★★★★★ "Amazingly easy, and a great way to manage and keep track of your expenses"
★★★★★ "...I'm already spending less and saving more!"
★★★★★ "A genuine money saver and simply the best manager for your finances"
★ Features ★
✔ Simple and intuitive user interface
- helps you track your spending quickly and easily
- super fast expense entry
✔ Special design layout for tablets
- optimal use of larger screen size makes it even better for managing your money
✔ Flexible Time Periods
- choose to track Weekly, Monthly or Yearly
✔ Budget Mode
- optionally set a fixed budget amount to help you meet your spending targets
- carry over any remaining budget to the next month or week
✔ Summary View
- overview of your current spending progress
- time travel backwards and forwards in time
- see your main areas of spending
✔ Log Expense and Income
- easy and quick transaction entry
- sort by date, name or amount
- repeat transactions daily, weekly or monthly
- export transactions to CSV for use in a spreadsheet
✔ Multiple Accounts
- create separate personal, business and savings accounts for example
- switch between accounts, or view transactions for all accounts
- easy visualisation of where your money goes
- beautiful and interactive charts
- view spending grouped by category
- see the history of your spending
- editable expense and income categories
- choose a quality icon for each category
Money topics covered:
Income and expenses
Saving and investing
Asset protection (insurance)
Super and retirement
Features of the money health check app
Provides you with a personalised assessment of your financial health
Gives you a list of 'Your top 5 actions' - the most important things you can do to improve your personal finances, with tips for each one
Allows you to save or email your actions so that you can tick them off as you complete them
Some money topics (for example, superannuation) are only relevant to Australians
How to save your results
Once you have completed the questions on the app you can save your actions to MoneySmart website's My account at www.moneysmart.gov.au. To do this you will need to create an account if you don't have one. My account allows you to review your action items, tick off them off as they are completed and set yourself reminders for the ones you still want to do.
Want a more comprehensive report?
If you do the money health check on the MoneySmart website you'll get a more comprehensive list of actions than our app can show.
Want more? MoneySmart has more calculators at www.moneysmart.gov.au
Who is behind MoneySmart?
MoneySmart is run by the Australian Securities and Investments Commission, an Australian Government agency. The website offers free, independent guidance to help you make the most of your money. It is put together by an experienced team of financial planners and consumer educators.
© ASIC 2012
IT’S EASY TO GET STARTED
• A money manager app shouldn't cost you. Install the free Mint app and easily sign up.
• Securely connect your financial accounts
• Mint automatically organizes your expenses and financial accounts and creates a budget so you can save more
KEY MINT FEATURES: MANAGE YOUR MONEY ANYWHERE, ANYTIME
• See all your personal finance accounts in one place: checking, savings, 401k, and credit cards
• Automatically categorize banking and credit card transactions
• Charts and graphs show you at a glance where you’re spending money (tablet only)
• Track your cash, credit cards, and checking accounts so you are able to budget and save more with Mint
• Never miss a payment again! You can set up bill reminders and bill alerts to help you stay on top of your expenses.
• Manage your budget to better understand your transaction patterns. Spend your money better to achieve your financial goals.
• The Trends feature helps you track your credit cards, cash, spending, income, and net worth over time
• View your personal finances offline. The app stores information from your latest download so you can still review your bank accounts, track credit card spending, and see when your bills are due. (tablet only)
• Get bill alerts and bill reminders in the form of email or text alerts that notify you of upcoming bills, bank fees, low bank account balances, unusual credit card activity and more
• Set up financial goals such as saving up for a trip, paying off debt, or buying a car and receive expert advice on budgeting and distributing your paychecks in your checking and savings bank accounts
• Get your truly free Credit Score as part of your complete financial picture
• Get expert advice to help you save on banking fees, credit cards, home loans and more
SAFE AND SECURE
• We’re obsessive about security and protect your data with the same 128-bit encryption and physical security that banks use
• We safeguard Mint with your own 4-digit PIN so only you can view your account. If your mobile device is ever lost or stolen, you can delete all your account information remotely
• Mint comes from the makers of TurboTax® and Quicken®, trusted by millions every year with their most sensitive data
SYNCS WITH MINT.COM
Always have access to your account from your phone, tablet and the Web. Your information automatically syncs across devices so you have your latest account information at your fingertips.
