Bnext - Tu cuenta sin banco

18.9K reviews
Content rating
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About this app

Welcome to the alternative to traditional banking! Take control of your money and your finances, pay securely online, enjoy the best discounts on the best-known brands, buy or sell in more than 10 cryptocurrencies and send money between bnexters, other accounts or to more than 160 countries . A 100% mobile digital account with which you can pay more securely than ever.

Your online account always at hand

From Bnext we offer you the Mastercard card, which allows you to buy online safely and control your expenses.
We have EDE authorization from the Bank of Spain!

- Individual IBAN: direct debit payments, expenses, receive transfers, collect payroll and everything you want to do with your own individual IBAN,
- Send, receive and request money by mobile,
- Pay with your mobile

How does it work?

Bnext offers you a free virtual MasterCard card and an account with a Spanish IBAN.
Use it to shop online, send and receive money, and make payments abroad.

Send money to +160 countries

Make international transfers to Mexico, Colombia, Ecuador and other Latin American countries with the best exchange rate. Send money to more than 160 countries through our partner Ría Money Transfer.

Save by shopping at your favorite stores, thanks to Rewards

1. Find your favorite brand, make your purchase from the app and pay with Bnext,
2. Depending on the purchases you make, you will be at the bronze, silver or gold level; the higher the level, the greater % discount on your purchases,
3. Accumulate points from the new Rewards program on all the purchases you make and take them with you in the form of money.

Enjoy the services of our Marketplace:

- Hire electricity and energy - save on your bill expenses,
- Mortgages - get advice to get the best mortgage,
- Insurance for all occasions,
- And much more

Savings and investment

Make your savings profitable with a remunerated account or through crypto. At Bnext we help you obtain returns on your investments in a simple way and at a lower risk:

- Buy and sell cryptocurrencies safely from our partner Onyze,
- Our partner MyInvestor one of the best remunerated accounts in Spain. Open your current account without opening or maintenance fees.
Updated on
Nov 8, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Photos and videos and 3 others
This app may collect these data types
Personal info, Photos and videos and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

18.8K reviews
Simon Flynn
January 24, 2021
They have messed the app up and I can't enter or control my money. It looks like they have rolled out an updated version that has created more security features but gets stuck in a loop and never let's you enter your account. This needs rolling back immediately. A week later though, still the same problem.
28 people found this review helpful
Marcandita S.L.
January 28, 2021
Hola, Simon. Sentimos mucho lo ocurrido y asumimos la culpa. Hemos subido la versión actualizada pero estamos a la espera de que la aprueben en la Playstore, ya que está en revisión. En nuestra statuspage os iremos actualizando si hay novedades. También indicamos posibles alternativas:
Dani M
February 14, 2022
They charge a fee for card top ups, can't do inbound transfers due to bank account data appearing empty, can't transfer money out because "feature not implemented" and charges to the bnext card are declined at random. Had it as a backup bank, but decided to leave and close my account since the most essential functionality is not working reliably.
11 people found this review helpful
Marcandita S.L.
February 28, 2022
Hola Dani, lamentamos los inconvenientes que has tenido. Las cargas con tarjeta de debito son totalmente gratuitas y ya tenemos también disponible las cargas mediante transferencia de manera gratuita. Para ello solo hay que acceder al Store y descargar la última versión de la App donde podrás visualizar los datos de tu IBAN.
Jorge Esteban Serrano Bernedo
July 29, 2020
A very useful system. It is really helpful when working abroad, it not only helps you to have an extra safe way to access the money or to pay, and also It is cheaper than some Spanish bank regarding commission when withdrawing cash. I tried also the "partner service" to buy pounds, the experience was not very satisfactory.
4 people found this review helpful
Marcandita S.L.
July 30, 2020
¡Hola, Jorge! Gracias por tu comentario y por contarnos tu experiencia. Tendremos en cuenta lo que nos comentas para seguir mejorando y que algunos pequeños errores terminen por desaparecer 😊

What's new

Hola bnexters, una semana más, seguimos trabajando en nuestra app para que podáis disfrutar de todos nuestros productos. En esta versión, hemos hecho correcciones para mejorar la experiencia de usuario. Si Bnext te encanta, déjanos un comentario y una valoración.