I-Kredmint: Izikweletu Zebhizinisi, Amakhadi Nezinkokhelo Zomthethosivivinywa - Inika Amandla Ukukhula kwe-MSME
I-Kredmint inguzakwethu wezezimali ophelele, oklanyelwe ukusiza Amabhizinisi Amancane, Amancane, Naphakathi (ama-MSME) ukuthi afinyelele izinsiza zezezimali ezisheshayo, ezivikelekile nezithembekile. Kungakhathaliseki ukuthi udinga imali yokusebenza, izixazululo zokukhokha ezivumelana nezimo, noma ukuphathwa kwezindleko okuphumelelayo - I-Kredmint yenza uhambo lwakho lwezezimali lube lula.
Izici Eziyinhloko:
✅ Izikweletu Zebhizinisi: Finyelela imalimboleko yebhizinisi esheshayo, engenasibambiso efika ku-R50 Lakhs. I-Kredmint ibambisene ne-NBFC yayo ebhaliswe yi-RBI kanye nezikhungo zezezimali eziholayo ukuze kuqinisekiswe ukuboleka okuphephile nokuthobelayo, ngokugunyazwa okusheshayo kanye namaphepha amancane.
✅ Amakhadi Ebhizinisi: Lawula izindleko zebhizinisi lakho ngamakhadi ebhizinisi ahlakaniphile akwa-Kredmint. Landelela ukusetshenziswa kwemali, phatha izindleko zabasebenzi, futhi wenze lula ukusebenza kwakho kwezezimali, konke ngesikhathi sangempela.
✅ Izinkokhelo zeBill: Yonga isikhathi ngezinkokhelo zebhili ezingenamthungo zezinsiza, abathengisi, abahlinzeki, nokuningi - ngokuqondile ngohlelo lokusebenza.
Joyina ama-MSME angu-10,000+ kuwo wonke amadolobha angu-100+ asevele athole uxhaso futhi ahlela kahle izimali zawo nge-Kredmint.
💼 Esikunikezayo:
- Isaphulelo se-invoyisi
- Supply Chain Finance
- Umugqa Wesikweletu
- Izikweletu Zesikhathi
- I-Merchant Cash Advance
- Incwadi Yesikweletu
- Loan Against Property
✅ Kungani Khetha i-Kredmint?
- Kuthenjwa ama-MSME angu-10,000+ kuwo wonke amadolobha angu-100+
- Isicelo esisheshayo esiku-inthanethi nokuvunywa
- Imigomo esobala, akukho zindleko ezifihliwe
- Secure, RBI-isikhalazo izinqubo
- 24x7 ukwesekwa kwamakhasimende
- Isikhathi sokukhokha sisukela ezinsukwini ezingama-90 kuye kwezingama-365.
- Isilinganiso Sephesenti Lonyaka (APR) sisuka ku-10% siye ku-36%.
📌 Isibonelo sendlela i-Kredmint Business Loan esebenza ngayo:
✅ Inani Lemalimboleko: ₹50,000
✅ Isikhathi sokuhlala: izinyanga eziyi-12
✅ Izinga Lenzalo: 20%
✅ Izindleko Zokucubungula (kuhlanganise ne-GST): 2.5% [ ₹1,250 + ₹225 GST]
✅ I-EMI yanyanga zonke: ₹4,632
✅ Isamba Senzalo Ekhokhwayo: ₹4,632 x 12 izinyanga - ₹50,000 (Uthishanhloko) = ₹5,584
✅ Isilinganiso Sephesenti Lonyaka (APR): 25.85%
✅ Inani Elikhishiwe: ₹50,000 - ₹1,475 = ₹48,525
✅ Isamba Semali Ekhokhwayo: ₹4,632 x 12 izinyanga = ₹55,584
✅ Ingqikithi Yezindleko Zemalimboleko: Inani Lenzalo + Izimali Zokucubungula = ₹5,584 + ₹1,250 = ₹6,834
*Qaphela: Lezi zinombolo ezezinjongo zokumela kuphela. Izinga lenzalo lokugcina kanye ne-APR izoncika ekuhlolweni kwekhredithi yekhasimende, njengoba kunqunywe i-Kredmint Lending Partner(abazakwethu).
🤝 Uzakwethu Obolekayo i-NBFC(ama):
- Zeal Holdings Private Limited (https://zealholdings.in)
📞 Ukusekela Nokuxhumana:
Iwebhusayithi esemthethweni: www.kredmint.com
I-imeyili: care@kredmint.com
Ukunakekelwa Kwekhasimende: +91-9818399611 (Mon-Sat, ngaphandle kwamaholide)
Kubuyekezwe ngo-
Okt 29, 2025