Kikoff - Build Credit Quickly

10K+
Downloads
Content rating
Everyone
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About this app

If you're ready to build your credit, Kikoff is the fastest, smartest, and easiest way to do it.

Sign up for Kikoff Basic plan for just $10/month or Premium plan for $30/month. You'll get a credit line reported to Equifax every month. Each on-time payment builds payment history, which helps your credit! Whether you have low credit or no credit, we make it easy and worry-free – no credit check required and it only takes a few minutes to apply.

How it works:
1. We lower your credit utilization with a $1,500 or a $3,750 tradeline.
2. You make a purchase with that tradeline (limited to Kikoff), and you just pay back what you spend (our lowest + most popular payment amount is $10/month). We report those payments to Equifax every month while your utilization rate stays low.
3. You have the option to put your credit building on autopilot by turning on AutoPay – that's right, no heavy lifting required from you after account setup.

Kikoff helps you build credit by establishing a payment history and maintaining a low utilization rate, all with no unexpected fees or interest.
Updated on
3 Sept 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 5 others
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
You can request that data be deleted

What's new

Thank you for using Kikoff! šŸŽ‰šŸ„³šŸŽ‰
The number one way to build your credit!

This version includes:
* Various UI improvements
* Bug fixes