RaiPay

KBC Bank Bulgaria EAD

About this app

RaiPay mobile wallet – pay and withdraw with your phone!

Download and use RaiPay free of charge.

RaiPay allows you to make:

• Fast and convenient contactless payments with a mobile phone
• Contactless cash withdrawals with a mobile phone
• All cards, issued by Raiffeisenbank (Bulgaria) in one place

Register your cards easily:

• Add your card in the wallet by approaching it to the phone – the NFC function will read it automatically
• You will receive SMS with confirmation code on the phone number provided in the bank
• You can enroll all your debit and credit cards from Raiffeisenbank (Bulgaria) – you don’t need to have a wallet with you any more, it is enough to carry your mobile phone
• Choose a „default“ card you wish to use with the application. At any time you can change the default card and/or choose another card to perform a certain payment/withdrawal.

Pay contactless

• With the enrolled cards you can pay contactless with your mobile phone at all contactless POS terminals, in the same way as with a plastic card
• You only need to approach the phone to the POS terminal with lighted screen
• For amounts above 50 BGN the screen of the phone needs to be unlocked before you approach it to the POS terminal

Contactless cash withdrawal

• With RaiPay mobile wallet you can withdraw contactless at all NFC capable ATMs (contactless ATMs)
• Approach the phone to the contactless reader of the ATM and confirm the withdrawal with the PIN code of the plastic which is enrolled in the wallet

Information about transactions

• In RaiPay you receive information about the payments/withdrawals initiated with the mobile wallet. The information includes date, hour and amount of the transaction, as well as indication whether the transaction is performed using additional authentication (by screen unlock and/or application passcode).
• Information about successfully completed transaction you can obtain at the moment of the transaction when the confirmation of successfully completed payment /withdrawal is shown on the screen of the POS/ATM, or in your monthly statement.

System requirements

• RaiPay application requires Android, version 5.0 or higher
• The mobile phone on which the application is installed must have NFC functionality which needs to be switched on


For questions related to RaiPay contact us at [e-mail]

Ratings and reviews

Does NOT work at all! Downloaded, started, verified in KBC APP, got a text message, confirmed. The app is starting and hangs. Not possible to click anywhere, no reload, dead end. And best of it, I can not even add my card to a normal Google Wallet. Yes, you want to create your own app, but it should be a choice, not an obligation. Even when it works...

I have changed my mobile phone and once again I'm not able to get in my Rai Pay. The system wants me to enter twice my code and than drops. Strange, but it still works on my old phone! My previous message: For a few months in a row, It stopped working on my mobile phone, I haven't change it, but the app suddenly crushed and it could not be started again - it says something like "ups it seems something went wrong, please try again later,", but nothing happens.

This app is very user-Unfriendly. It doesn't work. I tried reinstalling it 3 times and still get error messages and can't get it running. I'm trying to pay online but I can't confirm the payment because the app crashes. Once I got a stupid error because I had the Developer Options turned on. I disabled these options and still got another error that the app can't connect to RaiMobile... Stupid app.

What's new

Bug fixed