE
- Recurring bills: Manage subscriptions and bills with one calendar all of your recurring charges
- Shared budget: Invite your partner and manage budgets together
- Track money with Monarch’s automatic categorization feature and get customized alerts
- Money management rules: Easily rename or recategorize transactions

Manage money with ease and achieve your financial goals. Personal finance or household budget - Download Monarch today.

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A Membership With You in Mind
Financial literacy is simple and attainable with Monarch. Our mission is to help you improve your financial future. When you sign up for a Monarch membership, you get access to our roadmap portal where you can suggest and vote on the features that will help you the most.

No Ads
Monarch is not supported by advertisers. We will never interrupt your experience with annoying ads or try to sell you another financial product you don’t need.

Private and Secure
Monarch uses bank-level security and never stores any of your financial credentials. Our platform is read-only, so there is no way to move money around. We highly value your privacy and will never sell your personal or financial information to third parties.

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MEMBERSHIP DETAILS
Monarch is free to try for 7 days. After the trial period, the membership fee will be billed either monthly or annually, depending on which plan you select.

Ratings and reviews

Syncing is awful, never up to date. Since I can never trust the balances I have to login to each account to confirm things which completely defeats the purpose, and they're often not off by small amounts! Trending is not good, they don't have a great way to recategorize things that are incorrectly asset vs liability, they double count transactions a *lot* and you can refresh and refresh in the app which seems to do absolutely nothing to update the accounts.

It's cool to have an accurate picture of where each of my budget categories are in almost real time, be aware of upcoming transactions, & set/evaluate goals whenever & where I am. My husband & I can each see where we are financially at any time, to help us decide on purchases.as we go. The one disappointment is that my credit institution's credentials need to be resubmitted about every week. a bit of a hassle.

A very helpful tool that's straightforward and easy to customize to my needs, but with some issues. Monarch's account syncing leaves something to be desired coming from the app formerly known as Mint, but that's common for ever app I've tried. After accepting that, the biggest pain is how my balance history resets any time I have to disconnect and reconnect an account, even though the transaction history is there.

What's new

* Updated messaging for users who haven't added a payment source to provide better guidance.

Thank you for using Monarch! Each update is a step forward in delivering a smoother, clearer, and more user-friendly experience. Keep the feedback coming!