We are the opportunity for thousands of collaborators of companies in Colombia so that they can access a 100% digital credit, it has never been so easy. Denario is the perfect option!
We offer free investment credits and credit for Purchases in our Marketplace, all employees of the company have access.
The time to join us is NOW, be part of our agreements and purchase through our app thousands of products and services, we have different means of payment and more than 12 categories, we want to provide WELL-BEING for all our users.
We have terms of 2 to 12 months and credits with amounts from 150,000 to 3,000,000, we disburse to the payroll account and discount the credit installments from the payment
salary according to the cuts that the employer has, biweekly or monthly.
The Annual Effective Rate (TEA) varies according to the credit profile of the loan applicant and the chosen term. In any case, the TEA will be informed before the credit offer is accepted. Minimum TEA 22% and maximum according to the rate published by the Superfinanciera, 42% EA.
100% digital credits.
Mixed requests (money and product).
Credit simulation functionality.
Freight values by supplier.
Performance improvements.
Terms from 2 to 12 installments for money requests
Interest rate from 22%EA up to 42%EA*.
Example:
*Description of a loan of COP $200,000 in 5 installments:
Interest: $200,000 x 1.7% x 5 = $10,314
Cloud: $2,400
Insurance: $800
Installment 1: $38,663 + $3,400 + $2,400 + $800 = $45,263
Installment 2: $39,320 + $2,743 + $2,400 + $800 = $45,263
Installment 3: $39,989 + $2,074 + $2,400 + $800 = $45,263
Installment 4: $40,668 + $1,394 + $2,400 + $800 = $45,263
Installment 5: $41,360 + $703 + $2,400 + $800 = $45,263
Annual rate: 22.42% (for this example).