Brightwell Navigator

4.6
6.57K reviews
100K+
Downloads
Content rating
Everyone
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About this app

#1 Crew-only payroll app that lets you spend or send your money worldwide.

The Brightwell Navigator mobile app is used by 100,000+ crew members on cruise ships worldwide to receive their pay and send money.

The Brightwell Navigator app allows you to transfer your money internationally from the same place you receive your pay.

Choose from multiple convenient ways to send money.
- Send directly to you or your family member's bank account utilizing Brightwell's competitive exchange rates.
- Send cash for pickup to 130+ countries at Western Union, MoneyGram, or Transfast pickup locations, all within the app.
- Set up automatic transfers to a bank with every payroll to ensure your money is always where you want it when you need it.

Keep your money secure.
- Protect your money with our secure video selfie login method or by using an authenticator app.
- Advanced security and fraud prevention features allow you to lock or unlock your payroll card with the click of a button.
- FDIC insured (USD accounts only) and protected by Visa/Mastercard Zero Liability.

Get help when you need it.
- Login to message support directly from the app.
- Customer service assistance is available 24 hours a day, 7 days a week.
Updated on
Nov 21, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Messages and 4 others
This app may collect these data types
Personal info and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
6.52K reviews
Milos Ilin
April 2, 2025
Needs a lot of improvement It happens very often that the access to my app is blocked. Then I have to write an email providing bunch of details every time. It takes at least 2-3 days to resolve. There are no notifications when you make any transactions. So if you cannot access your app, you don't have a way to know your balance. Also, there's an error when the time zones between the app and the authenticator are not aligned, but you only get message SOMETHING WENT WRONG.
5 people found this review helpful
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Brightwell Payments, Inc.
April 7, 2025
Hello, I'm sorry to hear about your experience with the app. Do you have the same issue logging into the website at https://www.brightwellnavigator.com/ ? If you don't, this problem can sometimes be fixed by going to your phone's Settings, then Date and Time, and turning ON Automatic Time Zone. Please email ahoy@brightwell.com with more details.
Ilana Sebastian
July 4, 2021
I've subscribed to the email service to receive my balance every week. Every week I receive 3 duplicate emails, 2 of which are for cards that have expired and no longer exist. I've contacted the help desk with 40+ emails back and forth and no one can solve my problem. They're all giving me the same solution which does not work, which I've told them numerous times. Face recognition login is awful, let's hope I don't need eye surgery where my face will not be available for login.
11 people found this review helpful
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Brightwell Payments, Inc.
July 6, 2021
Oh no! We sincerely apologize for the troubles you've had with Brightwell. I'd be happy to take a look into this for you, please contact me at ahoy@brightwell.com. Thank you - KO
Jack Brown
November 9, 2025
worst banking app ever For a start, I always hear of people who have been hacked and had their money stolen, and I'm not surprised. With an apps facial recognition login who can't even identify the user after 5 times in broad daylight saying (good lighting no glare), how am I supposed to trust this stupid app. Use a proper banking app don't use this useless, time wasting, easily hackable app
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What’s new

Enjoy faster performance and improvements to the Brightwell Navigator app experience with this newest update. Discover how easy it is to send money around the world.