WHY OVER 20 MILLION PEOPLE TRUST MINT
Tech Times: Save Money in 2015: Here are the Best Money Management Apps (2015)
Android Connections: Best Personal Finance Apps of 2015 for Android (2015)
Kiplinger’s: 10 Great Saving Money-Saving Apps (2014)
PC Magazine: 50 Best Free iPhone Apps for 2014
Marie Claire: 20 Apps you won’t be able to live without (2014)
Money Magazine: Best Finance Tool For Budgeting (2014)
Wired: The Best Apps for Budgeting Your Cash (2014)
Time: 50 Must-Have iPad Apps (2014)
PC Magazine: "Editors Choice" (2013)
Winner, Webby Awards 2013 and 2014 (People’s Voice)
Note that Mint currently connects to US and Canadian financial institutions only.
Mint has been brought to you by Intuit, the makers of TurboTax, QuickBooks, Mint Bills, and Quicken. Check us out at http://www.intuit.com
To learn how Intuit protects your privacy, please visit https://www.mint.com/how-it-works/security/policy
When you download and use Mint, you agree to the Mint Terms of Service https://www.mint.com/how-it-works/security/terms
Get instant alerts to suspicious charges posted to your accounts.
BillGuard tracks your spending, protects your cards from fraud, and helps you save money with simple budgeting that actually works.
★ "Best Android Apps of 2014" - Google ★
★ "Best Apps To Manage Your Money" - CNN ★
★ "For spending analytics and advanced alerts on possible fraudulent activity, nothing beats BillGuard." - iMore ★
NEW! ID PROTECTION
BillGuard now includes identity theft protection powered by Experian, the largest U.S. credit bureau.
If you're an Experian ProtectMyID® member, login to BillGuard using your ProtectMyID® credentials and you'll begin receiving credit and identity alerts right in BillGuard.
TRACK your spending:
✔ Powerful spending meter and budgeting at a glance.
✔ Know exactly what you’re spending, by category.
✔ All your charges, intelligently organized in one Smart Inbox.
✔ Get notified on new purchases. Nothing sneaks through!
PROTECT your cards from fraud and unfair charges:
✔ New! Location-based fraud alerts notify you if your card is used at a store or ATM when you're not there.
✔ Data breach alerts tell you when a hacker may have access to your cards.
✔ Suspicious charge alerts, powered by millions of diligent consumers.
SAVE money with smarter tech:
✔ Found an unfair charge? Ask the merchant for a refund with a tap.
✔ $60+ million in card fraud and grey charges found since 2011.
✔ Bite-sized, real-time budgeting.
DOING MONEY RIGHT
“The best money management app I’ve tried, by far. Monitors every expense and makes me feel 100% in control.” - Jessica, Chicago, USA
“Beautifully designed money manager and budgeting app. I saved $500 by simply tracking my charges more carefully.” - Pedro, San Francisco, USA
"Probably the most beautiful personal finance management app ever built!" - Mani Karthik, SuperMoney
Q: Does BillGuard support my bank and credit card?
A: Almost certainly. BillGuard works with thousands of credit and bank accounts, including Lloyds TSB, RBS, Barclays, NatWest, Halifax, Barclaycard, Nationwide, Capital One, and PayPal.
Can’t find your account? Email us: firstname.lastname@example.org and we’ll try to add it!
Q: How do I get started?
1. Download the BillGuard app.
2. Securely connect all your accounts to track and get alerts.
3. Swipe your new charges.
✔ All Clear! That’s what in control feels like.
Q: My card issuer already warns me to fraud. Why do I need an app also?
A: Banks and card issuers catch less than half of credit card fraud - the rest is up to us! If you find a bad charge on your bills, you'll get your money back, but you need to find it first. That's where we come in.
Try BillGuard. If you're like most people, you'll immediately find charges you weren't aware of!
Q: How does BillGuard keep you secure?
A: BillGuard establishes a read-only, secure connection to scan your transaction history.
1) Bank-level security to ensure your data is kept private and secure.
2) No one - not even you - can move money with BillGuard.
3) Passcode so that only you can open the app.
Have feedback or an idea for a feature?
We’d love to hear from you! Please contact us with any questions or feedback. We're always listening at email@example.com and @BillGuard on Twitter. Also on G+ at https://plus.google.com/+BillGuard
** Power user? Join our beta group! **
Enjoy the newest versions before everyone else, get behind the scenes info and influence the upcoming features. Apply here: http://goo.gl/kbNGVz
100% FREE – full features, no hidden charges or in-app purchases
Expense manager has the following great features:
• Tracking expenses and incomes by week, month and year as well as by categories
• Multiple accounts in multiple currencies
• Schedule the payments and recurring payments
• Take a picture of receipt
• Payment alerts
• Budget by day, week, month and year
• Search and reports
• Import and export account activities in CSV for desktop software
• User chooses to auto backup on Dropbox, Google Drive and SD Card backup
• Customize expense categories, payer/payer, payment methods, date format, white or black background, button style etc
• Account transfer
• Auto fill
• Convenient tools such calculator, currency converter, tip calculator, sales and tax calculator and credit card calculator
• Developer support
Internet Access is used to retrieve currency exchange rate.
