Crédito365

TECH365 S.A.S.

About this app

Get your online loan with Crédito365 Colombia
With the Crédito365 mobile app, you can apply for a loan of up to $1,000,000 without leaving home.

How to apply for a personal loan with Crédito365?
1. Download the app on your phone from Google Play.
2. Choose the loan amount and term using the calculator and click "Apply now."
3. Enter your personal information and fill out a short form. Then, enter your bank account so we can transfer the money to you.
4. Wait for confirmation. If your application is approved, sign the digital contract and we will process the transfer.

Who can access a quick loan with Crédito365?
All Colombians aged 18 to 65 can apply for a loan, including students, workers, and the unemployed.
Requirements:
* Be a Colombian citizen.
* Be between 18 and 65 years old at the time of registration.
* Have a valid ID (cédula).
* Active cell phone number.
* Personal bank account at any Colombian bank.
You don't need to present additional documents, guarantees, or supporting documents. You'll only go through a quick validation process.

How to pay your loan?
Credito365 offers several payment options (also applicable to accrued interest):
1. Debit or credit card
Log in to your account in the app or on the website and select the "Payment" option. Enter your card details and make the payment online.
2. Bank transfer (PSE)
Make your payment directly from your bank using the details displayed on the platform.
3. Cash at authorized locations

Credit Terms:
* Minimum amount: $100,000
* Maximum amount: $1,000,000
* Minimum term: 61 days
* Maximum term: 100 days
* Minimum age: 18 years
* Maximum annual interest (excluding promotions): 34.68%

Example calculation with minimum rate:
You request $1,000,000 for 61 days with an effective annual interest rate of 34.68%
Estimated calculation:
$1,000,000 x (34.68% / 365 x 61) ≈ $57,950 in interest
Total due: $1,057,950

Example calculation with fee:
You request $1,000,000 for 90 days with an effective annual interest rate of 34.68%
Estimated calculation:
$1,000,000 x (34.68% / 365 x 90) ≈ $85,500 interest
Total due: $1,085,500
The amount due may decrease depending on current promotions.

Money Laundering Prevention Law
Crédito365 complies with the regulations established by the UIAF (Union of Financial Institutions) and the Republic of Colombia, identified with NIT 901780224-7, in accordance with the law for the prevention and control of money laundering and terrorist financing.
TECH365 S.A.S.
Carrera 11 #93-52, Office 301, Bogotá, Colombia
Website: credito365.co