7.27K reviews
Content rating
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About this app

The App that lets you:
Get a Loan,
Send Money,
Pay Utility Bills,
Buy Airtime,
Pay Merchants, and more...


Loan rates vary based on the borrowed amount;
Loan amount; 1,000 - 50,000

Loan charge; 30% of the principal amount

Repayment period; 90 - 180 days

APR; 30% - 120%

Example; If you borrow 1000 at 30% for 90 days you will repay it as 1300 after 90 days
Updated on
Nov 3, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info
Data is encrypted in transit
You can request that data be deleted
7.27K reviews
November 26, 2022
I would highly recommend this app. First convinient repayment mode. And also they give you all the money you qualify for unlike other apps that deduct interest before disbursment. This app has other services..many thing not just a loan giver but you can save and pay bills directly from it. Very efficient.
2 people found this review helpful
Pi Capital Ltd
November 28, 2022
Thank you for your encouraging words. Kindly note Bayes does not have a savings facility at the moment.
Margaret Mwajuma
November 12, 2022
I really love this app very much although there intrets is high but monthly payment is super wonderful 🥰🥰
4 people found this review helpful
Pi Capital Ltd
November 14, 2022
Hi Margaret, thank you very much for sharing your valuable & useful feedback. If you have other feedback or suggestions, please write to us at customercare@bayes.co.ke. We would love to hear from you!
Kevin Chepkurui
August 19, 2022
Bayes is one of the best lending Apps In kenya .. It has all the features i needed , i can transact directly via the app..they also offer flexible paying plans..and the UI/UX is just awesome 👍..
38 people found this review helpful
Pi Capital Ltd
August 20, 2022
Hi Kevin ,thank you very much for your feedback. We are pleased that you are enjoying the app. If there is anything we can do for you, just let us know at customercare@bayes.co.ke! Have a wonderful day!