RBI-registered, non-deposit-taking NBFC LendingKart Finance Limited provides loans to MSME businesses in 1,300+ cities and towns in India.
Our mission is to fund the big dreams of small businesses and entrepreneurs. Our quick loan disbursement, 24/7 document collection at your doorstep, and dedicated customer service team will help you through the application and repayment processes.
You can get a working capital loan between Rs. 50,000 and Rs. 1 million with minimal documentation and no collateral. With our innovative products, we have helped more than 89,000+ businesses in India grow with more than 1,00,000+ loans disbursed.
Why choose LendingKart?
100% digital loan processing without collateral
Availability anywhere and anytime
A fair interest rate ranging between 1-2%/month for MSME loans, depending on your credit profile
We offer a range of flexible repayment options from 6-36 months
Fast turn-around and disbursements
A fair interest rate
Loans with extended terms
There are no hidden fees
Flexibility in repayment
A LendingKart business loan is structured as follows:
Loan Amount: 1,04,000
Amount Disbursed: 93,500
Interest Rate: 1.25% Monthly (28.66% annualized)
EMI Amount: 9,967
Tenure: 12 Months
Total Charges (including GST and insurance): 10,500
The loan products you can find on the LendingKart app are:
Business Loan: All business owners rely on LendingKart for customized business loans. We eliminate human interaction and speed up the entire borrowing process by providing a fast & efficient online interface.
MSME Loan: MSME business loans are available from LendingKart, which can be approved online, enabling companies to obtain financing quickly. Additionally, the company's products can be customized, making them well suited to today's highly competitive business environment.
Working Capital Loan: Working capital loans enable SMEs to manage their daily operations. On a slow sales day, working capital loans allow you to cover your operating expenses. LendingKart offers a variety of working capital loans tailored to SMEs & startups.
Overdraft Loan: Overdraft facilities from LendingKart can be used during crises or for short-term objectives since they allow a person to withdraw money, even if the current account does not have any funds.
LendingKart supports you in every possible way with below other loans:
Invoice Discounting Loan
Supply Chain Finance
Line of Credit Loans
Merchant Cash Advance
Letter of Credit
Short Term Loans
Commercial Loan for Small Business
Other sectors that LendingKart lends to are:
E-commerce sellers: LendingKart provides lending solutions that cater to the needs of businesses, from stocking inventory to creating new products.
Restaurants & Delivery Outlets: The services we provide include everything from setting up new outlets, constructing a base kitchen to financing working capital for restaurants.
Retailers: A lender can obtain a loan from us to meet specific retail needs, such as inventory, seasonal sales demands, or customer credit.
Startups: To fuel their growth, startups often require capital without dilution of equity ownership, which is what LendingKart offers.
In addition to the above, we also offer loans to businesses in popular sectors such as retail, bakery, hotel, transportation, cold storage, petrol pumps, machinery, manufacturers, schools, professional firms (doctors, CAs), etc.
Features of the app include:
Easy access to loan data and download of relevant documents
A simple and convenient way to pay off loans
Offering auto loan top-ups & additional loan requests
Ticket your loan issues and queries to our customer support
Note: Before disbursement, LendingKart does not charge processing fees. We will not entertain claims to the contrary. To report such activity, please call 1800-572-0202 or email us at email@example.com. Visit https://www.lendingkart.com for more information or download the app.