Klover - Instant Cash Advance

Klover Holdings

Contains ads

About this app

Your payday can’t come soon enough! That’s where we come in.

You can get a Klover cash advance up to $200 cash – even if your payday is 2 weeks away. And unlike banks, there are no late fees, credit checks or interest charges. Like, legit zero-zero.*

HOW TO GET YOUR FIRST ADVANCE:
Enter your name, email and phone to sign up in seconds
Connect your bank so we know where to send your money
Pocket your cash in minutes –– get up to $200

But we’re not just a one-trick pony. Here’s why over 2 million people have made Klover their budget bestie:

SCORE EASY POINTS**
Earn points for things like taking surveys and watching ads. You can then cash them out for a bigger advance or to enter our daily sweepstakes.

WIN MONEY ON THE DAILY
You’ve got a chance to win $100 every day. Plus, five people get to pocket $20. That’s over 2000 chances to win each year!

BUDGET LIKE A BOSS
Level up your money game with Klover+ innovative budgeting tools. Create spend goals, opt-in to track your credit score, and earn extra points when you reach savings targets.

MONEY FROM THE FUTURE
It’s not sci-fi, it’s borrowing from yourself. Ditch the banks with high fees or your friends with high horses. Get a cash advance through the Klover app with no credit checks, late fees or interest charges. Legit zero-zero.

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WHY WE’RE HERE
We’re not your typical financial Institution. Our biggest goal is to see you financially free.

So, we’ll never charge you annoyingly high fees. Instead, we can give you a swiss army knife of money tools, plus immediate cash advances by leveraging your most valuable asset -– your data.

By transparently leveraging your approved data, we can provide low to no fees financial products and services to save you time and money.

YOUR DATA IS SAFE WITH US
Your data is always anonymized (we’ll never know who you are) and securely stored using 256-bit encryption (we’re talking military-grade, bank-level technology here). When you opt-in to our Truth in Data agreement, you’ll unlock all the Klover app perks –– like cash advances, budgeting tools, sweepstakes –– without any credit checks, late fees or interest charges. Nothing. Nada. Zilch.

STAY IN TOUCH
Got a question? Reach out to us at [e-mail]

*LEGAL DISCLOSURE:
Klover does not offer loans. We are NOT a payday loan, cash loan, or personal loan app, nor an app to borrow money. By validating your employment you can access money you’ve already earned whenever you want to. Klover’s advance service is free and doesn’t have interest. Our APR is 0%. Klover’s advance service does not require a minimum repayment time frame. Klover’s advance service does not require a maximum repayment time frame. For example, if you request an advance of $100 your future repayment is $100. Example 2: If you select a completely optional immediate delivery fee of $8.49 your future repayment would be $108.49. Klover’s advance service is not a contracted obligation to repay a loan. For more information please see Klover’s terms and conditions: https://www.klover.app/terms-and-conditions.

**Points cannot be redeemed for cash, only in-app features
Klover’s Privacy Policy: https://www.klover.app/privacy-policy

Klover Holdings, Inc.
57 W Grand Ave
Chicago, IL 60035

Ratings and reviews

I've enjoyed using the app. I am disappointed a lot of points options are not geared for Google play store and I dislike the pressure to sign up for multiple services in order to acquire points. I linked my email, Amazon and uploaded receipts but don't feel like I have a lot of time to keep trying to play games or having to spendmore money on offers in order to get points is useful or helpful so I don't use the app as frequently as I hope to initially.

Complete waste of time. They offer you an instant cash advance, but the catch is that you have to earn points, and in order to earn points you have to watch ads, participate in surveys, and other miscellaneous things. They also expect you to pay for a subscription on top of it. They want not only your money, but also way more of your time than necessary. I highly suggest using apps such as EarnIn, Empower, Dave, or literally any other app that doesn't require all the bs steps that Klover expects

I have spent the last 30 minutes trying to log into my account to no such luck of getting passed the login screen. It continues to boot me out. I have recreated passwords, reboot my phone twice, even created another account, but when I have to authorize it's use with my very own fingerprints and still NOTHING , then it's time to let go of this whole app and take my business elsewhere . Thanks for the opportunity , though.