Aion Bank

Aion.be

About this app

Switch to all-inclusive banking and get all of this and more for one monthly membership fee with Aion Bank:

Better savings rates. No ATM fees. Cheaper bills. Better personal loans. Automated investing with our robo-advisor, ETFMatic. Easy transfers. Better refinancing. Instant digital Maestro debit cards and Mastercard credit cards. Google Pay. And more.

No hidden costs or long term commitments.

“An entirely transparent model that will change the way you bank” The Fintech Times
“The Netflix of Banking” Trends-Tendances

Our “Personal” Membership, for individuals includes:

Premium (€19 per month):
• Multi-currency accounts
• Instant digital debit cards
• Instant and international transfers
• Google Pay
• Unlimited Worldwide ATM Cash withdrawals
• Currency exchange at interbank rates
• One of the highest interest rates for savings
• Easy automated investing powered by ETFMatic
• MoneyMax™: our signature product that helps you reduce your household bills, save on online shopping, increase your returns
And more

Light (€3.90 per month):
• Multi-currency account
• High interest savings accounts
• Instant digital debit card
• Instant online currency exchange
• Google Pay
• Unlimited Worldwide ATM Cash withdrawals
• International transfers at competitive exchange rates
• Tools to help you find better rates on deposits

Our Business Membership, for companies and entrepreneurs, includes:

Basic (€9 per month):
• Multi-currency account
• Instant and international transfers
• Google Pay
• Unlimited Worldwide ATM Cash withdrawals
• Currency exchange at interbank rates
• Unsecured instalment loan and overdraft
And more

Premium (€39 per month). ***Limited Time Offer: First 3 Months Free***:
• Multi-currency accounts (EUR, USD, GBP, CHF, PLN)
• Instant online currency exchange
• Google Pay
• Unlimited Worldwide ATM Cash withdrawals
• International transfers at competitive exchange rates
• Multi-signature services
• Unsecured instalment loan and overdraft
• BusinessMax™: our signature product that helps you maximise your daily business:
Create digital invoices
Record expenses on your phone
Automatic VAT estimations
Export to Winbooks, Exact Online and Yuki
• Simplify your accounting with end-to-end digital bookkeeping powered by BDO (available for an additional fee to BDO of €50 for sole traders, €100 for companies)
• Isabel integration
And more

It's easy to become a member
• For Belgium residents you can sign up using itsme, your ID card, Residence Permit or valid Belgian NFC passport.
• For Poland residents, you can sign up using your ID card or valid Polish NFC passport.
• For residents of the following countries, you can sign up using your valid NFC passport: Austria, Belgium, Czech Republic, Germany, Denmark, Finland, France, Italy, Netherlands, Norway, Poland, Romania, Slovakia, Spain, Sweden or United Kingdom.

Ratings and reviews

Poor. After cutting off all access to our accounts through the old app, which had worked perfectly well, this new app doesn't work, claiming the bank has no record of email address and/or phone number. Probably an error in the mobile phone number in their system (UK number, but the account is in Belgium), but no assistance provided, just a statement from the app that I must visit the branch to sort it out. Edit: They made a fix that enabled the new app to connect to my account. App is ok.

Useless and irritating due to critical bugs. Views are blank instead of displaying card and account info so it's impossible to make payments. Not fixed for weeks. No workaround according to customer service (after many contact attempts and ignored reports). Slow, frequent time-outs and stability issues. Makes impression as if it was a scam app. The same on both Android 10 and 11.

After giving it four days of test not to rush into a bad review I can definitely say that the app is not working well. It is often crashing and sometimes not even opening. Can't see my transaction history, can't see the saved beneficiaries for transfers. Why hurrying into releasing an app and a website (and related credit cards) which are not yet functional. Very bad start for AION which announced itself as a modern upgrade from MPS and is messing it up big time.

What's new

This update of all-inclusive banking brings even more under the hood improvements of state-of-the-art Aion technology.