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      • Android Device Manager
      Cover art

      Monzo Bank

      1,444
      Monzo Finance
      PEGI 3 PEGI 3
      Loading device compatibility...
      Item added to wish list.
      Item removed from wish list.
      1
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      Join the thousands of users who have used Monzo in more than 150 countries and become a part of the banking revolution. To activate your card, you'll need to top up with £100 which will be available to spend as soon as your card arrives. This is an early-access beta phase and we ask that you always carry another card with you for the time being.

      • Get instant notifications every time you make a payment
      • See how much you’re spending
      • Freeze your Monzo Card instantly if you lose it, defrost it when you find it
      • Receive intelligent insights into your spending habits
      • Send money instantly to any other Monzo user
      • Top up your Monzo Card with another debit card or by bank transfer
      • Use your card abroad as you would at home. There are no fees and you get the wholesale MasterCard® exchange rate
      • No fees or charges, in the UK or abroad

      We’re releasing new features every week. Coming soon are features like:

      • Set up budgeting targets
      • Receive payments through Monzo.me
      • Search your transactions instantly by category, location or merchant
      • And much more!

      What people are saying about Monzo:

      “Monzo set a record as the quickest crowd-funding campaign in history.” — Forbes
      “Monzo is a snazzy mobile checking-account app.” — The Wall Street Journal
      “A bank for people who hate banks.” — Bloomberg
      “Monzo is a bank designed for the world we live in today.” — TechCrunch

      The legal bit:

      The term “Monzo Card” refers to the Monzo MasterCard® Prepaid Debit card. MasterCard is a registered trademark of MasterCard International Incorporated. The Card is issued by Wirecard Card Solutions Ltd (“WDCS”) pursuant to licence by MasterCard International Inc. WDCS is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref. 900051).
      My review
      Review from

      Reviews

      4.2
      1,444 total
      5 950
      4 195
      3 70
      2 37
      1 192
      Dwayne Moat
      Really poor tacky "What's New" comments when this app stills remains feature lacking compared to iOS
      Andreas Neofytou
      It doesn't offer anything special and it requires £100 to send you a prepaid card that it may or may not work. You are better with a normal bank that is actually a Bank and Android pay (if you really want the instant notifications of where you spend your money)
      Jay
      I've used Monzo for under a year now and have nothing but praise for the company. Slick and easy to use. Able to speak to someone via chat within minutes and getting it resolved or pointed in the right direction and can't wait to see what's next. I k ow the iOS app is much better but I guess it's an easier system to tweak than the android but it's worth the wait. P.S. used it abroad and couldn't have been even more happier with the rates of pay!
      Steve Tee
      Absolutely pointless. It's just another pre-payed "credit card" and not only that, you have to top it up with £100 before you can use it! I've heard so many stories about the software on Android being totally inferior to the iOS version rendering it virtually useless. Smells of a scam. Avoid!
      Rob Johnson
      Would be a 5* review if this app had the same features as the iOS version but for some reason Android loses out. No budgeting features, profile photos, spend graphs. It's a brilliant app still, but a shame to see android losing out to iOS on features.
      Grant McD
      This app and prepaid card is very useful and I made a mistake when transferring money over to my monzo account and this was fixed and explained to me within an hour. Amazing customer service.

