Uni Cards: The Pay 1/3rd Card

98.7T reviews
Content rating
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About this app

Uni Pay 1/3rd Card - Backed by Visa - Pay 1/3rd, get 1% rewards & enjoy 6,9,12,18+ months EMI plans.

The Pay 1/3rd revolution is here. Uni Pay 1/3rd Card is exclusively made to help you pay in 3 parts for no extra charges. Backed by Visa, Uni Pay 1/3rd Card is accepted at 99% of the places across the country that accept credit/debit cards. Yes, that’s true now spend anywhere and everywhere with your Uni Card and just Pay 1/3rd.

Pay 1/3rd. It's possible, it's better.

What you'll love about Uni?

1. Pay 1/3rd for all your transactions - Divide your spends in 3 parts for 3 months for no extra charges. A bill of ₹15000 is divided into 3 payments of ₹5000 for the next three months.

2. Get 1% rewards when you Pay in Full - You can also choose to pay in full like usual post 30 days free credit period & enjoy 1% rewards.

3. Convert your transactions to 6/9/12/18+ EMIs (Coming soon) - Take all the time you need. Choose affordable longer EMI plans for your spends.

4. Nothing is hidden here - 100% Money back guarantee incase a charge or fees is applied without your knowledge.

5. Instant card within minutes - Get a card instantly for paying online till your physical card arrives.

Oh wait, there’s more :)

6. Easy Card controls: Easily manage and track your online/offline & contactless payments & set your limits for every transaction.

7. Flexible repayment options: Choose the option to carry forward some amount to the next bill by paying a nominal Carry Forward Fee.

8. Bill reminders: Get multiple bill reminders before your Due Date to avoid being charged Late Fee.

9. One-click Card lock: Lock your card instantly in case of emergency. Unlock easily via app when needed.

10. 24x7 Customer support: Our team of experts is always here to help you out. Reach us via WhatsApp, email or call and we'll be happy to assist you.

Make Uni Pay 1/3rd Card yours,

It just takes a few mins. The application is in 3 parts -
1. Check Eligibility: Give us a few details & check if you're eligible for our card
2. Submit KYC: Complete paperless KYC
3. Get Card: Instantly get your digital card & start spending online

All these exciting features and more await you. Download the Uni app now and Pay 1/3rd, get rewards, longer term EMIs and more.
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98.7T reviews
Monisha Padhi
20 June 2022
I have used this for nearly a month now. PROS: The payment was easy for both Tap and pin functions. No glitches faced yet. The unboxing experience was good. The split to 3 without costs is really benefecial in emergencies. CONS: No facility to pay the full amount without conversion to Pay in Full. I cannot pay any custom amounts and just the option is given to either pay whatever is billed, or to pay the full unbilled amount. Custom amounts and full amounts also should be allowed for payments.
47 people found this review helpful
Uni Cards
20 June 2022
We're super glad to know that you find our product useful, Monisha. We will continuously work on adding more features to our app to make your experience better. We hope that you love using your Uni card :)
Rajesh Kumar
26 June 2022
The card which was meant for is not fullfill. I had done one transac of 1003 INR and new features say if you want to convert into pay 1/3 it will not reverse again to pay in full which was the option available in previous update. And even they don't put any pop-up message while doing this revert. This is extremely a deadlock situation or one feature solution.
Uni Cards
26 June 2022
Hi Rajesh, we apologize if your experience with Uni has been unpleasant. Request you to share your concern with us at care@uni.club or you can give us a call at 080-6821-6821 and we'll look into it right away.
Jeet Saxena
28 June 2022
If there is an option available for negative rating I will definitely do that. I applied for the card 19th of Jun after completing all the process in the end it stuck and show the message "system is under maintenance". I tried again after some time but error remain same, then I mailed them on 20 jun about the issue even they replied that try again after some time, but didn't work. I mailed again but didn't get any reply. And now it has been more than 8 day passed and its still under maintenance
Uni Cards
28 June 2022
Hi Jeet, we regret the unfavorable experience you've had with us. Could we request you to send us your number via mail? If you have any further queries please reach us via email at care@uni.club. We are here to help you 24*7.

What's new

Time to inhale the new bits of your Uni app and exhale the bugs away!

- Auto Cashback Mode: All your new transactions can now be switched from Pay 1/N(1/3 or 1/2) to Cashback(1% or 1.2%), automatically!

- Multicoloured Cards: New users can now choose the colour of their Uni Card - between black, gold, blue, orange, grey and teal (coming soon for existing users)!

What do you think?
Let us know with a review.