BlinkMoney: SIP, MF, Gold, FD

BlinkMoney

About this app

BlinkMoney: India's First Liquid Wealth Account
Your money shouldn't choose between growing and being available. With BlinkMoney, it does both, every single day.
🌟Start a Daily SIP from just ₹21 in a multi-asset Mutual Fund that diversifies across Stocks, FD, Gold, Real Estate, and F&O. Need cash later? Get instant funds against your Mutual Fund portfolio without selling a single unit, your SIP keeps compounding while you use the money.
HOW IT WORKS
📈 Daily SIP in a Multi-Asset Mutual Fund
Start your Daily SIP from ₹21. MF automatically allocates across Stocks, FD, Gold, Real Estate, and F&O. No fund-picking, no research, no paperwork. 100% digital.
💰 Instant Cash Against Your Portfolio
When you need money, get instant funds against your Mutual Fund holdings via our RBI-regulated partners. No selling your Mutual Funds, your SIP keeps running.
🔁 Never Idle
Your MF keeps compounding even when you access funds against it. Daily SIP runs in the background, building wealth around the clock.
🔐 Safe & Regulated
AMFI-registered. ISO certified. Mutual Fund units always stay in your name with CAMS/KFintech.
WHAT'S INSIDE YOUR MUTUAL FUND
One SIP. One MF. Five asset classes inside:
📊 Stocks: Equity growth via expert-managed allocation
🏦 FD: Stable, fixed-deposit-like returns inside your MF
🟡 Gold: Digital Gold exposure for inflation protection
🏢 Real Estate: REIT exposure for diversification
📈 F&O: Expert-managed for downside protection
INSTANT LIQUIDITY, NO SELLING
Don't redeem your Mutual Fund units when you need money. With Loan-Against-Mutual Funds, you can:
✓ Pledge your MF units and keep earning SIP returns
✓ Borrow against your MF and use only what you need
✓ Pay interest only on the amount used
✓ Zero prepayment charges, zero foreclosure fees
✓ 100% digital — no paperwork, no salary slips, no credit score required
WHY CHOOSE BLINKMONEY?
India's only liquid wealth account
One Mutual Fund across Stocks, FD, Gold, Real Estate, and F&O
Daily SIP from just ₹21/day
0% commission on direct Mutual Funds
Digital KYC in 3 minutes
AMFI-registered Mutual Fund distributor (ARN: 330047)
Bank-grade security for your data and wealth
Tier-1 Venture Capital backed
WHO IS BLINKMONEY FOR?
👩‍💼 Salaried professionals — Build wealth through a disciplined Daily SIP
🎒 College students — Start your SIP journey from just ₹21/day
🎨 Freelancers & creators — Daily SIP that flexes with your income
👨‍👩‍👧 Young parents — Grow a Mutual Fund for your child's future, with backup liquidity
🧑‍💻 First-time investors — One SIP, one MF, auto-diversification
🏪 SME owners — Build personal wealth while keeping working capital accessible
SIP CALCULATOR INSIDE THE APP
Use our in-app SIP calculator to see how ₹21, ₹100, or ₹500 per day grows over 3, 5, 10, or 30 years. Plan for education, home, retirement, or financial independence, and watch your Daily SIP compound.
TRUSTED BY LAKHS OF FIRST-TIME INVESTORS
✅ AMFI-registered Mutual Fund distributor | ARN: 330047
✅ RBI-regulated lending partners
✅ ISO 27001:2022 certified
✅ Tier-1 Venture Capital backed
FAQs
Is my Mutual Fund safe?
Yes. Your MF units are held in your name with CAMS/KFintech, not with us.
Can I really start with just ₹21?
Yes. Daily SIP in a Mutual Fund from ₹21/day, the lowest entry in India.
Do I need a salary slip or credit score?
No. Your Mutual Fund portfolio is your eligibility.
📲 Download BlinkMoney. Start your Daily SIP in a Mutual Fund from ₹21. Build wealth that's always liquid. Never stop compounding.
🔍 DISCLAIMER
Mutual Fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Loan Against Mutual Funds is facilitated through BlinkMoney's RBI-regulated lending partners. BlinkMoney is a AMFI-registered Mutual Fund distributor (ARN: 330047) and acts as a Loan Service Provider (LSP). It does not lend directly. Past performance is not indicative of future returns. Invest based on your financial goals and risk appetite.

What’s new

We've made BlinkMoney even better!

* In-app notifications are now available.
* Faster and more seamless bank account verification.
* A smoother onboarding experience for new users.
* An improved withdrawal experience with clearer investment information.
* Performance improvements and bug fixes for a more reliable experience.