      User reviews

      Dwayne Moat 9 June 2017
      Really poor tacky "What's New" comments when this app stills remains feature lacking compared to iOS
      Full Review
      Andreas Neofytou 9 June 2017
      It doesn't offer anything special and it requires £100 to send you a prepaid card that it may or may not work. You are better with a normal bank that is actually a Bank and Android pay (if you really want the instant notifications of where you spend your money)
      Full Review
      Jay 7 June 2017
      I've used Monzo for under a year now and have nothing but praise for the company. Slick and easy to use. Able to speak to someone via chat within minutes and getting it resolved or pointed in the right direction and can't wait to see what's next. I k ow the iOS app is much better but I guess it's an easier system to tweak than the android but it's worth the wait. P.S. used it abroad and couldn't have been even more happier with the rates of pay!
      Full Review
      Steve Tee 30 May 2017
      Absolutely pointless. It's just another pre-payed "credit card" and not only that, you have to top it up with £100 before you can use it! I've heard so many stories about the software on Android being totally inferior to the iOS version rendering it virtually useless. Smells of a scam. Avoid!
      Full Review
      Rob Johnson 31 May 2017
      Would be a 5* review if this app had the same features as the iOS version but for some reason Android loses out. No budgeting features, profile photos, spend graphs. It's a brilliant app still, but a shame to see android losing out to iOS on features.
      Full Review
      Grant McD 31 May 2017
      This app and prepaid card is very useful and I made a mistake when transferring money over to my monzo account and this was fixed and explained to me within an hour. Amazing customer service.
      Full Review
      8 June 2017
      Installed this app on my Samsung S6 and I have tried to order a card but it won't allow me to submit the verification code. It literally does nothing when I type in the number and press submit. Contacted help and they told me to uninstall the app. This did nothing. Just contacted them again and they have given me the same advice. Hopefully it can be fixed.
      Full Review
      Ivan Delany 22 May 2017
      ANDROID PAY now supported? You say so, but the Android Pay app disagrees.
      Full Review
      Clare Deller 23 May 2017
      Haven't managed to actually use the app, as despite forwarding link to join to a couple of friends, it won't let me past the bump me up the queue screen.
      Full Review
      Peter Williams 23 May 2017
      Dishonest update description. You should have made it clear that Android Pay is just for top ups, not for making payments. This sort of sneaky wording makes me not trust your service.
      Full Review
      Aubrey Chiduku 28 May 2017
      Would be 5 starts but Android users are treated second class compared with iOS. Only use it for travelling right now because budgeting (available on iPhone) is an important feature for me and that's what would pull me away from my current account
      Full Review
      robin joyson 5 June 2017
      After looking into prepaid cards for the best deal on transaction I selected Monzo for my trip abroad to save carrying a large amount of cash & not having to use my bank debit card that costs me, with my monzo card I have had no problems using it abroad & the customer service is excellent I recommend it
      Full Review
      Christopher McDowell 8 June 2017
      Great app and bank. Instant view of payments, and helps track spending. Love it.
      Full Review
      25 May 2017
      The change notes are the reason I keep auto-update turned off
      Full Review
      Quincy Carty 31 May 2017
      Only issue i have with this monzo ap is that it hasn't got a password lock for the app
      Full Review
      27 May 2017
      your chat forum is broken and I need to unlock my card. what am I meant to do?
      Full Review
      vlad2989 22 May 2017
      Unable to add Monzo Card to Android Pay
      Full Review
      Jack Chamberlain 29 May 2017
      Revolutionary! The categorisation of spend is a good send - such a simple, effective idea that's been implemented very well. Roll on the current accounts...
      Full Review
      Rónán Tansey 25 May 2017
      Brilliant app would be useful to have ability to assign credits received from other people against spending so you're spending summaries aren't overstated
      Full Review
      Mihai Leucian 21 May 2017
      I like it. I got the best currency rate with this app.
      Full Review
      Ben Evans 8 June 2017
      Monzo is a fantastic banking service. If they maintain the current level of customer service while expanding it will be hard to beat.
      Full Review
      Rizwan Chaudhry 27 May 2017
      Great app that's really helped manage my finances!
      Full Review
      Monzo 29 September 2016
      Hey Rizwan! If you update today, you should find you can sign up immediately and get your card 😄 We've been working hard on it and hope you like it. Thanks for your patience!
      Ian Fuller 22 May 2017
      Near perfect. Just needs to be a fully fledged bank...
      Full Review
      Pedro Sousa 7 June 2017
      Missing a yearly overview report
      Full Review
      Paul J White 22 May 2017
      Wouldn't be without it!
      Full Review
      Fabian AhornerDev 6 June 2017
      Awesome app! But could maybe add a export function?
      Full Review
      Wojciech Bubolka 22 May 2017
      Love it.
      Full Review
      Mike Osullivan 18 May 2017
