Ada Modal-Pinjaman Uang Online

4.9
306K reviews
5M+
Downloads
Content rating
Everyone
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About this app

AdaModal is an efficient and easy-to-use online lending application, providing professional, smart, and practical loan services.

We help you solve your urgent financial needs and become your trusted partner. This application is licensed and supervised by the Financial Services Authority (OJK).

Product Introduction
AdaModal adheres to its core values ​​by avoiding high-interest loan products and providing high-quality, low-interest loan products specifically for young people. Apply on the same day and have your funds credited to your account the same day. No collateral required. Very low interest rates, so you don't have to worry about borrowing money.

Product Benefits
24/7 online application, no need to meet face-to-face, no phone calls. You can apply for a loan if you have good credit.
Very low interest rates, apply for IDR 1,000,000, and the daily interest is only IDR 6.
Convenient payments, support online and offline payments, and can be made near your residence.

Loan Product
Minimum Age: 21 Years and Over
Amount: IDR 1,000,000-IDR 20,000,000
Loan Tenor: 91-365 Days
Annual Loan Interest Rate (maximum APR): 21.9%
Admin Fee: 0%
Example: If you choose a cash loan of IDR 2,400,000 for a 1-year period, the interest is 0.06%
Total Interest: Rp2,400,000* (21.9%/365)*365= Rp525,600
Total Payment Amount: Rp2,400,000 + Rp525,600 = Rp2,925,600
Monthly Interest: Rp525,600/12 = Rp43,800
Monthly Installment Amount: Rp2,400,000/12 + Rp43,800 = Rp243,800

How do I pay on time?
1. You can make payments through e-wallets or internet banking (BCA, Mandiri, BRI, BNI, CIMB, etc.) or at Alfamart!
2. You can make full or partial payments at any time on or before the due date.
3. The simple payment schedule makes it easy for you to pay on time.

Contact Information
Company Name: PT Solid Fintek Indonesia
Company Website: http://www.adamodal.co.id/
Contact Number: 021-31196080
Contact Email: cs@adamodal.co.id
Contact Address: Green Lake City Complex, Rukan Greet Wall Block B No. 27, Gondrong Subdistrict, Cipondoh District, Tangerang City, Banten Province, 15147
Updated on
Oct 10, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Device or other IDs
This app may collect these data types
Location, Personal info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.9
304K reviews
redwin klinsman
December 7, 2025
easy to use anf apply, very worth it when urgent situation eventhough the payback very short
PT Solid Fintek Indonesia
December 8, 2025
Hai Nasabah Setia AdaModal Mohon maaf atas ketidaknyamanannya, perbanyak lakukan transaksi pinjaman untuk mendapatkan limit yang lebih besar lagi dengan tenor pinjaman yang lebih panjang. Jika memerlukan bantuan dapat menghubungi layanan kami melalui email di Help@adamodal.co.id agar kami dapat memberikan solusi. Terima kasih
Mazi Igbo
June 28, 2022
Is good app but am not happy the charge is too much I swear Dobul charge..... you take 20% and you still take 0.8% is very bad . Almost 30% why? I take 1,500,000 and what I get in my account is 1,160,000 and I still pay 1,584,000. .... You people take 440,000 rp In 14days very bad. And others take only 150,000 rp charge . In One months Is more better give the money complete and add your charge on top of it simple that will be more better.
140 people found this review helpful
PT Solid Fintek Indonesia
June 29, 2022
Hai Nasabah Setia AdaModal Mohon berhati-hati dikarenakan saat ini ada banyak aplikasi palsu yang mengatasnamakan Adamodal, sehingga banyak pelanggan yang terkena dampak penipuan tersebut. Untuk informasi lebih lanjut dapat menghubungi ke layanan email kami cs@adamodal.co.id atau layanan call center kami (021-31196080)^Terimakasih
Shinta Rusli
July 10, 2021
Form that easy to fill out, call centre that helpful and nice. This app is really helpful when I was in need of urgent fund. I've been using it more than six times now. Thank you
102 people found this review helpful
PT Solid Fintek Indonesia
July 21, 2021
Hai Nasabah setia Ada Modal Terkait permasalahan yang anda hadapi saat ini , maka mohon untuk kirimkan email ke cs@adamodal.co.id dengan disertakan ( Nama, NIK KTP dan Nomor Telepon).Untuk informasi lebih lanjut dapat menghubungi layanan email : cs@adamodal.co.id call center : 021-31196080 .Terima kasih

What’s new

Perbaikan bug dan peningkatan

App support

Phone number
+622131196080
About the developer
PT. SOLID FINTEK INDONESIA
help@adamodal.co.id
Rukan Great Wall Blok B No. 27 Jl. Kresek Raya Kota Administrasi Jakarta Barat DKI Jakarta 15147 Indonesia
+62 895-1343-0888