Camera permission is used to take picture of receipt.
Account permission is used to for Google Drive data backup
All data is saved on your phone or your Dropbox account. Nobody but you can access your account.
Thanks for the help from:
Emilio Blanco for Spanish translation.
Christian Glass and Manuel Gruber for German translation.
Michel Graciano, Gustavo de Freitas Leite and Ricardo Gomes for Portuguese translation
Cerrato Renaud for French translation
Please email question and feature request directly to developer.
[ Support iOS and Android ]
AndroMoney is a personal finance tool for use on your mobile phone. By using this tool, we hope you can better manage your wealth.
We focus on:
1.Ease of use: keep it intuitive to operate
2.Powerful:daily accounting, managing categories, or even drawing detail reports, AndroMoney can easily manage it.
As this App's name suggests, we hope AndroMoney will be the best personal finance tool on Android! If you have any problems about how to use it or ideas about how to improve it, feel free to email us. We appreciate your feedback!
- Multiple accounts and support account balance & account transfer
- Cloud Storage (Dropbox , Google Docs)
- SYNC with other devices
- Any currency with downloadable rates
- Number pad with calculation
- Hierarchical categories with custom attributes
- Simple/ Detail / Custom Budgets
- Trend, Pie and Bar charts for Expense and Cash Flow
- Password Protection
- Overview your expense and income summary
- Back up data to Excel/ Mac Number
*Recommended by Appgovideo.com (http://www.appgovideo.com/)
Manage your expense and money easily !
If you have problem please e-mail to us! ( We can't reply you on google play...)
Special thank to
Mario Lüthy for German translation.
Mike Kazonis for Greek translation.
Jean Marie for French translation.
Елена Трифонова for Russia translation.
Alessio Salerno and Carlo Pite for Italian translation.
The world’s fastest way to track Where, When, How much and What you purchased
Studies show that keeping track of your spending make you mindful and aware of your money, get more for your income and increase your savings
With this mobile app, it is done via one click throw of a pin, that automatically stamps the data of cash spent on goods purchased or services rendered - whether its pocket money or large amounts, every expense counts
With Track My Cash, NovoRich is making it’s first step towards a new and innovative envelope system, which has been successful in helping people grow their personal finance for decades.
We developed 3 basic capabilities to help you keep a healthy and balanced financial life - a super fast, 2-click auto tracker to use every time you make a cash transaction, A smart and secure algorithm to help you remember and track with more ease and a simple financial map that can tell you how balanced you are financially - Having fun with your family, not knowing how taking them to dinner might unbalance your status this month - one glimpse at the map and you know.
No more spending time collecting information to form a budget, no alerts and no judgment - just reflection of your cash habits. You will be amazed to find how easy it is to keep in touch with your money using Track my Cash by NovoRich.
※ Applying double entry bookkeeping
It facilitates efficient asset management. It does not just record your money coming in and out of your account but deposits your money into your account as soon as your income is input and draws money from your account as soon as your expense is input.
※ Budget management function
It shows your budget and expense by a graph so you can see the amount of your expense against your budget quickly.
※ Card / Debit Card management function
Entering a settlement date, you can see payment amount and outstanding payment at asset tab. You can arrange the automatic debit by simply connecting your debit card with your account.
You can check passcode so you can safely manage your account book.
※ Transfer, direct debit and recurrence function
Transfer between assets is possible, which makes your asset management more efficient. In addition, you can manage you salary, insurance, term deposit and loan more easily by setting automatic transfer and recurrence.
※ Instant statistics
Based on the data entered, you can instantly see your expense by category and changes between each month. And you can see change of your assets and income/expense indicated by a graph as well.
※ Bookmark function
You can easily input your frequent expenses all at once by bookmarking them.
※ Backup / Restore
You can make and view backup files in Excel file and backup / restore is possible.
※ Other functions
- Change of starting date
- Calculator function (Amount > upper right button)
- Sub Category ON-OFF function
★ Paid version ★
- No ads.
- Unlimited Assets (In the free version, limited to 10.)
