FairMoney: Save, Spend, Credit

Fairmoney Tech

About this app

FairMoney is a licensed digital finance app that helps you bank, save, and access credit in one secure place.

Designed for everyday financial needs, FairMoney provides reliable banking services, flexible savings options, and responsible credit solutions—backed by a regulated microfinance bank in Nigeria.

Trusted by millions of users, FairMoney focuses on transparency, security, and ease of use to help you manage your money with confidence.

What you can do with FairMoney

• Manage your bank account digitally
• Send and receive money securely
• Pay bills and handle everyday payments
• Save money and earn competitive interest
• Access personal loans and credit with clear terms

Savings products by FairMoney

FairMoney offers savings options designed to help you build financial discipline and earn interest:

FairLock – Fixed Savings
Save money for a fixed period and earn competitive interest.

FairSave – Flexible Savings
Save regularly while earning interest, with flexible access to your funds.

FairTarget – Goal-Based Savings
Plan and save toward specific goals with structured deposits.

Loans and credit options

FairMoney provides access to personal loans and credit solutions designed for everyday needs. Eligible users can apply directly in the app, review repayment terms clearly, and manage credit responsibly.

• Loan amounts up to NGN 3,000,000 (subject to eligibility)
• Flexible repayment options
• No collateral required
• Transparent pricing with no hidden fees

FlexiCredit gives eligible users access to a reusable credit limit. Withdraw what you need, repay flexibly, and pay interest only on what you use.

Security and regulation

FairMoney is licensed by the Central Bank of Nigeria. We use strong security measures, including identity verification and account controls, to protect your information and funds. All deposits are insured by NDIC.

Representative loan example

Borrow NGN 100,000 over 3 months
Total interest: NGN 30,000
Monthly repayment: NGN 43,333
Total amount payable: NGN 130,000
Representative APR: 120%

Customer support

Email: [e-mail]

Phone: [phone]
Website: www.fairmoney.ng

Privacy policy: http://fairmoney.io/privacy-policy

Download FairMoney to manage your banking, savings, and credit needs with confidence.

Ratings and reviews

I had the best experience with fairmoney compared to other loan apps. As soon as I installed the app and applied for a loan, it was approved and I got the money in no time, just as advertised. This was truly a life saver. At first glance their interests seem high, but it's the unstable Naira that warrants this. What you buy at a certain price today may be double or triple in price just a few months down the line. You can't expect them to be losing value for helping out people like me, can you?

I had the best experience with fairmoney compared to other loan apps. As soon as I installed the app and applied for a loan, it was approved and I got the money in no time, just as advertised. This was truly a life saver. At first glance their interests seem high, but it's the unstable Naira that warrants this. What you buy at a certain price today may be double or triple in price just a few months down the line. You can't expect them to be losing value for helping out people like me, can you?

Exceptional app! I discovered it via a Google ad. The loan request and approval process is seamless and stress-free, and the repayment terms are quite flexible, with options to extend deadlines and avoid penalties. However, the interest rates are relatively high, and the frequent, unnecessary calls can be intrusive and even drain one’s phone battery. I strongly urge FairMoney to address this by instructing their agents to limit such calls, as customers deserve a more considerate experience.

What’s new

Hello FairFam!
Welcome to FairMoney version 10.40.0!
We have introduced several improvements to enhance your experience. Update your app now to explore the latest features and enjoy a smoother ride with FairMoney.
Need assistance or have feedback? Reach out to us at [e-mail].
Thanks for your trust and support!