      Love it, I'm so bad with my spending and use my card to help me. When I get paid I put myself a budget for personal expenses, and leave my bank account alone. This is going to help me get out of debt and I'm so happy about it. After reading the reviews about the ios app being superior I'd like to see some new features arrive soon but I am more than happy for the time being. So far the only place I've encountered the card not working is at my local texaco petrol station.
      Full Review
      Dave Robertson 13 May 2017
      Enjoying using the card and the features in the app. Easy and reliable. But then I saw what the iOS app offers and it's a shame... We're being treated a bit like second class citizens. Please work on better feature parity between the apps. It's one thing having a lead platform (iOS), but another basically ignoring the second platform. Android users are often early adopters and will spread the word. Help us to help you!
      Full Review
      Tom Brittney 20 May 2017
      I was really looking forward to getting this card after I was shown what the app could do by a friend. Unfortunately, the app is completely different on Android than ios. Cannot set budgets or export pdf. Hopefully this will be changed soon, otherwise there's not much point to it!
      Full Review
      Ed Onslow 9 May 2017
      I downloaded this app and got my card in October 16 because internet banking desperately needed to join the 21st century. The card is great - I can see my contactless payments come out straight away, unlike my HSBC debit card, where it doesn't even come off my available balance. My issue is with the development, or lack of, of the Android app. Supposedly iPhone is being developed first, and then ported to Android. That's fair enough, but I feel as though the Android app is being neglected while the iPhone app gets further ahead. 8 months later and I still have a very basic list of transactions with a predetermined list of categories. That's it.
      Full Review
      Ben egan 10 May 2017
      Downgraded. I do like the app but am getting fed up with lack of features. I have contacted Monzo 3 times and told to check the time line board but nothing is on there for app development. The last 3 updates have been search features and bug fixes. I don't get it. People are crying out for spending targets and security improvements and the best we get is search.... right
      Full Review
      Monzo 1 February 2017
      Thanks Ben! Totally agree and we're catching up with iOS as fast as we can 🎉
      Eurig Jones 18 May 2017
      I got a card for travelling and it's ideal for avoiding crap rates and fees. Seriously impressed with Monzo. Great product backed up by a fantastic app and customer support. Looking forward to having an account number and sort code.
      Full Review
      Paul Smith 12 May 2017
      Could not sign up. Mobile SMS works for initial install, but once card ready, SMS never arrives. Been trying for weeks . UPDATE issues all resolved. One of the best banking apps so far. Shows great promise.
      Full Review
      Richard Duncan 9 May 2017
      Disappointed... So unfortunate this app is so far behind the Apple counterpart. Almost 6 months behind. No targets, no graph to name a few. Don't understand the logic. Also the developers are not sticking to their timeline they set out at the end of last year? We were supposed to have many more features at this stage. Real pitty, started really well however it seems the team has run out of Android steam. I hope this isn't telling for the debit accounts to come. Will Apple users get preference there too?
      Full Review
      21 May 2017
      Good overall. Would like dark mode, more expense categories and budget tools. Annoying they are providing more development for Apple devices when android user base is huge in comparison.
      Full Review
      Samuel K. Drayton Liquid Black 12 May 2017
      The app is getting better but as many have said, it's still playing catch-up with iOS. The support is really good so if you find a bug or think something could be better: contribute! The community is great and it has saved me plenty in exchange transaction fees while travelling. Looking forward to what comes next.
      Full Review
      Fatih S. 11 May 2017
      Minor issues. I already contacted you a couple of times but no resolution.
      Full Review
      Ricky Cousins 9 May 2017
      Literally just an app to encourage you to spam people to go up a waiting list
      Full Review
      Nicky Horne 9 May 2017
      It's how banking should be and the journey has only just begun 🚀🚀
      Full Review
      Review deleted

      What's New

      You might have heard on the grapevine that you can now use Android Pay on Monzo.me. It’s pretty cool. But we didn’t want to stop there. Oh no. So we built Android Pay top up in the app, so you can now top up in a couple of taps. Tap. Tap. Just like that.
      But we didn’t stop there. Oh no. So we built background refresh, so that your feed is always up to date and you don’t need to wait for transactions to appear when you open the app. Tap. There. Just like that.
      And we stopped there. For now.

      Additional information

      Updated
      9 June 2017
      Installs
      100,000 - 500,000
      Current Version
      1.7.0
      Requires Android
      5.0 and up
      Content Rating
      PEGI 3
      Learn more
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      Monzo
      Developer
      Visit website Email help@monzo.com Privacy Policy

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