If you are looking for credit to finance your home or buy a new car for example you need a credit report. Your credit report is your financial CV which you don’t get to write!
It’s written by people you have a financial relationship with, like your bank or cellphone company. These companies place their experience of dealing with you as a customer into your credit report and then rate you accordingly. Although it is only their perception of you and your financial well-being, it does affect every part of your financial journey.
Each section of your report is important and tells you a story of who is looking at you, what your credit providers are saying about you and how they rate you.
Your credit report is your financial CV and it is being written for you every month. If it is incorrect and if you don’t make an effort to change it, no one else will.
Financially Free offers you a secure online portal that will provide you with monthly tips, news and advice.
Your credit report can be downloaded or printed from within the portal - there is no registration fee.
Our credit report is one of a kind. It gives you easy to read analysis of information that has been placed against your name plus a set of results, including:
* Potential reckless lending and borrowing
* Your money management history
* Potential rolling accounts
*Breakdown of all accounts
* Your total balance exposure, monthly instalments & balance overdue
* Your credit well-being action plan - includes practical solutions and tips
* ID fraud detection
Protect yourself against identity theft / fraud.
Monitor critical changes on your profile. We will send you an email & SMS when this occurs.
Receive notification when your credit rating improves.