Cready

SwitchMyLoan

About this app

Cready Digital Loan Aggregator Platform
Cready is a Digital Loan Aggregator Platform that helps users access personal loans quickly and transparently. We simplify the borrowing process by connecting you to multiple RBI-registered Banks, NBFCs, and trusted fintech lenders in India. Check eligibility, Compare offers and get redirected to your preferred lenders for instant loan approvals all through one secure digital platform.

Example Calculation (Illustrative Only)
Loan Amount: ₹1,00,000


Interest Rate: 18% p.a. (varies by lender)


Tenure: 12 months


Monthly EMI: ₹9,168 (approx.)


Total Interest: ₹10,016 (approx.)


Total Repayment: ₹1,10,016 (Principal ₹1,00,000 + Interest ₹10,016)


Processing Fee (2%): ₹2,000 + GST = ₹2,360


Final Payable: ₹1,12,376


Based on our RBI-approved partners, APR (Annual Percentage Rate) ranges from upto 36% p.a., depending on lender policies, borrower profile, and loan terms. APR includes interest and applicable fees as per RBI guidelines.

Why Choose Cready?
Instant Personal Loans from ₹5,000 to ₹5,00,000


Affordable Interest Rates starting from 11.99% p.a.*


Loan Tenure: 3 months to 36 months


RBI-approved NBFCs & Banks


Compare offers across multiple lenders in one place


100% Paperless Digital Application


No Hidden Charges


Quick Eligibility Check & Fast Disbursal


Processing fees will be charged separately as applicable by the lending partner



Loan Eligibility with Cready
Age: 21 – 60 years


Income: Minimum monthly income of ₹15,000 (salaried/self-employed)


Verification: PAN Card


Higher credit score improves approval chances



Types of Loans Offered
Personal Loans – for travel , home renovation , wedding , emergencies


Personal Loan for Salaried/Self-Employed – flexible repayment options up to 36 months



Steps to Apply
Download the Cready App


Login with your credentials


Enter desired loan amount
Fill in basic details & verify eligibility


Compare offers from RBI-approved lenders


Get redirected & complete application on the lender’s platform


Loan disbursal directly by the lender



Lending Partners (RBI-Registered)
Cready works only with trusted RBI-approved Banks, NBFCs & fintechs, including :
Bhanix Finance & Investment Ltd
CIN : U65910MH1996PLC300645 – https://bhanixfinance.com/ourpartners.html

Mpokket Financial Services Private Limited
CIN : U65999WB2019PTC233120 –
https://www.mpokket.in/lsp-dla

Safe & Secure
Cready is not a direct lender. We are a facilitator/aggregator. Your information is encrypted and shared only with RBI-authorised lending partners for eligibility checks. We do not store or misuse sensitive personal data.

Contact Us
Grievance Redressal Officer: Durvang Swant
Email: [e-mail]
Phone : [phone]
Address: Shubhjivan Arcade, A-902, Swami Vivekananda Rd, near Borivali Station, Opp. Moksh Plaza, Mhatre Wadi, Borivali West, Mumbai, Maharashtra 400092