Banking is complex and robotic. We make it simple and human. Open a full-service account with no hidden fees for everyday spending and tomorrow's savings.
KOHO is the alternative to your traditional banking experience. KOHO works like a debit card, but is accepted everywhere Visa is. Meaning you can Preload your budget and say goodbye to overspending!
Instant 0.5% Cashback
Earn cash rewards on all purchases and never, ever pay interest.
Savings Designed For You
Automate your savings with customizable goals. The app will automate your goal contributions so that you can “set it and forget it.”
Save as you spend by rounding up purchases to the nearest $1, $2, $5, or $10.
You Can Do it All
Pay bills, send money through free e-Transfers and set up pre-authorized debits. You can even set up Payroll Direct with your employer and have all or a portion of your paycheque automatically loaded to your account.
It Pays to Refer
Earn up to $3000 when you refer friends and family to KOHO.
Trusted by over 100,000 Canadians and backed by the country’s leading investors. Funds are held securely by Peoples Trust and protected under Visa’s Zero Liability policy.
We’re building KOHO for our users. We are constantly evolving, and our growth is grounded in the feedback we get from our (beloved!) users.
Sign up for a free account in minutes and let the app categorize your spending and serve up data insights you can actually use.
*** Featured in NASDAQ, Bloomberg, The Globe and Mail, CBC, Toronto
Life, Yahoo Finance, and Financial Post
*** KOHO users have been able to reduce monthly spending by 15% and
save an average of $550 in 3 weeks