upay: Finance and Payments

UPAY

About this app

Introducing “upay” (উপায়) app which provides easy, secured and innovative Digital Financial Solutions, and helps you elevate lifestyle in just a few simple taps. The state of the art upay app ensures ease for your most frequent transactions like send money to others, add money from all major banks, cash out with lowest charge from agents and ATMs, pay all your utility bill payments, recharge your mobile phone from all operators and also make instant payments at your favorite stores- both online and offline.

As a subsidiary of United Commercial Bank (UCB), upay app also ensures the highest possible security through blockchain based technology and widespread availability all across Bangladesh.

Things you can do in upay app:

Instant Registration

You can easily register for a new upay account in just about a few minutes right from upay app. All you require is your National ID card and you are ready to go.

Add Money from Bank Account or Debit/Credit Card

Transfer money instantly to your upay account through any banks or Debit/Credit Card. Add money easily to your upay account within seconds using an eligible debit / credit card or bank account.

Mobile recharge to any number

Recharge your mobile or any other number from all major operations in Bangladesh, including Grameenphone, Robi, Airtel, Banglalink and Teletalk. You can also find latest prepaid and postpaid recharge plans and best recharge based Internet, Voice and bundle offers only on upay app.

Bill Payments – Electricity, Water, Gas, Telephone, Internet, Credit Card and others

Pay your utility bills such as Electricity, Water, Gas etc. for all major providers like DESCO, NESCO, Titas, WASA etc. right from the comfort of your own home. You can also pay your credit card bill, internet bill, telephone bill and many more.

Safe, Secure & Contactless Payments at Offline Stores

Easily pay at your nearby grocery stores, pharmacies, restaurants, retail stores and thousands more across the country by scanning QR code or through mobile number.

Secured Mobile Banking

Security is of utmost importance to us and we prioritize making you feel safe and secured by taking necessary measures to protect your account. Through our modern blockchain based technology, you can rest assured that all of your transactions are highly secured. In addition, to give you greater control, you only can access your upay account only through your registered device. Hence, no need to worry about losing your PIN as no one can access your upay account from other mobile devices.

Online Payments

You can order groceries, medicines, food, gadgets online and pay via upay with ease. You can make quick online payments at your favorite shopping, food delivery, travel and gaming brands including Daraz, Evaly, Chaldal, Shohoz, just to name a few.

Your Own Wallet

For the first time in Bangladesh, you will have your own wallet which will give you a liberty of checking where your money is coming from, including Salary, Disbursement and Remittance. With such a personalized wallet, you can enjoy exclusive upay reward.

Ease of Access

upay is always looking out for you to give convenience and ease in your life. Keeping that at the core, upay app has certain features that can ease some of your pains.

· You can now avoid the hassle of constantly calculating the charge on cash out and simply add the Cash Out charge, to give more ease for the receiver. Through a simple tap, Cash Out charge will be automatically calculated whenever you are sending money to another upay account.

· Use the app in either Bangla or English, and change between the two whenever you want.

Book Tickets Easily

Book your Bus, Launch or Air tickets easily through the upay app. In addition, you can also book your favorite hotels, movie tickets and many more. For further details, please visit our website at https://www.upaybd.com.

Ratings and reviews

🤬Extremely Disappointed with UPay Service!😤 I attempted to load 430 BDT from my Upay account to my Upay prepaid card, but to my utter frustration, the entire amount was deducted without being credited to my card. Despite immediately filing a complaint, the response I received was nothing but a generic message stating that it would take "a long time" to resolve the issue. This is completely unacceptable! How can a financial service provider fail to ensure a simple transaction? If it takes

Very poor service. I requested to close my account because I wanted to change the account ownership. Almost three weeks have passed, but the account still hasn’t been closed. Their customer service is of low quality.

Upar is a very good freelancing app in BD users . But upay have a many big problems when we bill pay in upay like a disco pepid metre card maximum amount 500 bill then we pay we cannot payment 490 tk . Sometime our Wi-Fi mobile data was slow and we already select amount for payment that time upay network is not working and our amount was disappear four upay. We call upay customer service care and they tell me 30 minutes under we have our amount refund. (2).........

What’s new

📡 Pay Bill of DPDC Postpaid easily

🚧Updated user journey for a smoother toll payment experience.

🔗Embedded a new URL for easier access to utility charge details.

🧮Enjoy GP Flexiplan services!

⏩ Newly Added - Now fund transfer to SEBL

🏚️ Pay your pouroshova bills with few clicks.

🔧More enhanced user experience and accessibility