- Edit PC (http://youtu.be/5S4S3EQ3AZE)
You can view ‘“Money Manager” application using Wi-Fi. You can edit and sort the data by date, category or account group on the screen of your PC. In addition, you can see fluctuations of your accounts indicated on graphs on your PC.
Organizing your expenses allow you to have a better control over your money.
• Track your income and expenses , classify them by category .
• You can modify or delete the records that you have created.
• The application will show reports grouped by periods , along with your balance period.
• You can also schedule recurring records , so the application added by you that are repetitive movements in fixed periods.
• If you need it you can password protect your information .
• The application lets you create a backup of your database to restore your information if necessary .
• Available translations: Spanish, English, Portuguese, German, French, Russian, Chinese, Italian, Ukrainian, Indonesian.
• Widget 3x1 with the summary of the month.
• Available reports: daily, weekly, biweekly, monthly and yearly.
• Create graphical reports
• Horizontal screen for tablets.
• Choose the currency format and the date format used in your country .
Money Lover app is basically a finances and expenses manager for individuals. It allows you to track your expenses over time and manage your monthly or annual budget. So throughout the day, you could pull out Money Lover after making a purchase and log it into the app. At the end of the month, you could look back at your spending and tweak according to your budget.
★ Easy and quick to add income and expense items, pictures attached for later reminder;
★ Financial report of your money (incomes, expenses, and savings) by charts, stats, and calculated spending trends;
★ Cloud sync feature offers a solution to your pooled money and synchronizes your data across different platforms, perfect for family and household money management;
★ Budget function to help you control your spending money
★ Travel mode assists you to record and report the money you spent on your trip;
★ Manual Backup and Restore data, with options to link to Dropbox;
★ Smart and convenient widget to see the balance and add expenses
★ DashClock Extension
★ And other cool features.
- Multi-language support - English, Vietnamese, Italian, German, French, Portuguese, Spanish, Russian, Indonesian, Slovak, Turkish, Thai and more versions.
- All types of currencies;
Simple and thorough main Categories, with options to add more income and expense categories and sub-categories;
Devoted to users and also contributed by users: multiple environments for user’s feedbacks, users icon contribution and user crowding translation for different languages
Clarification for Access Permissions:
- Network Communication (Internet Access) is for retrieving currency exchange rate and synchronizing backup data and/or common wallet.
- Social Information (Read Contact) is for suggesting “With” field; so that you remember the context of the transactions.
- Your Location is for identifying your location of the transaction.
- Storage (modify or delete contents on your USB storage) is for creating and storing backup data to the USB storage.
- Access to System tools is for adding Home screen shortcuts and widget
If you choose to use the app on your device only, your transaction history is stored on your phone or your Dropbox space. We always pay attention and improve to secure the privacy of your data.
Like us on Facebook: http://www.facebook.com/moneylover.me
Follow us on Twitter: https://twitter.com/moneyloverapp
Email: contact [at] moneylover [dot] me
The application provides various reports to look at different aspects of your financial life. You can, for example, see the list or pie chart that shows how much money’s going to food, gasoline, clothing and other categories, or how much you’ve spend in a specific category in the last week or month.
In addition, "My Wallets" has options to export your finances to file and also lets you password protect access.
The main functions:
- Create wallets, currencies, groups and subgroups with the addition of icons.
- View the finance report daily, weekly, monthly and yearly.
- Synchronization with cloud.
- View the finance report on losses and parishes by groups, currencies and wallets for the selected period.
- View a finance pie chart of losses and parishes by groups for the selected period.
- Import and export database to a file.
- Set a password for entrance into the program.
- Change the theme of application, time and date formats.
- Update the exchange rate from the server.
- View the total bill for a selected currency.
- Quickly adding operation or transfer through the widget.
- Use many filters of operations on different parameters.
- Export to Excel and XML.
Differences from the free version:
- No ads.
- Full export to Excel and XML.
We will be glad if you write us with your suggestions and comments.
Use the individual transactions and recurring transactions feature to get an idea of your expenses over the next couple of months and see how much money you have available to spend. The app also gives you a graphical overview of the information, making it easier to plan (larger) purchases over the upcoming months.
The budget mode allows you to set goals for various criteria and periods. For example, create a monthly limit for refueling or a weekly limit for food. You can also define limits for accounts such as credit cards or payment types. Furthermore, it can be determined whether recurring budgets should be transferred to the next periods.
• No internet connection.
• Configurable Material Design layout.
• Switch between the different views current balance and monthly balance.
