4.4
69.5K reviews
50L+
Downloads
Content rating
Rated for 3+
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About this app

Zype – India’s trusted instant personal loan app for salaried individuals. Get instant loans up to 5,00,000 with fast approval, flexible EMIs, pay later options, and secure credit score-based offers.

💰 Why Wait When You Can Zype It?
Emergencies and life’s needs don’t come with a warning. Whether it’s medical bills, home repairs, education, or travel, Zype is the go-to instant loan app trusted by 5M+ users for quick, secure, and reliable loans – disbursed directly to your bank account.

✅ Why Choose Zype?
💸 Instant Personal Loans Up To Rs 5,00,000
🚀 Approval In Under 60 Seconds Via The Loan App
⚡ Direct Bank Transfer – Get Money When You Need It Most
📲 100% Online Loan Process – No Paperwork, No Stress
🔒 Secure & RBI-Approved NBFC Partners
💡 Loan Assist support + Early Salary Access
🎁 Bill Payments + Cashback Inside The App

📝 Eligibility for Instant Personal Loan
💼 Must be a salaried professional
💰 Minimum monthly income: Rs 15,000
🪪 Valid PAN & Aadhaar card

💳 Features of Zype Instant Loans
💵 Borrow from Rs 3,000 to Rs 5,00,000
📉 Interest rate: 24% to 36% p.a. (2%–3% monthly)
🗓️ Tenures: 6 to 18 months
🪙 Processing Fee: 2% to 6% (deducted upfront)
⚡ Complete loan application in under 8 minutes
🚀 Loan approval & disbursal in under 60 seconds
🗓️ Flexible EMI repayment (6, 9, 12 & 18 months)

📌 Example Loan Calculation
✔️ Loan Amount: Rs 50,000
✔️ Tenure: 12 months
✔️ Interest Rate: 24% p.a.
✔️ Processing Fee: Rs 1,250 (2.5%) + GST Rs 225
✔️ EMI: Rs 4,728
✔️ Total Repayment: Rs 56,736
Note: Actual loan offers may vary depending on credit score & profile.

🚀 How to Apply on the Zype Loan App?
⬇️ Install the Zype app
👤 Create your account & apply with PAN
✅ Get instant approval based on your credit score
📸 Complete quick KYC with Aadhaar & selfie
👆 Choose loan amount & EMI plan
➡️ Receive instant disbursal directly to your bank account

🎯 More Than Just a Loan App
📲 Pay Bills Easily – credit cards, EMIs, electricity, gas, water, insurance & more
🤑 Earn Cashback – guaranteed rewards on bill payments

🔐 Security & Compliance
➡️Partnered with Respo Financial Capital Pvt Ltd & RPN Fintralease & ➡️Securities Pvt Ltd (RBI-registered NBFCs)
➡️Data protected with 256-bit SSL encryption
➡️Transparent loan terms, no hidden charges

📌 Why Zype Stands Out
Other loan apps stop at lending. Zype gives you:
✔️ Instant loans when you need them
✔️ Pay Later flexibility
✔️ Credit score-based offers
✔️ Seamless financial tools – bills, EMIs, insurance

👉 Download Zype – The Instant Loan App today and experience India’s fastest way to get a personal loan online. Quick approval, secure disbursal, and trusted by millions.
Updated on
20 Nov 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 4 others
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
69.4K reviews
Shubham Singh
6 April 2025
I have changed my 5 star to 1 star rating. Using this app is not good for credit score and they charge unnecessarily. My auto-debit was on and there was enough balance, still the amount didn't get deducted. And the very next day, Zype charged me penalty for late payment. I paid it manually the next day along with late payment. After I made the payment manually, they did the auto-debit. So they charged the EMI twice and took penalty also.
1,976 people found this review helpful
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Easy Platform Services Private Limited
8 April 2025
Hi, we see that your concerns are already addressed via call, in case you still have any concerns please feel free to contact us or write us mail to support@getzype.com.
Ajay Singh
3 November 2025
Zype is a convenient app for getting instant personal loans without much paperwork. The registration and verification process is smooth, and loan approval happens within minutes. The app interface is simple and easy to use, making it a good option for quick financial needs or emergencies. However, the interest rates and processing fees are slightly higher compared to traditional banks, so it’s better for short-term borrowing.
86 people found this review helpful
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Easy Platform Services Private Limited
3 November 2025
Hi, We appreciate your feedback and understand the current terms can be challenging. Our goal is to offer flexible solutions while ensuring responsible lending. While rates and processing fees are higher, they reflect current market conditions and our commitment to competitive options.
joule suresharma
22 November 2025
no one to apply the loan easily ...I had a great experience with Zype Loan. The application process was quick and hassle-free, and the approval was done within minutes. The app interface is simple and easy to use, making repayment tracking very convenient. The customer support team is also responsive and helpful. Overall, Zype Loan is a reliable option for instant personal loans with transparent terms and quick disbursal. Highly recommended for anyone looking for fast financial assistance!
21 people found this review helpful
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Easy Platform Services Private Limited
24 November 2025
Hi, Thank you for your fantastic 5-star review! We're thrilled you had a great experience. Know someone who could benefit from Zype? Refer them, and both of you can enjoy the excellence together!

What's new

We’ve fixed bugs and enhanced performance to make your experience smoother.
Enjoy a refreshed and improved UI/UX.
Update now for a faster and more seamless experience!