acba digital

4.31K reviews
Content rating
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About this app

acba digital is the mobile banking application of Acba bank OJSC. It is a secure and convenient tool for everyday remote banking. The brand new app was designed and created to make your banking simple and fast. You just need to download the app, become a user via online registration and gain the benefits of the provided services. acba digital allows you to manage your finances whenever and wherever it is convenient for you. The application will give you access to the following features:
• Become a customer via online onboarding process (some services are limited)
• Get access to your banking products via online registration process
• Log on quickly and securely with your fingerprint or facial recognition
• Check your account balances and pending payments
• View individual transaction details
• Transfer money between accounts, and make transfer within Republic of Armenia
• Pay utility bills and make utility payment groups
• Pay Road Police fines, property taxes, parking bills and much more
• Pay your loan or credit card bill
• Apply for loans, savings, cards and more
• Block card transactions, close cards, activate SMS service and more
• Reset your password
• Update your contact details
• Get Visa digital card in your application and make payments via Apple Pay/Google Pay
• Make card to card transfers within Armenia and worldwide
• Order Bank to make periodic transfers and payments instead of you
• Track your pension program balance anytime
• Purchase car, travel and other insurances
• Invest your money buying securities
• Send or receive money via Contact, QR and Link and ATM
• And much more


We use the latest online security measures to protect your money, your personal information and your privacy. acba digital is protected by Thales Gemalto Mobile Protector SDK. Gemalto Mobile Protector makes wise and privacy-friendly use of biometrics: no biometric data is stored in data centers or servers. It all stays within the user's mobile securely. Gemalto Mobile Protector integrates a combination of proven security mechanisms – such as code obfuscation, encryption, key protection mechanisms with appropriate key management, device binding, and root and jailbreaking detection.
This solution helps to comply with the requirements of the revised PSD2's Regulatory Technical Standard (RTS).


We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname. Any text messages we send you will come from Acba bank.
Updated on
Jun 5, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3K reviews
Mher Mkhoyan
June 6, 2024
The app still lacks maturity after many years of development, there are issues after each update, specifically I lost access to my payment groups and cannot see any messages in mailbox while it shows there are new messages, calendar range is totally useless, the virtual chat shows only white screen... I suggest adding a problem reporting feature to get feedback from the users, because obviously there is a lack of QA. This quality is unacceptable for a reputable bank.
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Acba Bank OJSC
June 11, 2024
Dear customer, we apologize for the inconveniences caused. Please send your contact details to, our specialist will contact you. Thanks in advance.
Areg Gedeonyan
May 16, 2024
It caused 1.5GB traffic in couple of minutes with bank failing to provide detailed explanation of what data has been transferred from my phone.
2 people found this review helpful
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Vachagan Muradyan