• Visualise the statistics as a table or graph and see where you have spent your money.
• Manage multiple accounts and make transfers between them.
• Add further main and subcategories to analyze your cost curve.
• Add photos (e.g. receipts) to your transactions.
• Use reminders to remind you of pending payments.
• Define the beginning of the month based on your regular salary (e.g. the 1st or the 15th).
• Reconcile your expenses with your bank statement.
• Create templates to make the input of your transactions even easier.
• Filter and sort your transactions according to various criteria and time periods.
• Protect your sensitive data with a password.
• Import existing data or bank statements using the CSV import (import of other formats on request).
• Export your data to HTML or CSV in order to view or print them on your PC.
• Create backups so you never lose your data (including automatic backups).
• 4 Widgets.
My Budget Book is easy to use and is continuously developed. The app is available in 11 languages and includes an integrated manual which will help you to find all features of the app.
For security reasons, there is no internet permission. To use the app on multiple devices or to add automatic backups in the cloud, please read the chapter Synchronization of the integrated manual.
If you have any questions or suggestions, just send a mail via the integrated support function.
** Leading home budget manager downloaded over 1 million times AND featured by Google, About.com, and Lifehacker **
SYNC AND SHARE YOUR FAMILY BUDGET
* Automagically syncs across other mobile phones and the web
* Stay on the same page about finances with the people you love
* Your data is automatically and securely backed up to Goodbudget's website
* Download transactions to CSV (on website)
PERSONAL FINANCIAL MANAGER FOR LIFE ON-THE-GO
* Expense tracking optimized for speed!
* Check envelope balances
* Split transactions
* Save time with smart payee and category suggestions
* Location-based widget! Enter common transactions in exactly 3 touches. Control in Settings. (Note: widget will not be available if you move app to SD due to Android limitation)
BASED ON PROVEN ENVELOPE SYSTEM
* No physical envelopes...only virtual envelopes!
* Track your bank balances in addition to envelope balances
* Bank account statement import in QFX (Quicken) and OFX (Microsoft Money) formats with auto-matching to manually entered transactions
* Live within your means
* A darn cute envelope mascot
Ad-free, Free Forever version includes 10 regular envelopes & 10 annual envelopes. Use envelope budgeting to plan your spending, not just track it!
SUBSCRIBERS GET MORE FEATURES!
* Unlimited regular envelopes
* Unlimited annual envelopes
* Sync up to 5 devices
* 5 years of transaction history
* Personal and friendly email support
If you're looking for a finance manager, money tracker, checkbook ledger, or household budget planner, try us out!
Goodbudget: Budget well. Live life. Do good.
Features, bugs? Please email us at firstname.lastname@example.org! We're happy to help!
Keep track of all incomes and expenses or just check how much money you spend on your hobbies or bad habits!
Create your own categories in your own color.
Currency displayed depends on your local settings or can be changed to whatever you feel like!
Transaction view lets you add all your expenses and incomes in a easy to see list for each month. Long-press an item to edit, remove or duplicate.
All budgets and transactions is calculated in a time period.
The period can be set to weekly, biweekly, monthly and yearly.
Salary comes on the 25th, select a monthly time period with a custom start date and each period will run from 25th to the 24th next month.
Weekly and biweekly can be set to start on the weekday of your choosing.
Budget View brings your monthly budget in a easy to see perspective. See how much you've spent and what you have left according to your period limit and Budget Category.
Recurrent bills ?
Navigate to 'Bills', you can store all bills that stay the same every month, just check 'em and choose a date to insert them to!
Export your expenses / incomes to the CSV fileformat.
- Export to SD-Card or to Google Drive
- Sort them by date or by category.
- Export everything or by a date interval.
- Easily import them on your computer or on another phone, a preview will show up with the parsed items, it'll also warn you if you have the exact same item on the same date.
Every month you can view a circle graph to see where you've spent your money or you can go to 'Reports' to see your annual expenses. You can also filter your transactions based on date or category.
Sync your data between your devices through Bluetooth!
Now have fun planning and following your finance!
NEW USER INTERFACE
ADDED MORE GRAPHS AND ANALYSIS
FIXED KNOWN ISSUES
Our Budget Planner app offers a wide and flexible budget plan from financial budgeting, outgoings projection, visual forecasting of expenses and itemization of expenses.
YourELink Budget Planner is designed for users who prefers simple and straight forward budgeting tool. Budget Planner helps you work out where your money is going and gives you visual estimates whether you are spending more than your planned budget.
