StellarPay

Stellar Technologies

About this app

Send money worldwide like you send a text. Connect the world through your phone.

Join people worldwide who use StellarPay to send, spend, and save smarter across 40+ countries.
Experience the future of social finance where your money moves as fast as your conversations without fees and limits.


Payments that actually feel social:

- Send money with a message, emoji, or GIF to friends and family worldwide
- Split dinner bills instantly with your group chat integration
- Request money as easily as sharing a photo
- Pay anyone with just their phone number or social handle
- Real-time chat built into every transfer — money + messaging in one place

— International transfers that don't break the bank —

- Send money to 40+ countries in minutes, not days in their local currency
- Get the real mid-market exchange rate on every transfer,
- 67% of transfers arrive within minutes, even across continents
- AI-powered routing finds the cheapest path for every transfer
- Smart currency conversion saves you money automatically

The card that thinks globally, but lets you spend like a local wherever you are.

- Send and spend in countries with the best-rate conversion at your fingertips
- AI assistant George alerts you to better spending options in real-time

Get paid like a local, anywhere:
- Use your StellarTag to receive like a local without any hiccup
- Receive local bank details for US, and specific african regions
- Accept payments in multiple currencies with zero conversion fees
- Instant notifications for every transaction, in your language

— Save and invest across borders —

Earn up to 4.8% APY on savings in multiple currencies
Round up spare change automatically across all currencies
Invest in global markets starting from $1
Set savings goals with friends and family worldwide

— Built for the world, secured for you —

Bank-grade encryption with biometric authentication
AI fraud detection that learns your spending patterns
24/7 multilingual support via chat, voice, or video
Funds protected up to $250,000 by FDIC insurance

Download StellarPay and join the new global financial conversation.

What’s new

Want to be in full control of your money with just one app? Meet Stellar, your first truly global mobile bank. Say bye to hidden bank fees, complicated money transfers, long queues, and endless paperwork.

Open your Stellar account in just a few minutes and join the future of banking.