RaiPay - Raiffeisen Albania

Raiffeisen Bank Albania

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About this app

Explore a new level of ease and efficiency in managing your transactions with RaiPay on your Android device! Seamlessly utilize your Raiffeisen Bank cards for swift and secure contactless payments. Say goodbye to the hassle of carrying physical cards and hello to the future of effortless, on-the-go transactions.

With RaiPay, every purchase becomes a smooth, convenient experience right at your fingertips. Whether you're grabbing your morning coffee or indulging in a shopping spree, simplify your payments and embrace the freedom of paying with just a tap on your phone.

What You Gain:
Smart Payment via Phone: Easily activate your phone screen, bring it near the POS, and instantly pay with RaiPay.

Effortless Card Addition:
Exclusively add your Raiffeisen Bank cards by placing them close to the back of your Android phone, instantly appearing on RaiPay via NFC.

Secure Transactions:
Opt to authorize all transactions, regardless of amount, using an app password for added security.

Simple Phone Payment Confirmation:
Use your phone's fingerprint as the app password and authorization method for payments made via phone. Access real-time balance and transaction history for Credit Cards on RaiPay.

Easily digitize and store all your loyalty cards:
No more fumbling through stacks of plastic—simply scan and register your cards to access them whenever you shop. Enjoy the freedom of leaving physical cards behind while still reaping the benefits of your favorite loyalty programs.

24/7 Accessibility:
With your phone always at hand, shop conveniently and swiftly everywhere, leveraging RaiPay.


What You'll Need:

RaiPay is available to Raiffeisen Bank customers possessing contactless Visa or MasterCard debit or credit cards.

To install the application, you'll need:
An Android phone with a minimum operating system version of 7.0.
Please note, rooted phones are incompatible.
The phone must have a screen lock method (PIN, fingerprint, etc.).

For phone payments:
Ensure NFC (Near Field Communication) is activated on your phone, with the app set as the default payment application.

Ratings and reviews

Still the worst application i have ever used. It keeps forcing me to use biometrics to use this useless application. I don't want to use biometrics just for this app. I have to use this app 1 or 2 times in a month. And is absurd to force me to use biometrics. No other applications have this. 1 one star and is too much for this app.

Card switch should ask for fingerprint before switching, because when it asks during payments it defaults to the first one and not to the selected one. Major bug for users with many cards. Edit: Now even by switching it acceps the payment of the default after the new update. Very problematic and it is wasting money to the user.

half of the time it doesn't work

What’s new

Minor improvements