Note In-app purchase: This app is 100% FREE and will not force you to upgrade. This app will NOT lock-out your data or would stop you from using all of its features. All features available are standard of YourELink Budget Planner.
Note that there are 3 features that are not available in the FREE version, however if you think you do not need these features you can still continue using this app for FREE. This app will not force you to upgrade.
FREE version will have a few ads on the screen, upgraded version don't have.
**NOW over 2million Downloads**
***** Great APP! Great concept!
***** This app is amazing!!
***** App is very useful to record daily expenses. I like it. I record to my expenses in several seconds wherever I am. Smart and nice interface.
So Helpful! Helps me keep track of my expenses and budget
Want save your money?? You need to track your expenses on a daily basis. This app will make your money tracking easy as possible.
3 reason to use Quick Money Recorder:
1. You can input expense just in 2 seconds
2. Daily expense data keeps you motivated to save money and budget
3. Expense data shown on graphs to see how much you spend, and understand how you can save money
Download and start recording your spending with Quick Money Recorder, and SAVE MONEY!!
With Premium Subscription, "Quick Money Recorder " will become more useful with nice additional features
Premium features include:
1) exporting data to Excel on Windows/Mac and exporting graphs to PDF is supported
2) Calculator function is added
3) No advertisements
4) Dropbox/Evernote backup for ensuring safety of your data
5) Color Theme can be changed
7) Number of categories can be increased from 18 to 90 categories
8) Data Sync service which backup your data and share data with multiple devices
What makes Quick Money Recorder special:
1) Easy interface, no complicated settings
2) Take a photo of receipts and input later in just few seconds
3) Easy graphs make it easy to understand expenses
4) Export expense data and photos to MS Office Excel (additional purchase function)
5) International currency support for 113 countries
Savings calculator - Find out how fast you can save for your next big purchase, whether it's an overseas trip, a home deposit or a new car.
Loan calculator - Find out the repayments on a personal loan.
Mortgage calculator - Find out the repayments on a home loan. See what they will be if interest rates change.
Superannuation calculator - Find out how much super you will have when you retire.
Interest-free deal calculator - Find out what your interest-free deal will really cost you.
Want more? MoneySmart has even more powerful calculators at MoneySmart.gov.au
Who is behind MoneySmart?
MoneySmart.gov.au is run by the Australian Government agency, ASIC. The website offers free, independent guidance to help you make the best choices for your money. It is put together by an experienced team of financial planners and consumer educators.
The TrackMyGOALS app helps you cultivate good savings habits and reach your dreams by:
• Creating multiple and realistic savings goals
• Prioritising your goals to ensure they can be achieved
• Providing positive encouragement by tracking your progress
This app appeals to a wide range of users from adults to children and even people who have never saved before. Use it to track your saving for a holiday, wedding, car, house, renovation, school fees or anything else you can dream of.
• Designed to add and monitor savings goals on the go
• Home screen summaries with savings vs goal(s)
• History screen with category breakdown
• Budgeter screen to manage expenses
• Set up savings goals
• Develop a savings plan
• Track your savings goals
• Visualize your savings progress
• Add multiple goals
• Prioritise your goals
We value your feedback – please send comments and suggestions using the Feedback/ Comments functionality within the app.
Want more? MoneySmart has more calculators and online tools at moneysmart.gov.au
WHO IS BEHIND MONEYSMART?
MoneySmart is an initiative of the Australian Securities and Investments Commission (ASIC), an Australian Government agency. The website offers free, independent guidance and practical tools to help you make the most of your money. It is put together by an experienced team of financial planners and consumer educators.
Moneysmart.gov.au has calculators, tools and tips to help you make smart choices about your personal finances, including:
• Budgeting and saving
• Managing debt
• Superannuation and retirement
As a consumer or small business owner, you need to ensure that your interests are protected when you deal with other businesses. There are five steps that may help you do this:
1. Ask questions about the company, business and people that you are dealing with [e.g. do you know the company name and Australian Company Number (ACN); the business name and Australian Business Number (ABN)]?
2. Verify information about the company, business and people you are dealing with by checking ASIC's registers.
3. Seek help from ASIC if you need more information or from a professional business adviser (e.g. an accountant or a lawyer) if you are still unsure about the company, business or people you are dealing with.
4. Monitor the documents lodged by companies by signing up to ASIC's free Company Alert service.
5. Report suspected misconduct to ASIC if you believe that the directors or the company may be acting unlawfully. You can contact us on 1300 300 630 or lodge a complaint online.
The questions and answers in the App will take you through this process.