Xinja Bank

Xinja is an independent, Australian 100% digital bank designed for mobile, made for people.

Easy as...and fun (why not?)
Set up your bank account in seconds, in the app, with zero paperwork. Friendly fast support with in-app chat. Better, faster money decisions without the angst.

Working for you
We’re designing the app so you know where you are with your money, can track spend, stash for specific things, never miss a bill. All on your phone.

100% digital + latest technology = low costs for us & competitive rates & low or no fees for you. Plus we design our products to help you get ahead - if you do well, so do we.

What to expect
All the basics of a bank account & debit card with zero ATM, card or account fees, Google Pay, instant top ups and freeze/unfreeze your card. Plus we'll be relaunching 'Stash' - our v popular savings account with a highly competitive rate & no strings (no intro period, minimum deposits or payments) - in a couple of months & if you open a bank account you're automatically on the waitlist. We'll be rolling out new features regularly. Get involved & tell us what you want as we go at

Great for travel
Like the Xinja prepaid card, there are zero international ATM fees and zero currency conversion fees! Plus you can check the amount in both currencies and lock your card instantly in the app for added security.

Rest assured
Like any other bank in Australia, Xinja Bank is covered by the FCS (Financial Claims Scheme) so your money is protected up to $250,000 by the Government.
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Additional Information

December 8, 2020
Current Version
Requires Android
7.0 and up
Content Rating
Offered By
Xinja Money
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