BlueBudget

BlueBudget

About this app

BlueBudget - Split expenses fairly. Now also directly with your bank account.

We’ve all been there:
Who paid for what? Who still owes whom? And why are there suddenly five Excel sheets and ten chat threads full of receipts?

With BlueBudget, the money chaos is over.

New: Securely connect your bank account and add real transactions directly to your split groups — no manual typing required.

With your real bank transactions you can see:
• which expenses have already been split
• whether you’ve already been paid back
• or who still owes you money

Clear. Transparent. All in one place.


What you can already do with BlueBudget

• Securely connect your bank account

Connect your Swiss bank account using the official open banking standard of Swiss banks (bLink).
Transactions sync automatically — securely and encrypted.


• Connect multiple banks

Connect several banks at the same time and see your balances aggregated across banks — all in one overview.


• Split real transactions

Select a real bank transaction and split it directly with your group.
No more manual typing.


• Support for 50+ currencies

BlueBudget supports over 50 currencies with exchange rates updated daily — perfect for travel and international expenses.


• Add and split expenses

Whether two or twenty people — expenses are split transparently with just a few taps.


• Create split groups

For trips, shared flats, clubs or groups of friends.
Multiple groups at the same time? No problem.

“One person pays. BlueBudget settles it.”


• Invite friends via link or QR code

Add friends easily — even if they don’t use the app yet.


• Simplified settlements

Minimize the number of transfers needed to settle balances.


• Status directly on bank transactions

See directly on your bank transactions:
• “You should receive CHF 22.30”
• or “You received CHF 22.30”


• Balance overview

See who is in credit, who owes money, and who should pay next.


• Time calculator

How much lifetime does an expense really cost you?

Time is money — we show you both.


Security comes first
• Bank connections use the official Swiss open banking standard (bLink).
• You always decide which accounts you connect.
• BlueBudget has no access to your e-banking.
• Your BlueBudget account is protected with email and phone number verification.
• Modern encryption technologies protect your data.

Transparency instead of black boxes.


Coming soon

• Automatic budget tracking

Plan your money ahead instead of only looking back.
Your personal budget cockpit is already in development.


We’re building the community

BlueBudget continues to evolve together with our community.
Through our Friends & Family program, we test new features early with real users and gather direct feedback.

Want to help shape the app? Get in touch with us.


Developed in Switzerland

Built with a focus on privacy, usability, and real everyday financial challenges.

Start now, connect your bank account, and split expenses stress-free.
Budgeting features coming soon.

What’s new

Your data is now automatically masked, when you put the app in the background.
And if you feel like cleaning up: You can easily delete your bank data.
Plus, as always, a few small fixes for an even smoother experience.