We want Canadians to be able to travel more, retire sooner, and live richer lives.
Join the tens of thousands of Canadians who are using KOHO to spend smarter, save quicker, and restore financial balance. No fees. Instant Updates. Real humans answering your questions.

KOHO is a no-fee reloadable card and integrated app that sends you real-time insights into your spending. As a user you earn instant 0.5% cash back on all purchases, and benefit from one of the lowest foreign transaction fees in the industry —1.5%— when you travel.

Using KOHO doesn’t affect your credit score, and your money is held by Peoples Trust, a federally recognized financial institution.

With KOHO you can set a savings goal and then let us automate your daily contributions. We’ve also introduced RoundUps so that with every purchase you can choose to round-up to the nearest $1, $5, or $10 and save bit by bit without needing to think about it.

At KOHO we don't make money off you, we make money on the interchange fees that merchants are already paying. By showing you instantly where your money is going, KOHO helps you take control of it (without skimming any off the top).

Sign up in minutes and receive a new KOHO Visa card within 10 days.

We have the sweetest user support team in the world (probably). Reach out to us in-app or by email at support@koho.ca.

*** Featured in NASDAQ, The Globe and Mail, CBC, TechCrunch, and Financial Post
*** Featured as Apple’s ‘New Apps we Love’ in March 2017
*** KOHO users have been able to reduce monthly spending by 15% and save an average of $550 in 3 weeks
Read more
295 total

What’s New

We believe the financial system should be simple, transparent, and designed to help all Canadians restore balance. Our redesigned app and new cards (with 4 designs to choose from) now reflect that mission. As does our recent arrival in Quebec—coocoo!

Worthy of Note:
Now cash out your RoundUps into a Goal
Cashmere-soft onboarding flow for new users
Select your favourite card design and read our wildly unscientific study of what that choice says about you
Read more

Additional information

July 2, 2018
Current Version
Requires Android
4.4 and up
Content Rating
Offered By
©2018 GoogleSite Terms of ServicePrivacyDevelopersArtistsAbout Google|Location: United StatesLanguage: English (Canada)
By purchasing this item, you are transacting with Google Payments and agreeing to the Google Payments Terms of Service and Privacy Notice.