upay: Finance and Payments

41.1K reviews
Content rating
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About this app

Introducing “upay” (উপায়) app which provides easy, secured and innovative Digital Financial Solutions, and helps you elevate lifestyle in just a few simple taps. The state of the art upay app ensures ease for your most frequent transactions like send money to others, add money from all major banks, cash out with lowest charge from agents and ATMs, pay all your utility bill payments, recharge your mobile phone from all operators and also make instant payments at your favorite stores- both online and offline.

As a subsidiary of United Commercial Bank (UCB), upay app also ensures the highest possible security through blockchain based technology and widespread availability all across Bangladesh.

Things you can do in upay app:

Instant Registration

You can easily register for a new upay account in just about a few minutes right from upay app. All you require is your National ID card and you are ready to go.

Add Money from Bank Account or Debit/Credit Card

Transfer money instantly to your upay account through any banks or Debit/Credit Card. Add money easily to your upay account within seconds using an eligible debit / credit card or bank account.

Mobile recharge to any number

Recharge your mobile or any other number from all major operations in Bangladesh, including Grameenphone, Robi, Airtel, Banglalink and Teletalk. You can also find latest prepaid and postpaid recharge plans and best recharge based Internet, Voice and bundle offers only on upay app.

Bill Payments – Electricity, Water, Gas, Telephone, Internet, Credit Card and others

Pay your utility bills such as Electricity, Water, Gas etc. for all major providers like DESCO, NESCO, Titas, WASA etc. right from the comfort of your own home. You can also pay your credit card bill, internet bill, telephone bill and many more.

Safe, Secure & Contactless Payments at Offline Stores

Easily pay at your nearby grocery stores, pharmacies, restaurants, retail stores and thousands more across the country by scanning QR code or through mobile number.

Secured Mobile Banking

Security is of utmost importance to us and we prioritize making you feel safe and secured by taking necessary measures to protect your account. Through our modern blockchain based technology, you can rest assured that all of your transactions are highly secured. In addition, to give you greater control, you only can access your upay account only through your registered device. Hence, no need to worry about losing your PIN as no one can access your upay account from other mobile devices.

Online Payments

You can order groceries, medicines, food, gadgets online and pay via upay with ease. You can make quick online payments at your favorite shopping, food delivery, travel and gaming brands including Daraz, Evaly, Chaldal, Shohoz, just to name a few.

Your Own Wallet

For the first time in Bangladesh, you will have your own wallet which will give you a liberty of checking where your money is coming from, including Salary, Disbursement and Remittance. With such a personalized wallet, you can enjoy exclusive upay reward.

Ease of Access

upay is always looking out for you to give convenience and ease in your life. Keeping that at the core, upay app has certain features that can ease some of your pains.

· You can now avoid the hassle of constantly calculating the charge on cash out and simply add the Cash Out charge, to give more ease for the receiver. Through a simple tap, Cash Out charge will be automatically calculated whenever you are sending money to another upay account.

· Use the app in either Bangla or English, and change between the two whenever you want.

Book Tickets Easily

Book your Bus, Launch or Air tickets easily through the upay app. In addition, you can also book your favorite hotels, movie tickets and many more. For further details, please visit our website at https://www.upaybd.com.
Updated on
Nov 16, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

40.9K reviews
Sheikh Minhazul Islam
November 16, 2023
1. Just registered an account, hope the experience will be thankful. 2. I think the server is little weak. Maximum time I used to login via pin it gives me error one or twice. I'd be helpful if the team also work in the server section.
21 people found this review helpful
Did you find this helpful?
November 13, 2023
Assalamualaikum sir, Thanks for the 5-star rating. Hope you continue to enjoy our service. If you have any feedback or suggestions, please feel free to write us at http://m.me/upaybangladesh or call 16268. We would love to hear from you! 🙂
bn r
October 24, 2023
Assalamu Alaikum Wa Rahmatullahi Wa Barakatuhu. Excellent apps,The good thing about the app is that the payment can be made from the traffic police case personal number. But it is difficult to find the right agent number in all places or it would be better if it was available in all places like Bikash
56 people found this review helpful
Did you find this helpful?
October 24, 2023
Walaikum Assalam sir, Thanks for the 5-star rating. Hope you continue to enjoy our service. If you have any feedback or suggestions, please feel free to write us at http://m.me/upaybangladesh or call 16268. We would love to hear from you!
October 25, 2023
After using it for so long, I understand that it is useless because their service is not good. I open an account and ask to change the number of that account. They block the account in the name of change. Yes, there are many such things which are bad, if you don't update them, the market will not work. If someone makes a mistake, there is no solution.
42 people found this review helpful
Did you find this helpful?
October 19, 2023
Thank you for the review, Sir. It's always great to be appreciated. Words like these inspire us to strive harder. Keep using উপায়.🙂

What's new

📚 Discover new educational institutions and pay tuition fees effortlessly.

💸 Find more banks in "Bank to upay" section for easy money transfers to your upay account.

📱 Experience enhanced user experience with improved features.

App support