Julla offers instant point of sale credit enabling you the user to purchase items now and pay later.
Julla provides a simple and convenient shopping experience; customers can purchase items on loan digitally in seconds without a lengthy application or paperwork which provides a more inclusive alternative.
You can break down your payment to 3, 6 or 12 months.
Our interest rate is the lowest in the market at 2.5% per month, we have no hidden fees or late fees!
For example, if you want to borrow KES 40,000 for example, you will pay KES 4,333 per month for 12 months. Your interest will calculate to KES 12,000