Birbank

Kapital Bank OJSC

About this app

Download Birbank for payments, transfers, VAT refund, NFC, online queue and more!
Use all kinds of banking services online, apply for a loan, installment card, earn bonuses and various gifts.

🟥 ALL IN ONE PLACE!
With Birbank you can:
▶️ Manage your bank cards and accounts
▶️ Track your loans and deposit accounts
▶️ Track BirKart debts and make payments through your personal cabinet
▶️ Manage limits, block, change PIN, and perform other operations with your cards

🟥 PAYMENTS
Make payments with a few taps
▶️ Mobile - Azercell, Bakcell, Nar, Naxtel
▶️ Utilities – Azəristilik, AzərSu, AzəriQaz, Azərİşıq
▶️ Internet – AiləNet, AzerOnline, Aztelecom, BIRLink, etc.
▶️ TV – AiləTV, ATV Plus, Connect TV, KATV, etc.
▶️ Landline phone – Aztelekom, Baktelekom
▶️ Public services – most government duties
▶️ Insurance – PASHA Insurance, etc.
▶️ Charity – YASHAT Foundation, etc.
▶️ Fines – BNA, DYP
▶️ Loans – Mortgage and Credit Guarantee Fund
With the ability to save payments, you can set automatic monthly payments, as well as repeat them at any time.

🟥 TRANSFERS
Make transfers quickly and safely
▶️ Between your cards and accounts
▶️ To all international bank cards and domestic accounts
▶️ Using Cash by Code
▶️ By phone number to Birbank users
▶️ Using money transfer services (Zolotaya Korona)

🟥 BONUSES
Collect bonus Hearts and miles by making payments. Hearts can be redeemed for various gifts or discounts from partners. For the accumulated miles, you can buy fly tickets from AZAL and THY. Plus, you will receive Umico bonuses for payments made with BirKart Umico.

🟥 VAT REFUND
Scan QR codes of checks from purchases and get back part of the VAT to your account “ƏDV geri al”. In the bonuses section, you can view the history of added checks, check your balance, as well as make payments and transfers. Checks’ Fiscal ID can also be entered manually.

🟥 CONTACTLESS PAYMENT METHODS
Make payments securely
▶️ Using NFC (VISA and Mastercard) - just bring your smartphone over the POS terminal
▶️ By scanning a QR code on a check or cash register using QR Pay

🟥 DIGITAL CARD
Become a cardholder without visiting a bank. Create a “Digital” card in seconds and make online payments and transfers.

🟥 REMOTE SERVICE
▶️ Online queue – Take online queues in advance to avoid wasting time waiting at branches and departments. Just go to the “Online queue” section of the app and select the desired service, branch, date and time of visit.
▶️ Ordering a card and applying for a loan - Through the section “Bank products” you can order a card or apply for a consumer loan online without visiting bank’s offices.

🟥 BIRKART PARTNER LIST
You can check if the shops, cafes, restaurants and other services you need are BirKart partners. In the application you will also find information about promotions held by partners. Finding partners is easy using the search and category filter.

🟥 BRANCHES AND ATMS
You can find more than 100 branches and departments, as well as about 1000 ATMs throughout the country from the list or on the map. Find out the location of the branch or ATM by selecting the opening hours, ATM type (Cash in, Cash out) and currency (AZN, USD, EUR) in the search filter.

🟥 OTHER SERVICES
Subscribers of Azercell postpaid and PASHA Life can manage their accounts through Birbank. Our feature-rich app also provides you with SMS Radar service, with which you will be able to instantly receive notifications about car fines.

Ratings and reviews

The app is working much better since my last comment so I've decided to update my review. Now the only thing bothers me sometimes u r working on app and we can use the app during that period. I understand developers need to test run new functions but it would be nice to let us know beforehand that app won't be accessible for some period.

It's been almost a month that every single time I enter the application, it says server does not respond. It has become extremely slow, entirely disfunctional and tiring for use. After the last update about a week ago, it even became worse. If this pattern continues, I will probably delete the application and stop my account subscription to your bank later on.

The application is and has been good for nothing so far. I don't really understand it why you do not do anything to improve it yet so that we would not be wasting our time on it. There is a lot of work to do. But you have to consider the emotions of your bank's customers. it's irritating and causes a lot of frustration. Just fix the problems, please.

What's new

In the new version update has been added following changes:
- a search bar for card operations, templates, and providers directly from the main page;
- the ability to hide cards and bonuses inside the application.
As a bonus, we have improved navigation and redesigned some pages so that you will not be bored with us.