Uni Cards: The Pay 1/3rd Card

4.2
96.8T reviews
10L+
Downloads
Content rating
Everyone
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About this app

Uni Pay 1/3rd Card - Backed by Visa - Pay 1/3rd, get 1% rewards & enjoy 6,9,12,18+ months EMI plans.

The Pay 1/3rd revolution is here. Uni Pay 1/3rd Card is exclusively made to help you pay in 3 parts for no extra charges. Backed by Visa, Uni Pay 1/3rd Card is accepted at 99% of the places across the country that accept credit/debit cards. Yes, that’s true now spend anywhere and everywhere with your Uni Card and just Pay 1/3rd.

Pay 1/3rd. It's possible, it's better.

What you'll love about Uni?

1. Pay 1/3rd for all your transactions - Divide your spends in 3 parts for 3 months for no extra charges. A bill of ₹15000 is divided into 3 payments of ₹5000 for the next three months.

2. Get 1% rewards when you Pay in Full - You can also choose to pay in full like usual post 30 days free credit period & enjoy 1% rewards.

3. Convert your transactions to 6/9/12/18+ EMIs (Coming soon) - Take all the time you need. Choose affordable longer EMI plans for your spends.

4. Nothing is hidden here - 100% Money back guarantee incase a charge or fees is applied without your knowledge.

5. Instant card within minutes - Get a card instantly for paying online till your physical card arrives.

Oh wait, there’s more :)

6. Easy Card controls: Easily manage and track your online/offline & contactless payments & set your limits for every transaction.

7. Flexible repayment options: Choose the option to carry forward some amount to the next bill by paying a nominal Carry Forward Fee.

8. Bill reminders: Get multiple bill reminders before your Due Date to avoid being charged Late Fee.

9. One-click Card lock: Lock your card instantly in case of emergency. Unlock easily via app when needed.

10. 24x7 Customer support: Our team of experts is always here to help you out. Reach us via WhatsApp, email or call and we'll be happy to assist you.

Make Uni Pay 1/3rd Card yours,

It just takes a few mins. The application is in 3 parts -
1. Check Eligibility: Give us a few details & check if you're eligible for our card
2. Submit KYC: Complete paperless KYC
3. Get Card: Instantly get your digital card & start spending online

All these exciting features and more await you. Download the Uni app now and Pay 1/3rd, get rewards, longer term EMIs and more.
Updated on
15-Jun-2022

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4.2
96.8T reviews
Monisha Padhi
20 June 2022
I have used this for nearly a month now. PROS: The payment was easy for both Tap and pin functions. No glitches faced yet. The unboxing experience was good. The split to 3 without costs is really benefecial in emergencies. CONS: No facility to pay the full amount without conversion to Pay in Full. I cannot pay any custom amounts and just the option is given to either pay whatever is billed, or to pay the full unbilled amount. Custom amounts and full amounts also should be allowed for payments.
22 people found this review helpful
Did you find this helpful?
Uni Cards
20 June 2022
We're super glad to know that you find our product useful, Monisha. We will continuously work on adding more features to our app to make your experience better. We hope that you love using your Uni card :)
Best Friend
24 May 2022
Till now I did not face any hidden charges. 1/3 payment option is very convenient. I also found some flaws in Uni: for example, it gave me an option, a week ago, to pay my credit card bills, and it even shown me my linked credit cards! but now neither I see that option nor is it searchable. Anyhow, till now, overall experience is very comfortable
234 people found this review helpful
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Uni Cards
24 May 2022
Hi there, thank you for the 5 stars! We are delighted to hear you had a great experience with us so far. We will continue to deliver the best user experience by adding more features to our Uni app and we hope that you love using your Uni card :)
Anand Kumar
9 June 2022
Worst experience ever with this app and pathetic customer service. Pls do not develop a product when you do not have force to provide customer experience. My app got stuck at "we will soon at your location", though I have different location but app is not at all moving backward or afterward. It's like a blocker. Marked multiple emails to customer service. No response from last 20 days. Disappointed. Didn't like this.
104 people found this review helpful
Did you find this helpful?
Uni Cards
9 June 2022
Hey Anand, thank you for reaching out to us. Sorry to inform you that currently we are not serviceable at your pincode mentioned. We hope to be at your pincode very soon and offer you the Uni Card. Request your kind patience as we do this.

What's new

Time to inhale the new bits of your Uni app and exhale the bugs away!


- Auto Cashback Mode: All your new transactions can now be switched from Pay 1/N(1/3 or 1/2) to Cashback(1% or 1.2%), automatically!


- Multicoloured Cards: New users can now choose the colour of their Uni Card - between black, gold, blue, orange, grey and teal (coming soon for existing users)!


What do you think?
Let us know with a review.