Birbank

Kapital Bank OJSC

About this app

Download the Birbank mobile app to your smartphone, make fast payments with your cards, earn bonuses, and enjoy contactless payments with Apple Pay. Manage your expenses easily with 2x VAT refunds, up to 30% cashback, free cash withdrawals, and commission-free transfers.

APP ADVANTAGES
- Get cash loans and installment cards 24/7 without visiting a branch
- Manage your bank cards and accounts
- Check and track your loan and deposit accounts
- Monitor and pay your credit debts with the Birbank personal cabinet
- Track online currency exchange rates
- Change your PIN, enable SMS banking, 3D secure, and set daily limits.

PAYMENTS

With Birbank, you can make the following payments without leaving your home:

- Mobile payments – Azercell, Bakcell, Nar mobile, etc.

- Utility payments – Azərişıq, Azərsu, Azəriqaz

- Internet providers – Aztelecom, BIRLink, etc.

- TV providers – AiləTV, KATV

- Telephone payments – Aztelekom, Baktelekom

- Government payments – taxes and VAT refunds

- Insurance – PAŞA Sığorta (Pasha Insurance)

- Donations – YAŞAT Foundation, Red Hearts Foundation

- Penalty – BNA, DYP fines

- Loans – Kapital Bank loans, Mortgage, Kontakt Home, Optimal, İrshad

- Parking payments

- Umico Market – earn Umico bonuses and benefit from installment payments.

TRANSFERS
With Birbank, enjoy various transfer options:

- Free cash withdrawals and transfers with the Cashback debit card

- Send money to international and domestic bank cards

- Fast transfers with Cash by Code

-Transfer money to other Birbank users via mobile number

- International transfers via money transfer systems (Zolotoya Korona, Western Union, Xəzri)

BONUSES


-Earn cashback, Umico Bonuses, VAT refunds, or collect miles by making payments. Enjoy discounts at partner stores, installment shopping, and use miles for purchasing tickets with AZAL, THY.

VAT REFUND

- Increase your VAT refund balance with Birbank Cashback card purchases.
- Scan receipts with QR Scan to get 35% of VAT back.

CONTACTLESS PAYMENTS

- NFC: Tap your phone to the POS terminal for payment

- Apple Pay: Add your Visa and MasterCard cards to Wallet for contactless payments

- QR Pay: Make secure payments by scanning the QR code at the checkout

DIGITAL CARD

Get a Digital Card without visiting Kapital Bank branches. Enjoy online payments, free transfers, and more features waiting for you at Birbank.

DIGITAL BANKING
Order any card you wish through the Birbank app and use ATMs 24/7 to access cash loans or installments.

BIRBANK PARTNERS

Explore your preferred stores and restaurants, along with cashback, miles, and installment options on the Birbank partners page.

BRANCHES AND ATMs

Easily locate Kapital Bank branches and ATMs across the country and save time by booking an online appointment.

OTHER SERVICES

Azercell postpaid line, PAŞA Life insurance account management, and the SMS Radar feature to stay informed about fines are also available.

Ratings and reviews

I install it, but an error appears and I can’t use it. The error says: “If this error still appears, reset your phone to factory settings.” My phone is not rooted. I ran a Play Protect scan and no harmful apps were detected, but I still can’t use this application. I should also mention that I was able to use this app on the same device until about a month ago. I’m not sure whether this issue started after internal system app updates or after an update to the Birbank application.

App doesn't work,App says to me to check Google Play protect or factory reset,everyhing ok with Google play protect,fix this issue,

The has been has been very unstable, especially with logins. It can't even handle properly saving user credentials and letting users login without any issues. For the past couple months, I can't remember being able to login without resetting my password. The first few times, I thought it is a glitch but now I can see that it is a clear pattern and a nasty bug. the Birbank app simply doesn't hanle logging in properly.

What’s new

We've made adding receipts to "ƏDV geri al" even easier. Turn on "Add receipts automatically", and receipts for payments made through our bank's and PAŞA Bank's POS terminals will be added automatically.