RealTimeMoney (“RTM”) is a community-focused peer-to-peer (“P2P”) lending marketplace that offers a platform for P2P lending. RealTimeMoney helps bring borrowers and lenders directly in contact with each other, thereby removing intermediary costs, helping borrowers access credit at lower costs and enabling lenders to realize higher returns in comparison to traditional investments. RealTimeMoney uses technology to facilitate the entire process –from loan origination through to loan closure - via a fast-tracked and easy-to-use interface and minimal human intervention. Our goal is to make lending and borrowing a safe, convenient and enjoyable experience for all.
RealTimeMoney App offers lenders an excellent alternative investment opportunity to lend money directly to pre-verified borrowers and earn up to 36% p.a. returns on their investment.
Using the RealTimeMoney app, Lenders can:
• Sign up as a Lender
• Review borrower profiles and send proposals
• Earn returns on your investments
• Strike a deal on their own, without any intervention from our end
• Get transactional updates
RealTimeMoney App offers borrowers cheaper and faster access to personal loans. It uses a tech-enabled, underwriting mechanism that uses more than 120 parameters across 400 data points – social, financial and personal to evaluate credit-worthiness.
Using the RealTimeMoney app, Borrowers can:
• Sign up as a Borrower, get verified and get their personal loan requirement listed on realtimemoney.in
• Get personal loans at interest rates up to 2% to 8% lower than banks
• Online, tech-enabled transactions for easy disbursement and EMI repayments
• Strike a deal on their own, without any intervention from Real Time Money.
-> Borrowers need to pay a one-time registration fee of Rs. 1500/- during registration.
-> The payment is to facilitate back-end processes like social, financial and personal verification and document check etc.
-> It is also used to formulate the legal agreement & documentation with the borrowers before loan disbursal.
Steps to register:
1. Click on sign-up
2. Fill your basic details
3. *For borrowers only* Pay registration fees (Through any convenient online payment methods like credit cards, net banking, etc.)
4. For lenders, our support team verifies your details and gets back to you within 12-24 hrs. After verification and approval, you can log into your Real Time Money account and start lending.
5. Borrowers need to upload the required documents post which our support team will verify your details and get back to you within 2-3 working days. After verification and approval, your loan requirement will be listed on our website and lenders can start making offer to fund your requirement.
RealTimeMoney accesses your phone’s Contact and Call Information but will never upload your phonebook to make it searchable or public. RealTimeMoney also does not access, modify, collect, or store any Contact Information, Call Information, Personal Information, Financial Information, and any other Personal or Sensitive Data without your prior authorization. You have the right to decline or opt out of granting permission to RealTimeMoney to access, modify, collect, or store any of the above information during or post downloading/installation of the app. Feel free to contact our Customer Support team at email@example.com with questions regarding privacy and security of your information.
For more information regarding information collection and disclosure, please refer to the RealTimeMoney Terms and Conditions and Privacy and Security Policy found in the links below.
Terms & Conditions: https://realtimemoney.in/static/rtm_front_end/index.html#/termscondition
Privacy and Security Policy: https://realtimemoney.in/static/rtm_front_end/index.html#/privacysecuritypolicy
3G/4G or Wi-Fi is required for RealTimeMoney app to work. Operator charges may apply.