CASHe Personal Loan App

1.88L reviews
Content rating
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About this app

CASHe is the go-to personal loan app for salaried professionals. Avail instant personal loans starting from Rs 1,000 to Rs 4,00,000 and get the money transferred to your bank account instantly.

CASHe offers a smart, intuitive and hassle-free experience. Apply for a loan today and enjoy a better borrowing experience.
CASHe adheres to RBI’s Fair Practice Code and is committed to promoting best practices in digital lending.

What’s New?
CASHe Credit Line
One approval, multiple loans. With minimal documentation and instant approval, apply for a credit line with a 1-year tenure to avail short-term loans for emergency & shopping needs.
Buy Now Pay Later with CASHe
Get 0%* interest online shopping loan from CASHe pay later app on leading merchants like Amazon, Flipkart, Big Basket, Apollo Pharmacy, Uber and Myntra. Pay your bills later with easy EMIs.
Personal Loan Eligibility:
• Personal loan for salaried professionals only
• Minimum net take-home monthly salary: ₹12000
• Above 21 years of age
• Salary through direct bank transfer only
Features of CASHe – Personal Loan App:
• Avail a range of personal loans
• Personal loan eligibility check
• Personal loans available from ₹1,000 – ₹4,00,000
• Quick loan application via online loan app
• Repayment period more than 3 months
• No guarantors or collaterals
• 100% paperless loan application
• No foreclosure charges
• Get instant credit line
• Enjoy online shopping at no cost EMI*
• Loan instantly credited to bank account
• Loan repayment through various payment methods
Avail the money you need online with CASHe loan app. It is simple to use and the best online personal loan app in India.
Get up to ₹4,00,000 personal loan online or avail credit line using the CASHe app. Know your personal loan eligibility in minutes and apply personal loan easily.
15 million+ users have downloaded the CASHe personal loan app. Download the app to experience a new way of borrowing!
How to apply for a personal loan online on CASHe?
• Install CASHe app
• Log in to CASHe personal loan app by registering through your social media account
• Fill in basic details to know your personal loan eligibility
• Submit KYC documents and apply for quick personal loan
• Once application is approved, we transfer the loan directly to your bank account
Documents required to apply for a loan:
• Selfie
• PAN card
• ID Proof (Any 1 - Driving License/Voter ID/Passport/Aadhaar Card)
• Address proof (Any 1 - Driving License/Voter ID/Passport/Aadhaar Card/Utility Bills)
• 3-month bank statements with salary credit
• Aadhaar card (Optional)
Interest, tenures, and other specifications
• Annual Percentage Rate (APR) – 30.42%
• Minimum Repayment Tenure: 3 months
• Maximum Repayment Tenure: 18 months
• CASHe 540 - Processing fee: 3% or 1000, whichever is higher
• CASHe 180, CASHe 270, CASHe 1 year - Processing fee: 2% or 1200, Preferably higher
• CASHe 90 - Processing fee: 1.5% or 500, Preferably higher
NBFCs & Banks we are partnered with:
• Bhanix Finance and Investment Limited
• Vivriti Capital Private Limited
• GrowthSource Financial Technologies
Sample Loan Calculation
Loan amount: ₹ 30,000 at interest rate of 30.42% p.a.
Loan Duration: 3 Months
Total personal loan interest = ₹ 2,250
Processing fees (PF) + GST = ₹ 500 + ₹ 90 = ₹ 590
Total Deductibles (PF + GST): ₹ 590
In-Hand Amount: Loan Amount - Total Deductibles = ₹ 30,000 - 590 = ₹ 29,410
Total repayable Amount(Loan Amount + Interest): ₹ 32,250
Monthly EMI Repayable(Loan Amount + Interest / No of EMI’s): ₹ 10,750
PF + GST are deducted upfront during the loan disbursal.
Data Security via Secure Loan Application
Your data is safe with us. All the transactions are secured via 128-bit SSL encryption. Data is transferred over secured connections.
Contact Us:
For help or any other details about our personal loans, contact us at
Updated on

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted
1.88L reviews
Bilgin Varghese
27 June 2022
Pathetic service. My loan was approved and disbursed but not credited to account. It's been 4 days. The due date of emi is also shown in the app but no status on the money. Such a headache it has become to reach put to customer care. No proper Channel available. Only way is via email. This app is definitely not useful if u need a loan within a day or two.
114 people found this review helpful
Rakesh Sarkar
22 June 2022
I have been using this app since one n half yr. But, recently I have applied a loan and the same is approved, but the disbursement is pending since two days, yet I have completed the Auto Debit Registration and e-sign. But, I was mentally depressed due to some financial emergencies and so I applied for it. But, they just playing with my emotions. Though I mailed 15 times, they did not pay any attention. So, after being disappointed, I am leaving this and urge to all that don't install it....
367 people found this review helpful
Shandilya Dixit
28 June 2022
They have suddenly stopped disbursement and the update shown on app is incorrect - they claim that there is some issue in transferring payment to bank account! I called up my bank, and they confirmed that there is no problem with banking so it is a clear case of incorrect excuse on the app!
46 people found this review helpful

What's new

Introducing Social Loan Quotient (SLQ), India’s first social behaviour-based credit rating system for young salaried millennials.
CASHe has now made SLQ accessible for every applicant to know if he/she is eligible for a loan with CASHe. All you need to do is to complete your profile and submit the necessary documents on to the app. Within minutes, the AI-based SLQ engine will let you know your credit profile status.