Technic Essential 華利理賠
10+
Downloads
Everyone
info
About this app
Instead of sending experienced, but expensive risk inspectors for catering SMEs by insurance companies, this app mobilizes shop floor managers to capture risk or hazard information at critical checkpoints regularly, like self-health checks by blood measure device. The purpose is to allow the laymen to fill up risk information on-site using the app's step-by-step guidance.
The analytical part shall then analyze the collected risk information, backed up by experts' opinions, and create risk scores for the restaurant's risk managers, or insurance underwriters to understand different levels of risk and estimate the appropriate premium.
The users must fill up the information with a selection of choices at their most convenient. The choice sets have to be modified in the usual local and colloquial language. Hence, all questions are presented in Chinese for restaurants in Hong Kong.
Other than choice-based questionnaires, pictures or photos are much easier for laymen to understand and quickly capture all necessary information. Therefore, this app will use more photo capture functions to collect on-site information.
It is valuable for insurance companies to provide professional risk management services, attracting quality clients with a solid motive to do risk management.
The ultimate purpose of this app is to evaluate and rate each restaurant risk based on expert opinion on the collected information.
The total general liability risk score is the total of the overall risk scores plus general liability-specific risk factors' scores which are calculated in the backend.
The total Employee Compensation liability risk score is the total of the overall risk scores plus EC liability specific risk factors' scores which are calculated in the backend as shown in the screenshots.
The overall risk scores of a restaurant are the total of general liability risk scores and EC liability risk scores, which is shown in the calculation formula at the backend:
The analytical part shall then analyze the collected risk information, backed up by experts' opinions, and create risk scores for the restaurant's risk managers, or insurance underwriters to understand different levels of risk and estimate the appropriate premium.
The users must fill up the information with a selection of choices at their most convenient. The choice sets have to be modified in the usual local and colloquial language. Hence, all questions are presented in Chinese for restaurants in Hong Kong.
Other than choice-based questionnaires, pictures or photos are much easier for laymen to understand and quickly capture all necessary information. Therefore, this app will use more photo capture functions to collect on-site information.
It is valuable for insurance companies to provide professional risk management services, attracting quality clients with a solid motive to do risk management.
The ultimate purpose of this app is to evaluate and rate each restaurant risk based on expert opinion on the collected information.
The total general liability risk score is the total of the overall risk scores plus general liability-specific risk factors' scores which are calculated in the backend.
The total Employee Compensation liability risk score is the total of the overall risk scores plus EC liability specific risk factors' scores which are calculated in the backend as shown in the screenshots.
The overall risk scores of a restaurant are the total of general liability risk scores and EC liability risk scores, which is shown in the calculation formula at the backend:
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
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No data collected
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Data is encrypted in transit
You can request that data be deleted
What’s new
Bug fixes and performance improvements.
App support
About the developer
Technic Essential Limited
wilson.cheung@technicessential.com
Rm 801-803 8/F & SMART-SPACE 3C CYBERPORT 3 CORE C
100 CYBERPORT RD
薄扶林
Hong Kong
+852 9219 0036