Discovery Bank

4.8
65.4K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Welcome to the future of Banking. We’re the world’s first fully digital shared-value bank. Sign up in under 5 minutes anytime, anywhere and have your bank branch in the palm of your hand.

Discovery Bank offers market-leading interest rates, revolutionized digital payments and a banking experience that makes life easier, more exciting and of course, more rewarding.

Here are just some of the features our app has to offer:

Your bank at your fingertips:

o Sign up in under five minutes and get access to your free virtual card to begin transacting immediately.
o Get fast, easy access to credit when you need it most.
o Bank safely and conveniently: Manage and track your cards, accounts and rewards all in one place. Instantly change a PIN, and securely pause or stop your cards.
o Get alerts so you always know what’s happening with your accounts.
o Buy prepaid products such as airtime, data, SMS bundles, water and electricity and get up to 20% off when you pay using Discovery Miles.
o View and download your bank statements, account confirmation letters, and tax and deposit certificates whenever you need them.

Pay anyone quickly, safely and easily:

o Apple Pay is here. Enjoy a safer, more convenient way to pay.
o Make payments to any of your cellphone contacts who are Discovery clients, regardless of who they bank with Discovery Pay.
o Enjoy safer, convenient payments and shopping with our virtual card. Shop online or use it to tap-and-pay in store with Fitbit Pay, Garmin Pay and Samsung Pay.
o Set up Health Pay to pay your medical expenses at pharmacies, hospital and medical service providers.

Get exclusive access to Vitality Money:

We all want to be financially healthier. Imagine a bank that shows you how and helps you get there, while rewarding you along the way.

o Understand and track your financial health while unlocking incredible rewards.
o Reach your goals by engaging with your five key financial behaviours to reach a higher Vitality Money status.
o Get rewarded on your healthy grocery shopping, personal care, fitness devices, sports gear and equipment, and so much more!
o With Dynamic Interest Rates you can even boost your interest earned by an extra up to 1.5% on your demand savings and cheque accounts and pay up to 6.75% less on your credit.

Earn Discovery Miles, a rewards currency like no other:

- Earn Discovery Miles – our rewards currency more valuable than cash - when you exercise, drive well or spend your money responsibly rewards currency that’s more valuable than cash.
- Save up to 20% when you spend them in-store and online, or convert them into travel rewards, use them to pay a contact or convert them to cash.
o View, manage and pay using your Discovery Miles Account in your banking app.

Get a new iPhone on us:
o Fund a new iPhone when achieving your weekly Vitality Active Rewards goals.

Reach your savings goals faster:
o Reach your savings goals faster! Open free savings accounts and earn market-leading interest rates.
Updated on
Mar 15, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
64.6K reviews
Dawid Mocke
March 27, 2023
Great features and extremely powerful. You can pretty much do everything from the app. The most frustrating bug is that it often logs you out midway through a transaction if you navigate away. This is immensely irritating if you are trying to pay someone and have to navigate to another app like Whatsapp to copy an account number only to be logged out of banking.....meaning you have to o through the entire, and painfully secure, login process again. Other than that, it's great.
10 people found this review helpful
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Chelsea Frost
March 7, 2024
The app is so unstable, 70% of the time, when I want to use the miles I have spent weeks collecting, it kicks up an error saying they can't retrieve the information. They force you to set up a debit order for credit card payments and don't even have their own bank listed on the list, so I can't set up a debit order from my Discovery Transactional account to pay for my Discovery Credit Card. For a bank that prides themselves on being market leaders in innovation, the app is pretty embarrassing.
12 people found this review helpful
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Egbert Du Toit
March 17, 2024
I bank with 3 major Banks and the Discovery banking app is the best by far. Easy to use and app screen layout is well designed. Love the integration to Easy Equities. Although not hell bent on following Vitality program I do use some of the Vitality benefits occassionally. I have not come across any bugs and app uptime excellent. Whenever I log on, the app is available and I can complete my transactions.
6 people found this review helpful
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What's new

Enhanced card limits functionality.