Smart Financial Mobile App

4.8
3.72K reviews
50K+
Downloads
Content rating
Everyone
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About this app

Smart Financial Mobile App simplifies your life.
The Smart Financial Android Mobile App gives you the freedom to conveniently and safely:
• Access your account anytime and anywhere
• Manage your transactions and view account activities
• Transfer funds
• Pay bills (enrollment required)
• Deposit checks at your convenience
• Locate the nearest ATM
• Contact Member Services
• Receive notifications
• View statements (tablet app only)
Available tools to help make smarter decisions:
• Budgeting
• Savings
Enjoy new and updated features that include:
• User-friendly interface
• Balance Peek (enrollment required)
• Quick login with Fingerprint ID (enrollment required)
• View check images
• Mobile banking enrollment
• Budgeting tools
• Saving tools
Updated on
Oct 6, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info and Contacts
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.7
3.65K reviews
God Is Gracious
May 2, 2025
Love it. Quick and easy to navigate. Thank you Edit: For some reason ZELLE is nowhere to be found. I would hate to have to close my account because transferring money to a capable account, is impossible because WHERE IS IT??? It's very frustrating. Also when it was available, for all of, what felt like a wk, transfer limit of $500???? I had to open a Cap1 account. Their limit is $3000/day. My landlord prefers this payment method.
9 people found this review helpful
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Dj DUB D
May 22, 2025
love app but since new update I can't get the snap shot of accounts to work. keeps verifying I'm not a robot every login qnd nothing on cell had changed
1 person found this review helpful
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Christopher Wilkins
September 29, 2023
App has good design and is responsive. It can transfer money between accounts with no issues. You can easily check available balance and past transactions on a whim. Only downside is the app doesn't incorporate Zelle, but you can still externally link Zelle to your account... Some banks won't want to transfer a Zelle payment to you though because it doesn't look legit.
22 people found this review helpful
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What’s new

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

App support

About the developer
Smart Financial Credit Union
memberservices@smartcu.org
6051 N Course Dr Houston, TX 77072-1667 United States
+1 713-407-1700